Comparison

SimobiPlus vs D

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimobiPlus

Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.

Highlights
  • Open savings accounts instantly
  • Local and international money transfers
  • Pay bills and top-up e-wallets
  • Scheduled bill payments
  • Cashless transactions via QRIS
  • Track and top-up investments
Features
Read full description

SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas

About

D

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

Highlights
  • Modern UI/UX design
  • E-wallet top-up and bill payments
  • Dashboard 360 financial management
  • Forex transactions
  • 24/7 customer support
Read full description

Various financial transactions can be handled with D-Bank PRO! Take control of your financial needs from the tips of your finger—from opening account, transferring funds anywhere, paying bills, to other financial needs! Discover exciting features in D-Bank PRO! - More modern UI/UX design - Top up e-wallet and pay various bills - Manage finances easily with Dashboard 360 - Forex transaction anytime, anywhere - Need help? Our team is ready to assist you 24/7! - And much more! A smart solution that charms all! Mobile Banking D-Bank PRO is hard to resist. Got questions? Visit www.danamon.co.id or contact Hello Danamon 1-500-090

Screenshots

SimobiPlus4 screens
D4 screens

Verdict

The call

The clearest difference is review sentiment: SimobiPlus at 76% against D's 3%. SimobiPlus also leads on rating (4.1 vs 2.9). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SimobiPlus holds the better App Store score, 4.1 against 2.9. Both are backed by a comparable volume of ratings — 31 and 16 respectively. Written reviews point the same way: 76% of SimobiPlus's written reviews are positive against 3% of D's.

UpkeepUpdate frequency

SimobiPlus ships an update every 2 weeks, D fortnightly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
SimobiPlus versus D: the parameters behind the verdict, then further details
ParameterSimobiPlusD
PriceFreeFree
Rating4.1 (31 ratings) — better2.9 (16 ratings)
Positive reviews76.3% of reviews — better3.4% of reviews
Number of ratings31 — better16
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size193 MB324 MB
Age rating4+4+
DeveloperBank SinarmasPT Bank Danamon Indonesia Tbk.

Customer experience

SimobiPlus

All ratings31 ratings
Positive77.4%
Neutral3.2%
Negative19.4%
Written reviews59 reviews
Positive76.3%
Neutral3.4%
Negative20.3%

D

All ratings16 ratings
Positive43.8%
Neutral0.0%
Negative56.3%
Written reviews59 reviews
Positive3.4%
Neutral10.2%
Negative86.4%

Bugs and requests

SimobiPlus

Not enough reviews yet to summarise bugs or requests.

D

Reported bugs

38 issues
  • Cannot delete favorite payee
  • Cannot find how to do time deposit
  • Cannot pay to non-Indonesian Gopay account
  • App forces re-login and activation fails
  • Locked out of account after update
Show 33 more
  • Cannot change installment
  • Cannot delete or edit beneficiaries
  • Cannot access account from abroad
  • Virtual account error
  • Cannot see today's history
  • Password error, PIN locked
  • App not working on iPhone 13 Pro Max iOS 15.5
  • No forgot password option
  • App requires phone verification for login
  • App loading continuously on iOS
  • App hangs and errors constantly
  • App frequently errors
  • App not responding
  • App frequently asks for update even when latest version
  • Cannot check history beyond one day
  • App is slow and errors
  • App not working on iPhone 6
  • Face ID not working
  • Password correct but says wrong, account blocked
  • Cannot see deposit
  • Transfer steps are too long
  • Saldo minus unexpectedly
  • Cashback not received, saldo deducted
  • App claims phone is jailbroken
  • App requires update but no update available
  • System temporary errors
  • Blocked during registration
  • Cannot use expired debit/credit cards for registration
  • Cannot transfer due to forced new download
  • Saldo deducted without notice
  • Cannot login
  • Cannot see updated history
  • App not supporting certain account types

Requested features

28 requests
  • Allow registration with account number
  • Add CDM machines
  • Improve transaction history view
  • Support all account types
  • Allow editing/deleting beneficiaries
Show 23 more
  • Make app more user-friendly
  • Fix bugs and errors
  • Revert to the old app version
  • Improve app performance
  • Add dark mode
  • Provide better customer support
  • Simplify transaction steps
  • Allow access from abroad
  • Fix virtual account errors
  • Allow viewing of deposit accounts
  • Fix history view limitations
  • Enable face ID
  • Fix password and PIN issues
  • Resolve jailbreak detection errors
  • Improve CDM availability
  • Fix app not opening on older devices
  • Simplify verification process
  • Address cashback and saldo deduction issues
  • Improve app stability
  • Make app more reliable
  • Fix app loading issues on iOS
  • Allow time deposit functionality
  • Enable payment to non-Indonesian Gopay accounts

In-app purchases

None

SimobiPlus

No in-app purchases

None

D

No in-app purchases

Questions

Is SimobiPlus free?
SimobiPlus is free to download, with no in-app purchases.
Is D free?
D is free to download, with no in-app purchases.
Which has better reviews, SimobiPlus or D?
SimobiPlus is rated higher. SimobiPlus averages 4.1 out of 5 from 31 ratings, while D averages 2.9 from 16 ratings.
Do SimobiPlus or D have ads?
Neither SimobiPlus nor D shows ads.
Which is updated more often, SimobiPlus or D?
SimobiPlus ships an update every 2 weeks, and D fortnightly. Most recently, SimobiPlus was updated on October 10, 2026 and D on October 15, 2026.

Other comparisons