SimobiPlus vs DBS digibank Indonesia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
DBS digibank Indonesia
A comprehensive digital banking app offering seamless management of savings, credit cards, and loans with rapid approval. It facilitates investments in mutual funds and bonds, bill payments, and multicurrency accounts, all secured by a trusted banking group.
- Instant account opening
- 60-second loan approval
- Multicurrency account with debit card
- Investment in mutual funds and bonds
- Digital credit card management
- BI-FAST and QRIS payments
- Installment options for credit card bills
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DBS digibank A smart, seamless, and secure digital banking solution designed to help you make the most of today, navigate tomorrow, and manage your finances with ease. Backed by DBS Group, Asia’s Safest Bank for the 17th consecutive year from Global Finance, DBS digibank is your trusted partner for smarter wealth decisions. Enjoy a comprehensive suite of banking and wealth solutions, from Savings Accounts and Credit Cards with 60-second approval to Investments in 150+ Mutual Funds and Bonds, all at your fingertips. Open an Account Conveniently Simply download the app, complete your registration and verification, and your account is ready to use. WHAT'S NEW • Updated Savings & Current Account experience with more intuitive navigation and improved visibility, including monthly transaction history, a search function, a centralized account menu, MAXI Lien balance tracking, pending/held balance information, enhanced account visibility including pending/hold balance features, and joint account holder details. • Overseas transfer can now be made from IDR or foreign currency account as the source of fund. • Your travel is now more seamless with a Multi-Currency Account (Rekening Valas) linked Debit Card with 12 currencies: IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, CNH. Alternatively, You can also scan and pay with digibank QRIS in Singapore, Malaysia and Thailand. MAKE THE MOST OF TODAY • Free transfers via BI-FAST & instant payments using QRIS. • e-wallet top-ups to bill payment through Bayar & Beli feature. • Convert your Credit Card transactions and bills into affordable up to 36 months installments with DBS Pay Later. • Tap into the convenience of using the Pay with Rewards feature to instantly reduce your shopping bills and collect Credit Card reward points that never expire. • Stay in control of your Credit Card by managing card settings: blocking and activating your card, changing your PIN, and monitoring transactions in real-time NAVIGATE TOMORROW • Create up to 20 Dompet Maxi (wallets) to support your goals budgeting. • Open Multi-Currency Account (Rekening Valas) with 11 foreign currencies. • Open Fixed Deposit with competitive interest both in IDR and foreign currencies. • Invest in more than 150+ curated Mutual Funds & Bonds, supported by expert insights. • Invest automatically with Mutual Fund Regular Saving Plan. Follow @dbsbankid and @digibankid on Instagram for exclusive offers, market insights, and the latest updates. PT Bank DBS Indonesia is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia (BI), and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). Correspondence Address PT Bank DBS Indonesia DBS Bank Tower, Lobby, 32nd - 37th Floor Ciputra World 1 Jl. Prof. Dr. Satrio Kav 3-5 Jakarta 12940, Indonesia Tel: +62 21 2988 5000 Fax: +62 21 2988 5005 Email: dbsicc@dbs.com www.dbs.com/id
Screenshots
Verdict
SimobiPlus and DBS digibank Indonesia both sit at 4.1 stars, but that hides the real split: 76% of SimobiPlus's written reviews are positive against 20% of DBS digibank Indonesia's. SimobiPlus also leads on monetization model (free vs free with in-app purchases) and update cadence (every 2 weeks vs every 4 weeks). DBS digibank Indonesia's advantage is ratings volume (252 vs 31). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.1 for SimobiPlus against 4.1 for DBS digibank Indonesia. That said, the two scores are not equally well evidenced: DBS digibank Indonesia has 252 ratings behind it against 31, so its average is the more settled of the two. Written reviews are what separate them: 76% of SimobiPlus's written reviews are positive against 20% of DBS digibank Indonesia's.
SimobiPlus ships an update every 2 weeks, DBS digibank Indonesia every 4 weeks. The most recent releases landed on September 18, 2026 and September 16, 2026 respectively.
| Parameter | SimobiPlus | DBS digibank Indonesia |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 4.1 (252 ratings) |
| Positive reviews | 76.3% of reviews — better | 20.0% of reviews |
| Number of ratings | 31 | 252 — better |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 205 MB | 215 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | PT. Bank DBS Indonesia |
Customer experience
SimobiPlus
DBS digibank Indonesia
In-app purchases
SimobiPlus
No in-app purchases
DBS digibank Indonesia
No in-app purchases
