Pay724 vs Chand
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay724
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Pay724 Pay724 offers a friendly, simple and minimalistic interface, that brings an easy, convenient and affordable way to top up an account instantly. If you have parents living abroad, and perhaps can't afford to give you a call when they wish to hear your voice.... If you are working abroad and your loved ones are awaiting you home and don’t have enough credit on their accounts to call you and let you know they are well... If you are simply enjoying a vacation away from home...or wish to surprise your friends by making them useful gifts – join Pay724! The applet is available in English language. SPECIAL FEATURES - easy, fast and reliable system; - 24/7 service availability; - instant global reach; - real time operations; - cost-effective and transparent prices; - quick delivery; - connectivity with multiple providers; - guarantied security of the payment operations; - excellent technical support; - we are always here to assist our customers on their queries.
Chand
Track real-time exchange rates for currencies, cryptocurrencies, and gold. Customize widgets for home and lock screens, and access historical data for market insights. Stay informed on live market prices from multiple sources.
- Real-time exchange rates
- 44+ currencies, crypto, gold
- Customizable widgets
- Home & lock screen tracking
- Standby mode display
- Multiple data sources
- Historical data (up to 40 years)
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Chand provides real-time exchange rates for 44+ currencies, cryptocurrencies, and gold prices on your iPhone and iPad. With a refreshed layout and customizable widgets, you can easily track the rates that matter most, right from your home or lock screen, even in standby-mode. Now pulling prices from multiple sources, Chand ensures more accurate live market rates. You can also explore historical data from the past 24 hours to a maximum of 40 years, giving you deeper insights into market trends. Download Chand and stay on top of the latest market rates anytime, anywhere!
Screenshots
Verdict
The clearest difference is ads: Pay724 at none against Chand's shown. Pay724 also leads on iOS requirement (12.0 vs 17.0). Chand's advantage is update cadence (every 2 days vs every 40 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay724 ships an update every 40 months, Chand every 2 days. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.
| Parameter | Pay724 | Chand |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (1.7K ratings) — better |
| Positive reviews | — | 60.4% of reviews |
| Number of ratings | — | 1.7K — better |
| Update frequency | Every 40 months | Every 2 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 14 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPoint LLC | farzad nazifi |
Bugs and requests
Pay724
Not enough reviews yet to summarise bugs or requests.
Chand
Reported bugs
4 issues- Prices not updating correctly
- Widget not functioning properly
- Compatibility issues with iOS 15 and below
- Settings button not working as expected
Requested features
4 requests- Add gold and silver prices
- Allow customization of favorite currencies
- Implement advanced charting and analysis tools
- Develop an Apple Watch app
In-app purchases
Pay724
No in-app purchases
Chand
No in-app purchases









