myESS vs Premium Credit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myESS
Access your personal employment records and payroll information. View current and past payslips, and retrieve P60 tax year end documents.
- Access personal records
- View payroll details
- Current payslips
- Historical payslips
- P60 tax information
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Bright SGs myESS provides employees with access to their personal records and payroll details. Its features will allow you to access both your current and historical payslips and P60 tax year end information.
Premium Credit
Upload identity documents and review loan details to support your loan application. Securely verify personal information, eSign terms, and submit required photos for processing. This app is for Irish residents who have already applied for a loan.
- Secure login and personal detail confirmation
- Review loan details
- Review and eSign loan terms
- Upload ID photos
- Secure document submission
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Use the Premium Credit eJourney App to upload your identity information in support of your loan application. The information you give us will be used to create your customer file, verify your identity and process your loan application. You have been directed to this App following the loan application you made to us. You will have received an Access Code via SMS and/or Email to unlock the app, allowing you to send us your identification information. With this App, you can: 1. Login securely and confirm your personal details are correct. 2. Review your loan details. 3. Review and accept the terms and conditions of your loan application, and eSign if you wish to proceed. 4. Send us your photo and photos of the ID documentation required to support your loan. 5. Upload everything to our secure server so we can review and progress your application. If you have any difficulty using the app, press the help icon for assistance. IMPORTANT: This app is for Irish resident customers only. To use the App you must have made a loan application to Premium Credit. Premium Credit Limited trading as Premium Credit Ireland and Fairway Credit is regulated by the Central Bank of Ireland.
Screenshots
Verdict
The clearest difference is review sentiment: Premium Credit at 25% against myESS's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 2, 2026.
| Parameter | myESS | Premium Credit |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 25.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Ardbrook | Premium Credit |
Customer experience
myESS
Premium Credit
In-app purchases
myESS
No in-app purchases
Premium Credit
No in-app purchases
