Comparison

QuietGrowth vs Create SMSF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuietGrowth

This digital investment management service offers personalized advice and manages client funds for long-term, risk-optimized returns. It provides customized, diversified portfolios through a Managed Discretionary Account, holding securities under the client's HIN.

Highlights
  • Personalized investment advice
  • Managed discretionary accounts
  • Diversified portfolios
  • Support for SMSF, trusts, and companies
  • Client-held securities (HIN)
  • Long-term risk-optimized returns
Read full description

QuietGrowth is a digital investment management service or robo advisor. We manage the investments of clients to achieve risk-optimised returns over the long-term. QuietGrowth provides personalised investment advice to the client and manages the funds that the firm invests on behalf of the client. We offer customised and diversified portfolios to the client through a Managed Discretionary Account (MDA). The securities are held under the client's own individual Holder Identification Number (HIN). We support individual, joint, SMSF, trust, and company account types. We are the most advanced online investment adviser in Australia. Our mission is to provide access to wise investing for all. Through knowledge, technology and transparency. For more information, please visit www.quietgrowth.com.au

About

Create SMSF

Features
Read full description

CREATE SMSF - MAKING SMSF ESTABLISHMENT SIMPLE AND EFFICIENT. Create SMSF provides the unique opportunity to create a SMSF from your mobile device, enabling you to take control of your retirement goals and make independent choices that match your retirement objectives. UNDERSTAND AND LEARN Create SMSF has an extensive SMSF Knowledge Centre that provides videos and articles to allow a deeper understanding of SMSFs, the superannuation laws and the regulative requirements. Available for all users for free. COMPLIANT LEGAL DOCUMENTS Whether you decide on an individual trustee structure, corporate trustee structure or also require a custodian trust for limited recourse borrowing arrangements rest assured all trust deeds within Create SMSF have been prepared and are regularly reviewed by an Australian law firm, to ensure compliance with the relevant governing legislation. All documents are legally and securely executed through the App using Docusign. REGISTRATION AND SET UP OF CORPORATE ENTITY If you opt for a corporate trustee structure or also require a custodian trustee, for limited recourse borrowing arrangements, the company set up and registrations are completed by the Create SMSF team and these are included in the one-off SMSF establishment cost. SMSF Registration with the ATO All SMSFs established through Create SMSF are registered with the ATO by the Create SMSF team, and the cost of doing so is included in the one-off SMSF establishment cost. DOCUMENT STORAGE Never lose or chase old accountants for your SMSF establishment documentation. Create SMSF stores all your SMSF documents securely in App, indefinitely at no additional or on-going cost. Available for you to download whenever you need, ensuring you are always compliant with the legislative requirements of retaining documentation. Additionally, store on-going SMSF documentation such as invoices or statements in App in the appropriate financial year folder, to allow swift and efficient SMSF administration and reporting. LIVE DASHBOARD Opt to have your SMSF managed on the Class SMSF Administration software to receive live SMSF bank account(s), investment and contributions received data on the Create SMSF dashboard, once it has been established and registered. SMSF ADMINISTRATION AND ANNUAL REPORTING Streamline on-going SMSF administration and annual reporting by opting for tax agent appointment after SMSF establishment in the App, the payment for this service is not collected in App, as Create SMSF is not a tax agent. This payment will be due annually when the fund’s annual return is ready to be lodged with the ATO and collected by the appointed tax agent. This will provide your SMSF with the following: An electronic service address; allowing your SMSF to receive rollovers and contributions. Allow your SMSF to be managed on the Class SMSF Administration software; this will enable you to receive automated bank and investment data feeds to your dashboard in the Create SMSF App. Support contact with SMSF tax and compliance specialists. TRUE INDEPENDENCE AND CHOICE Create SMSF is not affiliated with any financial advisors or investment advisors or investment companies, you are truly independent to make your own investment choices and are free to engage your own professionals that meet your specific SMSF investment needs. SECURITY All information and documentation stored on Create SMSF is held securely and this information is never shared with any other parties. Create SMSF will never request you to transfer any of your superannuation balance(s) to itself or to any other institution. DISCOVER YOUR RETIREMENT POTENTIAL AND DOWNLOAD THE APP TODAY!

Screenshots

QuietGrowth4 screens
Create SMSF4 screens

Verdict

The call

The clearest difference is update cadence: Create SMSF at every 5 days against QuietGrowth's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

QuietGrowth ships an update every 3 weeks, Create SMSF every 5 days. The most recent releases landed on October 21, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
QuietGrowth versus Create SMSF: the parameters behind the verdict, then further details
ParameterQuietGrowthCreate SMSF
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size47 MB61 MB
Age rating4+17+
DeveloperQuietGrowth, Inc.Create SMSF Pty Ltd

In-app purchases

None

QuietGrowth

No in-app purchases

None

Create SMSF

No in-app purchases

Questions

Is QuietGrowth free?
QuietGrowth is free to download, with no in-app purchases.
Is Create SMSF free?
Create SMSF is free to download, with no in-app purchases.
Do QuietGrowth or Create SMSF have ads?
Neither QuietGrowth nor Create SMSF shows ads.
Which is updated more often, QuietGrowth or Create SMSF?
QuietGrowth ships an update every 3 weeks, and Create SMSF every 5 days. Most recently, QuietGrowth was updated on October 21, 2026 and Create SMSF on October 11, 2026.

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