Comparison

ModernAdvisor vs Neontra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ModernAdvisor

This app helps Canadians build and manage diversified investment portfolios for various financial goals like retirement or education savings. It offers convenient tracking, plan adjustments, advisor chat, and fund transfers. Securities are protected by the Canadian Investor Protection Fund.

Highlights
  • Portfolio performance tracking
  • Investment plan adjustments
  • Advisor chat
  • Fund transfers
  • View holdings and transactions
  • Diversified portfolio management
Features
Read full description

ModernAdvisor is one of Canada’s leading online investment services. Whether you are saving for a rainy day, building your retirement nest egg, or saving for your child’s education ModernAdvisor can build and manage a diversified portfolio to help you reach your goals. ModernAdvisor costs only a fraction of traditional investment options and is available in all Canadian provinces. With ModernAdvisor’s app you can: - Track your portfolio’s performance anytime, anywhere - Make changes to your investment plan - Contact and chat with our advisors - Transfer funds between your bank and ModernAdvisor - View your portfolio holdings and transactions Account Security Modern Advisor Canada Inc. is registered with provincial securities commissions in all Canadian provinces. Securities in your account are covered under the Canadian Investor Protection Fund up to $1,000,000 through our brokerage partners, Credential Qtrade Securities Inc. and CI Investment Services Inc. See www.cipf.ca for more details.

About

Neontra

Organize, understand, and manage your financial life to plan for a brighter future. Track spending, budgets, debt, and investments. Utilize insights and forecasts for future planning.

Highlights
  • Net Worth Tracking
  • Spend Tracking & Cash Flow Analysis
  • Budgeting Tools
  • Debt Management
  • Investment Tracking
  • Financial Forecasting & Goals
Features
Read full description

Understand your finances. Plan for a brighter financial future. Neontra is a personal finance app that helps your organize, understand and manage your financial life. Net Worth tracking - Spend tracking and Cash Flow analysis - Budgeting - Understand and manage your debt - Track your investments - Plan for the future using our Insights, Forecasts, Life Event Simulator and Goals Subscriptions: - Free (forever): manually track your accounts - Premium: unlimited connections to your financial institutions You don’t have to be a financial expert to plan for a better financial life. Join us for a free 35-day trial (no credit card required, no financial obligation) and see how easy it is to get started. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ModernAdvisor4 screens
Neontra4 screens

Verdict

The call

The clearest difference is in-app purchases: ModernAdvisor at none against Neontra's 2. Neontra's advantage is update cadence (fortnightly vs every 10 months) and review sentiment (61% vs 50%). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neontra sells 2 in-app purchases, starting at $12.00 per month. ModernAdvisor asks for nothing beyond the download.

UpkeepUpdate frequency

ModernAdvisor ships an update every 10 months, Neontra fortnightly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
ModernAdvisor versus Neontra: the parameters behind the verdict, then further details
ParameterModernAdvisorNeontra
PriceFreeFree
Rating—2.0 (1 ratings) — better
Positive reviews50.0% of reviews60.7% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 10 monthsFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size26 MB82 MB
Age rating4+4+
DeveloperModern Advisor Canada Inc.TXIO Corporation

Customer experience

ModernAdvisor

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Neontra

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews56 reviews
Positive60.7%
Neutral12.5%
Negative26.8%

In-app purchases

None

ModernAdvisor

No in-app purchases

2 purchases

Neontra

Subscriptions2
  • Monthly Premium Plan$12.001 Month
  • Monthly Premium Plan$19.491 Month

Questions

Is ModernAdvisor free?
ModernAdvisor is free to download, with no in-app purchases.
Is Neontra free?
Neontra is free to download, with in-app purchases available.
Do ModernAdvisor or Neontra have ads?
Neither ModernAdvisor nor Neontra shows ads.
Which is updated more often, ModernAdvisor or Neontra?
ModernAdvisor ships an update every 10 months, and Neontra fortnightly. Most recently, ModernAdvisor was updated on November 2, 2026 and Neontra on November 7, 2026.

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