Comparison

Pay724 vs Chand

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay724

Read full description

Pay724 Pay724 offers a friendly, simple and minimalistic interface, that brings an easy, convenient and affordable way to top up an account instantly. If you have parents living abroad, and perhaps can't afford to give you a call when they wish to hear your voice.... If you are working abroad and your loved ones are awaiting you home and don’t have enough credit on their accounts to call you and let you know they are well... If you are simply enjoying a vacation away from home...or wish to surprise your friends by making them useful gifts – join Pay724! The applet is available in English language. SPECIAL FEATURES - easy, fast and reliable system; - 24/7 service availability; - instant global reach; - real time operations; - cost-effective and transparent prices; - quick delivery; - connectivity with multiple providers; - guarantied security of the payment operations; - excellent technical support; - we are always here to assist our customers on their queries.

About

Chand

Track real-time exchange rates for currencies, cryptocurrencies, and gold. Customize widgets for home and lock screens, and access historical data for market insights. Stay informed on live market prices from multiple sources.

Highlights
  • Real-time exchange rates
  • 44+ currencies, crypto, gold
  • Customizable widgets
  • Home & lock screen tracking
  • Standby mode display
  • Multiple data sources
  • Historical data (up to 40 years)
Features
Read full description

Chand provides real-time exchange rates for 44+ currencies, cryptocurrencies, and gold prices on your iPhone and iPad. With a refreshed layout and customizable widgets, you can easily track the rates that matter most, right from your home or lock screen, even in standby-mode. Now pulling prices from multiple sources, Chand ensures more accurate live market rates. You can also explore historical data from the past 24 hours to a maximum of 40 years, giving you deeper insights into market trends. Download Chand and stay on top of the latest market rates anytime, anywhere!

Screenshots

Pay7244 screens
Chand4 screens

Verdict

The call

The clearest difference is ads: Pay724 at none against Chand's shown. Pay724 also leads on iOS requirement (12.0 vs 17.0). Chand's advantage is update cadence (every 2 days vs every 40 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pay724 ships an update every 40 months, Chand every 2 days. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Pay724 versus Chand: the parameters behind the verdict, then further details
ParameterPay724Chand
PriceFreeFree
Rating—4.3 (1.7K ratings) — better
Positive reviews—60.4% of reviews
Number of ratings—1.7K — better
Update frequencyEvery 40 monthsEvery 2 days — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS12.0 — better17.0
Further details — not scored
Size14 MB29 MB
Age rating4+4+
DeveloperPayPoint LLCfarzad nazifi

Bugs and requests

Pay724

Not enough reviews yet to summarise bugs or requests.

Chand

Reported bugs

4 issues
  • Prices not updating correctly
  • Widget not functioning properly
  • Compatibility issues with iOS 15 and below
  • Settings button not working as expected

Requested features

4 requests
  • Add gold and silver prices
  • Allow customization of favorite currencies
  • Implement advanced charting and analysis tools
  • Develop an Apple Watch app

In-app purchases

None

Pay724

No in-app purchases

None

Chand

No in-app purchases

Questions

Is Pay724 free?
Pay724 is free to download, with no in-app purchases.
Is Chand free?
Chand is free to download, with no in-app purchases.
Do Pay724 or Chand have ads?
Chand shows ads; Pay724 does not.
Which is updated more often, Pay724 or Chand?
Pay724 ships an update every 40 months, and Chand every 2 days. Most recently, Pay724 was updated on October 26, 2026 and Chand on October 29, 2026.

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