NBF Direct App vs Al Masraf
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBF Direct App
Manage your finances on the go with this mobile banking solution. Easily check balances, pay bills, transfer funds securely, and manage your cards and beneficiaries. Features include password-less access and loan deferment requests.
- Enhanced dashboard for account overview
- Password-less biometric login
- Secure funds transfers (domestic & international)
- Utility bill payments
- Credit card management and spending tracking
- Beneficiary management
- Loan deferment requests
Read full descriptionHide full description
Welcome to the upgraded NBF Direct App, from National Bank of Fujairah your ultimate mobile banking solution! With enhanced features and improved functionality, managing your finances has never been easier. Check balances, pay bills, transfer funds, and more—all from the convenience of your smartphone. Here's what's new: • Enhanced Dashboard: Get a quick snapshot of your accounts, transactions, and notifications. • Improved User Interface: Enjoy a sleek, intuitive design for effortless navigation. • Password-less Access: Log in and make transfers using your device's biometrics. • Funds Transfers: Transfer money securely within your accounts, to other NBF accounts, or even internationally. • Utility Bill Payments: Pay your bills with just a few taps—no more late fees! • Cards Management: Manage your credit cards, track spending, and access various card services. • Beneficiary Management: Add and manage beneficiaries effortlessly for quick fund transfers. • Schedule Transfers: Set up automated transfers for added convenience. • Loan Deferment: Request postponement of loan repayments directly from the app. • IBAN Letter Generation: Generate IBAN letters on the go. Upgrade now and experience banking at your fingertips! Terms and conditions apply.
Al Masraf
Manage your banking needs on the go with this secure mobile application. Check account and card details, transfer funds, pay bills, and request services like cheque books and standing orders. Exclusively for Al Masraf customers, it offers convenient access to your finances anytime, anywhere.
- Account and card details access
- Fund transfers
- Bill payments
- Card activation and blocking
- PIN change
- Cheque book requests
- Remittance services
Read full descriptionHide full description
Experience the new Al Masraf Mobile Banking app, designed to make daily banking faster, simpler and more secure. Manage your accounts, transfer money, pay bills, view your investments and access a wide range of banking services anytime, anywhere all from the convenience of your mobile device. With an enhanced user experience, stronger security features and improved self-service capabilities, the new Al Masraf Mobile Banking app puts you in control of your finances. * Modern look and feel with an improved, intuitive user experience * Enhanced privacy controls to hide or reveal balances instantly * View your recent transactions directly from the home screen * Access your investments, balances and account details with ease * Secure login using UAE PASS * Download SWIFT messages in PDF format * Share your account details with a single tap * Enhanced card management, including temporary card block, card replacement, PIN management and Apple Pay support * Digital self-service requests for faster banking without visiting a branch * Dedicated views for Islamic and Conventional accounts * Enhanced security with new fraud protection measures to help keep your money safe You can also: * Check account and card balances * Transfer funds locally and internationally * Pay utility bills * Activate, block and manage your cards * Change your card PIN * Make credit card payments * Request cheque books and standing orders * Update your contact details * And much more...
Screenshots
Verdict
The clearest difference is review sentiment: NBF Direct App at 29% against Al Masraf's 0%. NBF Direct App also leads on ratings volume (141 vs 5) and rating (4.4 vs 4.2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBF Direct App holds the better App Store score, 4.4 against 4.2. That said, the two scores are not equally well evidenced: NBF Direct App has 141 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 29% of NBF Direct App's written reviews are positive against 0% of Al Masraf's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 7, 2026 and September 4, 2026 respectively.
| Parameter | NBF Direct App | Al Masraf |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (141 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 28.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 141 — better | 5 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 279 MB | 129 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Fujairah | Al Masraf |
Customer experience
NBF Direct App
Al Masraf
In-app purchases
NBF Direct App
No in-app purchases
Al Masraf
No in-app purchases
Questions
Is NBF Direct App free?
Is Al Masraf free?
Which has better reviews, NBF Direct App or Al Masraf?
Do NBF Direct App or Al Masraf have ads?
Which is updated more often, NBF Direct App or Al Masraf?
Other comparisons















