Comparison

iM뱅크 vs Send

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iM뱅크

Manage your daily finances with ease, from simple transfers and bill splitting to tracking spending and setting savings goals. Enjoy daily benefits like cashback and discounts, and conveniently handle foreign currency exchange for your travels.

Highlights
  • Easy transfers and bill splitting
  • Spending tracking and savings goals
  • Cashback, events, and partner discounts
  • Youth financial habit building
  • 24-hour currency exchange with delivery
  • Group accounts and post-meeting lounge
Features
Read full description

●간편하게 시작하는 모든 금융● 계좌부터 혜택까지 매일 쓰는 금융을 iM뱅크 하나로 ●AI로 관리하는 나의 모임통장● 모임 장부 자동 정리, 월별 리포트까지 모임 관리가 더 쉬워집니다 ●한눈에 확인하는 나의 금융 알림● 입출금, 자동이체, 환율, 납부 일정 등 중요한 금융 정보를 빠르게 확인하세요 ●내게 맞는 금융상품 쉽게 찾기● 예·적금, 카드, 대출, 투자까지 원하는 금융 상품을 쉽고 편리하게 ●캐시백부터 할인까지 매일 만나는 혜택● 쿠폰과 이벤트를 한 곳에서 확인하고 다양한 혜택을 놓치지 마세요

About

Send

This app offers a prepaid transit and e-wallet card that can be purchased and topped up at convenience stores. It allows for anonymous registration, domestic transfers, and payments with a virtual account. Enjoy convenient top-ups, secure lock mode, and multi-language support for a seamless financial experience.

Highlights
  • Anonymous registration
  • Convenience store top-ups
  • Domestic transfers
  • Virtual account
  • Prepaid card
  • Safe lock mode
  • Multi-language support
Features
Read full description

$end : e-Wallet meets Card Transit and prepaid card that can be charged and transferred at convenience stores. $end is an anonymous service where you can purchase a $end Card (transit & prepaid card) at CU convenience stores, register it in the $end app, and simultaneously use cash Top-Up, payment, and domestic Transfers. [Summary of Key Features of $end] ■ An anonymous service available for anyone with mobile phone authentication, regardless of nationality, age, or credit score. ■ If you only plan to use the prepaid card, you can register on the internet homepage by just email authentication. ■ A private mini-account for domestic Transfer/payment, allowing Virtual Account Top-Up and Top-Up at over 17,000 CU convenience stores. [$end is…] ■ $end Card – No Annual Fee, Anyone Can Use - Your personal prepaid card that anyone can use, regardless of age or credit score. - You can apply or register the card in just 1 minute through the app without submitting complex documents. - Available for purchase at CU convenience stores, through the app, and on Naver Store. - No worries about annual fees, smart savings with affiliated discounts. ■ Integrated Balance Inquiry & Top-Up - Immediately Top-Up cash at CU convenience stores, conveniently Top-Up balance via Virtual Account. - Top-Up fees Zero! Top-Up without fee burden. - Easily view the balance, Top-Up, and usage history of your $end account and card account at a glance. - Note: $end / $end Card / Transit card accounts are separate, so Top-Up them individually. ■ Diverse Payment Network of $end Card - Utilizing the credit card payment network, enabling easy offline as well as online payments. - Provides up to 29% discount benefits when paying at affiliated merchants. ■ Safe Lock Mode - In case of loss or theft, card usage can be immediately locked via the app. ■ More Convenient $end App - App service available in 22 languages. - With just the $end app, you can Top-Up at CU convenience stores, Transfer funds, and even make ATM withdrawals. - You can create My Virtual Account to Top-Up by depositing funds from a bank. - Easy Transfers 24/7, 365 days a year, even on holidays. - Benefit of 10 free Transfers per month, up to 200,000 KRW. - Please Top-Up $end account, $end Card account, and transit card account separately. ■ Safe Service: Officially recognized as a Certified Electronic Financial Business by the Korean government (Financial Services Commission). ■ Inquiries: Customer Center 1877-1255 (Weekdays 09:30-17:30), 24/7 chat inquiry service in all global languages (replies during business hours). Download the $end app now and, Experience the convenient and secure, differentiated financial experience of ‘$end & $end Card’!

Screenshots

iM뱅크4 screens
Send4 screens

Verdict

The call

The clearest difference is review sentiment: Send at 96% against iM뱅크's 44%. Send also leads on rating (3.0 vs 2.6). iM뱅크's advantage is monetization model (ad-supported vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Send holds the better App Store score, 3.0 against 2.6. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews point the same way: 44% of iM뱅크's written reviews are positive against 96% of Send's.

UpkeepUpdate frequency

iM뱅크 ships an update weekly, Send every 2 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
iM뱅크 versus Send: the parameters behind the verdict, then further details
ParameteriM뱅크Send
PriceFreeFree
Rating2.6 (10 ratings)3.0 (6 ratings) — better
Positive reviews44.0% of reviews96.2% of reviews — better
Number of ratings10 — better6
Update frequencyWeekly — betterEvery 2 weeks
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size289 MB110 MB
Age rating4+4+
DeveloperiM Bank Co., Ltd.Sendpay CO.LTD

Customer experience

iM뱅크

All ratings10 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews25 reviews
Positive44.0%
Neutral8.0%
Negative48.0%

Send

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews53 reviews
Positive96.2%
Neutral3.8%
Negative0.0%

In-app purchases

None

iM뱅크

No in-app purchases

None

Send

No in-app purchases

Questions

Is iM뱅크 free?
iM뱅크 is free to download, with no in-app purchases.
Is Send free?
Send is free to download, with no in-app purchases.
Which has better reviews, iM뱅크 or Send?
Send is rated higher. iM뱅크 averages 2.6 out of 5 from 10 ratings, while Send averages 3.0 from 6 ratings.
Do iM뱅크 or Send have ads?
Both iM뱅크 and Send show ads.
Which is updated more often, iM뱅크 or Send?
iM뱅크 ships an update weekly, and Send every 2 weeks. Most recently, iM뱅크 was updated on October 26, 2026 and Send on October 24, 2026.

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