Comparison

체크페이 vs Send

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

체크페이

Features
Read full description

체크페이는 자산관리, 금융비교, 송금이 가능한 생활 금융서비스 앱입니다. ● 한 번에 훑어보는 나의 자산 - 자산리포트, 소비리포트 등으로 금융 현황을 분석해드려요. - 예적금 만기일, 공과금 납부일 등 중요한 금융 알림을 챙겨드려요. - 다양한 종류의 예상 세액 계산을 도와드려요. ● 설계사 없이 원하는 조건으로, 보험 비교 - 복잡한 자동차보험, 내게 필요한 상품 찾아드려요. - 건강검진 전 간단하게 맞춤 용종보험 가입할 수 있어요. ● 무료로 송금하고 납부하는 체크머니 - 체크머니를 통해 무료로 간편하게 송금해요. - 모임 회비를 쉽고 빠르게 청구하고 수납하세요. ● 이용문의 - 기타 궁금하신 사항은 고객센터 (1522-1904) 또는 웹사이트(www.checkpay.co.kr)를 참고해 주세요. ● 접근 권한 안내 [필수 접근 권한] - 전화 : 휴대폰 명의와 사용자 동일여부 확인 - 저장 : 공인인증서 사용 시 저장 [선택 접근 권한] - 주소록 : 송금 및 1/N 결제 시 주소 호출 - 카메라 : 제로페이 QR 결제 시 사용 - 알림 : 공지 및 송금 내용 전달 시 푸시 알림 * 선택적 접근 권한은 해당 기능을 사용할 때 허용이 필요하며, 비허용시에도 해당 기능 외 서비스 이용이 가능합니다.

About

Send

This app offers a prepaid transit and e-wallet card that can be purchased and topped up at convenience stores. It allows for anonymous registration, domestic transfers, and payments with a virtual account. Enjoy convenient top-ups, secure lock mode, and multi-language support for a seamless financial experience.

Highlights
  • Anonymous registration
  • Convenience store top-ups
  • Domestic transfers
  • Virtual account
  • Prepaid card
  • Safe lock mode
  • Multi-language support
Features
Read full description

$end : e-Wallet meets Card Transit and prepaid card that can be charged and transferred at convenience stores. $end is an anonymous service where you can purchase a $end Card (transit & prepaid card) at CU convenience stores, register it in the $end app, and simultaneously use cash Top-Up, payment, and domestic Transfers. [Summary of Key Features of $end] ■ An anonymous service available for anyone with mobile phone authentication, regardless of nationality, age, or credit score. ■ If you only plan to use the prepaid card, you can register on the internet homepage by just email authentication. ■ A private mini-account for domestic Transfer/payment, allowing Virtual Account Top-Up and Top-Up at over 17,000 CU convenience stores. [$end is…] ■ $end Card – No Annual Fee, Anyone Can Use - Your personal prepaid card that anyone can use, regardless of age or credit score. - You can apply or register the card in just 1 minute through the app without submitting complex documents. - Available for purchase at CU convenience stores, through the app, and on Naver Store. - No worries about annual fees, smart savings with affiliated discounts. ■ Integrated Balance Inquiry & Top-Up - Immediately Top-Up cash at CU convenience stores, conveniently Top-Up balance via Virtual Account. - Top-Up fees Zero! Top-Up without fee burden. - Easily view the balance, Top-Up, and usage history of your $end account and card account at a glance. - Note: $end / $end Card / Transit card accounts are separate, so Top-Up them individually. ■ Diverse Payment Network of $end Card - Utilizing the credit card payment network, enabling easy offline as well as online payments. - Provides up to 29% discount benefits when paying at affiliated merchants. ■ Safe Lock Mode - In case of loss or theft, card usage can be immediately locked via the app. ■ More Convenient $end App - App service available in 22 languages. - With just the $end app, you can Top-Up at CU convenience stores, Transfer funds, and even make ATM withdrawals. - You can create My Virtual Account to Top-Up by depositing funds from a bank. - Easy Transfers 24/7, 365 days a year, even on holidays. - Benefit of 10 free Transfers per month, up to 200,000 KRW. - Please Top-Up $end account, $end Card account, and transit card account separately. ■ Safe Service: Officially recognized as a Certified Electronic Financial Business by the Korean government (Financial Services Commission). ■ Inquiries: Customer Center 1877-1255 (Weekdays 09:30-17:30), 24/7 chat inquiry service in all global languages (replies during business hours). Download the $end app now and, Experience the convenient and secure, differentiated financial experience of ‘$end & $end Card’!

Screenshots

체크페이4 screens
Send4 screens

Verdict

The call

The clearest difference is review sentiment: Send at 96% against 체크페이's 36%. Send also leads on rating (3.0 vs 2.2) and update cadence (every 2 weeks vs every 5 weeks). 체크페이's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Send holds the better App Store score, 3.0 against 2.2. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews point the same way: 36% of 체크페이's written reviews are positive against 96% of Send's.

UpkeepUpdate frequency

체크페이 ships an update every 5 weeks, Send every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
체크페이 versus Send: the parameters behind the verdict, then further details
Parameter체크페이Send
PriceFreeFree
Rating2.2 (5 ratings)3.0 (6 ratings) — better
Positive reviews36.4% of reviews96.2% of reviews — better
Number of ratings56 — better
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size28 MB110 MB
Age rating4+4+
DeveloperCOOCON Co., Ltd.Sendpay CO.LTD

Customer experience

체크페이

All ratings5 ratings
Positive20.0%
Neutral20.0%
Negative60.0%
Written reviews55 reviews
Positive36.4%
Neutral12.7%
Negative50.9%

Send

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews53 reviews
Positive96.2%
Neutral3.8%
Negative0.0%

In-app purchases

None

체크페이

No in-app purchases

None

Send

No in-app purchases

Questions

Is 체크페이 free?
체크페이 is free to download, with no in-app purchases.
Is Send free?
Send is free to download, with no in-app purchases.
Which has better reviews, 체크페이 or Send?
Send is rated higher. 체크페이 averages 2.2 out of 5 from 5 ratings, while Send averages 3.0 from 6 ratings.
Do 체크페이 or Send have ads?
Send shows ads; 체크페이 does not.
Which is updated more often, 체크페이 or Send?
체크페이 ships an update every 5 weeks, and Send every 2 weeks. Most recently, 체크페이 was updated on November 2, 2026 and Send on November 3, 2026.

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