SimobiPlus vs MotionBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimobiPlus
Manage your finances, open accounts, and make payments seamlessly. This mobile banking app allows for easy bill payments, top-ups, investments, and local/global money transfers. Experience convenient digital banking with features like QRIS payments and scheduled bill payments.
- Open savings accounts instantly
- Local and international money transfers
- Pay bills and top-up e-wallets
- Scheduled bill payments
- Cashless transactions via QRIS
- Track and top-up investments
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SimobiPlus is a mobile banking app from Bank Sinarmas, which offers a frictionless banking experience for you—account opening, managing finances, paying bills and top-ups, investing, and many more—with a few taps from your mobile phone. Come join the thousands who have already experienced state-of-the-art digital banking. So what’s in it, and how does it work? 1. Open a savings account in minutes Skip that trip to the branch. You can now do it straight from the SimobiPlus app. No physical documents are required! 2. Transfer money locally and globally Enjoy convenient transfers to all banks in Indonesia, with several transfer methods you can choose from. No transfer fee required.* You can also do international transfers using various currencies to anywhere in the world. 3. Pay bills and top up effortlessly Enjoy the convenience of paying all your bills and topping up your e-wallets straight from your mobile phone. You can also set up scheduled payment for your recurring bills— no more hassle with your bills. 4. Hassle-free deposit opening Open your deposit wherever you and your phone go. Fund placement starts at IDR 500.000 with a competitive interest rate. 5. Cashless transactions using QRIS Making purchases from your favorite merchants is now only a QR scan away. 6. Top up and track investment performance Track your investment performance in real-time and top up your investment instantly from the convenience of your mobile phone. What are you waiting for? Download SimobiPlus now! #SenyamanItu Bank Sinarmas is licensed and supervised by the OJK (Otoritas Jasa Keuangan) and is an LPS (Lembaga Penjamin Simpanan) guarantee participant. PT. Bank Sinarmas Tbk. Sinar Mas Land Plaza Tower I Jl. MH Thamrin No. 51 Jakarta Pusat 10350, Indonesia Tel : 1500153 Email : care@banksinarmas.com www.banksinarmas.com Instagram : @banksinarmas X : @BankSinarmas Facebook : Bank Sinarmas LinkedIn : PT Bank Sinarmas Tbk Youtube : Bank Sinarmas
MotionBank
A digital banking app offering a wide range of financial and non-financial transactions for customers. Easily open accounts, manage credit cards, make payments via QRIS, and access services like time deposits and bill payments from your smartphone.
- Open account via smartphone
- Virtual Credit Card
- QRIS payment feature
- Time Deposit account opening
- Top-up e-wallets and mobile credit
- Bill payments (PLN)
- Cardless cash withdrawal/deposit
- Split Bill feature
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MotionBank - Digital Banking Services by MNC Bank MotionBank is a digital banking application by MNC Bank designed to provide various facilities and conveniences for MNC Bank customers to conduct financial & non-financial transactions, which can be accessed anytime and anywhere via smartphone. Why use MotionBank? MotionBank Benefits Enjoy promotions and exciting programs for MotionBank users. Get bonus balance by sharing your MotionBank referral code with your friends. Easy Open Account Now you can open an account via your smartphone and without visiting the branch. Virtual Credit Card Enjoy the benefit of Virtual Credit Card services for MNC Bank credit card holders. QRIS Feature Pay your purchases using our QRIS feature to ease transactions at all merchants. Time Deposit Enjoy special interest and the convenience of opening time deposit account by using MotionBank. Top Up & Pay Top up your e-Wallet balance and purchase mobile credit or data packages easier. Also, you don't get trouble paying your bills because we have bill payment features like PLN bills. Cardless You can now withdraw cash and deposit at Indomaret without your physical card. Split Bill Need to request money to your friends? Try our Split Bill feature to request money. Let’s enjoy MotionBank for your easier transaction! Thank you. www.motionbank.id www.mncbank.co.id
Screenshots
Verdict
The clearest difference is rating: MotionBank at 5.0 against SimobiPlus's 4.1. MotionBank also leads on iOS requirement (12.0 vs 15.5). SimobiPlus's advantage is review sentiment (76% vs 46%) and ratings volume (31 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MotionBank holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: SimobiPlus has 31 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 76% of SimobiPlus's written reviews are positive against 46% of MotionBank's, so the app with the better star average is not the one people write more warmly about.
SimobiPlus ships an update every 2 weeks, MotionBank every 3 weeks. The most recent releases landed on September 18, 2026 and August 31, 2026 respectively.
| Parameter | SimobiPlus | MotionBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (31 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 76.3% of reviews — better | 46.0% of reviews |
| Number of ratings | 31 — better | 2 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 12.0 — better |
| Further details — not scored | ||
| Size | 205 MB | 252 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank Sinarmas | PT Bank MNC Internasional, Tbk. |
Customer experience
SimobiPlus
MotionBank
In-app purchases
SimobiPlus
No in-app purchases
MotionBank
No in-app purchases
