Comparison

MobilePanin vs Qlola Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MobilePanin

Access your bank accounts securely and conveniently on the go. Perform real-time money transfers, pay bills, and manage your finances with ease. The app offers multi-currency support and location services for ATMs and branches.

Highlights
  • Secure 6-digit PIN for login and transactions
  • Real-time money transfers
  • Multi-currency transfers (up to 16)
  • Bill payments and scheduled transactions
  • ATM and branch locator
  • Balance and transaction alerts
  • Foreign exchange and interest rates
Read full description

Mobile Panin is the next innovation in Mobile Banking that will gives you a secure, convenient and the fastest way to access your bank on the go. Now your life become easier because banking will be more simple with Mobile Panin. Minimum Version Requirement: - Minimum iOS version 14.0 With Mobile Panin app, you can : • Set different 6-digit PIN for login and transaction to secure your application • Quickly check your balances • Real Time money transfer • Multi-Currency transfer (up to 16 currency) • Purchase Top Up Mobile Voucher • Bills Payment • Schedule transfer and payments • Search Panin Bank ATM and Branch Location • Set your balance and limit transaction alert • Get Up to date Panin Bank Foreign Exchange and Interest Rate • Choose your prefer language (Indonesia or English) How To Get Mobile Panin : • You have to become one of Panin Bank Saving Customer • You need to register at one of our ATM (For Internet Panin Customer don’t need to register anymore, just download the apps and login using your Internet Panin Credential) • Download Mobile Panin • Input your Activation PIN and Mobile Phone Number • Create your 6 digits login PIN and transaction PIN • After that, you can directly transaction using Mobile Panin For further assistance, please contact Call Panin at 1500678 or 60678 or +6221-2515555 Enjoy using Mobile Panin.

About

Qlola Token

This app enhances the security and convenience of online banking transactions. It features a redesigned interface for easier use, multi-level verification for activation, and secure authorization methods with transaction monitoring.

Highlights
  • Redesigned UI/UX for ease of use
  • Enhanced security in activation
  • Secure transaction authorization (token codes & approvals)
  • Password and PIN protection
  • Daily transaction monitoring
  • Improved user experience
Features
Read full description

Qlola Mobile now comes with a more intuitive new look and expanded features, delivering security and convenience for authorizing your Qlola transactions. Log in easily with biometrics, monitor balances and transaction history in real time, and approve transactions directly from your mobile device anytime, anywhere. Backed by multi-layered security for every activity. Download Qlola Mobile now! PT. Bank Rakyat Indonesia (Persero) Tbk.

Screenshots

MobilePanin4 screens
Qlola Token4 screens

Verdict

The call

The clearest difference is rating: Qlola Token at 4.7 against MobilePanin's 3.2. Qlola Token also leads on review sentiment (33% vs 15%) and ratings volume (20 vs 6). MobilePanin's advantage is iOS requirement (14 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Qlola Token holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 6 and 20 respectively. Written reviews point the same way: 15% of MobilePanin's written reviews are positive against 33% of Qlola Token's.

UpkeepUpdate frequency

MobilePanin ships an update every 3 weeks, Qlola Token monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
MobilePanin versus Qlola Token: the parameters behind the verdict, then further details
ParameterMobilePaninQlola Token
PriceFreeFree
Rating3.2 (6 ratings)4.7 (20 ratings) — better
Positive reviews15.4% of reviews33.3% of reviews — better
Number of ratings620 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS14 — better17.0
Further details — not scored
Size57 MB167 MB
Age rating4+17+
DeveloperPT. PaninBank, TbkPT. Bank Rakyat Indonesia (Persero) Tbk.

Customer experience

MobilePanin

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews52 reviews
Positive15.4%
Neutral5.8%
Negative78.8%

Qlola Token

All ratings20 ratings
Positive90.0%
Neutral5.0%
Negative5.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

MobilePanin

No in-app purchases

None

Qlola Token

No in-app purchases

Questions

Is MobilePanin free?
MobilePanin is free to download, with no in-app purchases.
Is Qlola Token free?
Qlola Token is free to download, with no in-app purchases.
Which has better reviews, MobilePanin or Qlola Token?
Qlola Token is rated higher. MobilePanin averages 3.2 out of 5 from 6 ratings, while Qlola Token averages 4.7 from 20 ratings.
Do MobilePanin or Qlola Token have ads?
Neither MobilePanin nor Qlola Token shows ads.
Which is updated more often, MobilePanin or Qlola Token?
MobilePanin ships an update every 3 weeks, and Qlola Token monthly. Most recently, MobilePanin was updated on October 24, 2026 and Qlola Token on October 25, 2026.

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