Comparison

SimobiPlus vs MobilePanin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimobiPlus

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

Highlights
  • Open savings accounts instantly
  • Local and international money transfers
  • Pay bills and top-up e-wallets
  • Scheduled bill payments
  • Cashless transactions via QRIS
  • Track and top-up investments
Features
Read full description

SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas

About

MobilePanin

Access your bank accounts securely and conveniently on the go. Perform real-time money transfers, pay bills, and manage your finances with ease. The app offers multi-currency support and location services for ATMs and branches.

Highlights
  • Secure 6-digit PIN for login and transactions
  • Real-time money transfers
  • Multi-currency transfers (up to 16)
  • Bill payments and scheduled transactions
  • ATM and branch locator
  • Balance and transaction alerts
  • Foreign exchange and interest rates
Read full description

Mobile Panin is the next innovation in Mobile Banking that will gives you a secure, convenient and the fastest way to access your bank on the go. Now your life become easier because banking will be more simple with Mobile Panin. Minimum Version Requirement: - Minimum iOS version 14.0 With Mobile Panin app, you can : • Set different 6-digit PIN for login and transaction to secure your application • Quickly check your balances • Real Time money transfer • Multi-Currency transfer (up to 16 currency) • Purchase Top Up Mobile Voucher • Bills Payment • Schedule transfer and payments • Search Panin Bank ATM and Branch Location • Set your balance and limit transaction alert • Get Up to date Panin Bank Foreign Exchange and Interest Rate • Choose your prefer language (Indonesia or English) How To Get Mobile Panin : • You have to become one of Panin Bank Saving Customer • You need to register at one of our ATM (For Internet Panin Customer don’t need to register anymore, just download the apps and login using your Internet Panin Credential) • Download Mobile Panin • Input your Activation PIN and Mobile Phone Number • Create your 6 digits login PIN and transaction PIN • After that, you can directly transaction using Mobile Panin For further assistance, please contact Call Panin at 1500678 or 60678 or +6221-2515555 Enjoy using Mobile Panin.

Screenshots

SimobiPlus4 screens
MobilePanin4 screens

Verdict

The call

The clearest difference is review sentiment: SimobiPlus at 76% against MobilePanin's 15%. SimobiPlus also leads on rating (4.1 vs 3.2) and ratings volume (31 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SimobiPlus holds the better App Store score, 4.1 against 3.2. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 15% of MobilePanin's.

UpkeepUpdate frequency

SimobiPlus ships an update every 2 weeks, MobilePanin every 3 weeks. The most recent releases landed on October 10, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
SimobiPlus versus MobilePanin: the parameters behind the verdict, then further details
ParameterSimobiPlusMobilePanin
PriceFreeFree
Rating4.1 (31 ratings) — better3.2 (6 ratings)
Positive reviews76.3% of reviews — better15.4% of reviews
Number of ratings31 — better6
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.514 — better
Further details — not scored
Size193 MB57 MB
Age rating4+4+
DeveloperBank SinarmasPT. PaninBank, Tbk

Customer experience

SimobiPlus

All ratings31 ratings
Positive77.4%
Neutral3.2%
Negative19.4%
Written reviews59 reviews
Positive76.3%
Neutral3.4%
Negative20.3%

MobilePanin

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews52 reviews
Positive15.4%
Neutral5.8%
Negative78.8%

In-app purchases

None

SimobiPlus

No in-app purchases

None

MobilePanin

No in-app purchases

Questions

Is SimobiPlus free?
SimobiPlus is free to download, with no in-app purchases.
Is MobilePanin free?
MobilePanin is free to download, with no in-app purchases.
Which has better reviews, SimobiPlus or MobilePanin?
SimobiPlus is rated higher. SimobiPlus averages 4.1 out of 5 from 31 ratings, while MobilePanin averages 3.2 from 6 ratings.
Do SimobiPlus or MobilePanin have ads?
Neither SimobiPlus nor MobilePanin shows ads.
Which is updated more often, SimobiPlus or MobilePanin?
SimobiPlus ships an update every 2 weeks, and MobilePanin every 3 weeks. Most recently, SimobiPlus was updated on October 10, 2026 and MobilePanin on October 7, 2026.

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