opus card vs Nova Ledger

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily: - View your latest balance and available credit limit - View your latest transactions, including transactions that are still pending - Make a payment on your account - Set up or manage your Direct Debit - Manage your statement preferences - Update your contact details - Get in contact with us and view our FAQs Registered for Online Account Manager already? If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register! Not Registered for Online Account Manger? If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand: - Last name - Date of birth - Postcode - Your card details OR your account number

Nova Ledger is a beautifully minimal expense tracker and budget planner designed to give you complete control over your personal finances. KEY FEATURES: • Smart Expense Tracking — Log income and expenses in seconds with AI-assisted category matching • Budget Management — Set monthly limits per category and track spending in real time • Saving Goals — Create goals with target amounts and deadlines, track progress visually • Insights & Charts — Beautiful Swift Charts show spending trends, category breakdowns, and monthly comparisons • Multiple Wallets (Pro) — Separate your Personal, Work, and Investment accounts • Home Screen Widget — See today's spending at a glance without opening the app • CSV Export — Export your full transaction history for spreadsheet analysis • Multi-Currency — Support for HKD, USD, EUR, GBP, JPY, CNY, TWD, SGD, AUD, KRW and more • Multi-Language — English, Japanese, Korean, Spanish, and Simplified Chinese PRIVACY FIRST: All your data stays on your device. No account required, no cloud sync, no data collection. PRO UPGRADE: Unlock multiple wallets, unlimited CSV export, and custom category icons with a one-time purchase. Nova Ledger — your money, your control.