LGT SmartBanking App vs JBOne App

A requirement for the use of this app is an existing client relationship with LGT and valid access to an LGT user account. LGT SmartBanking gives you access to LGT's e-services. By using the app, clients benefit from: - 24/7 access to portfolio evaluation - 24/7 access to important bank documents, statements and messages - Secure way to communicate directly with your Relationship Manger and exchange documents LGT is committed to ensuring the security of your data with the LGT SmartBanking App. With the help of our security settings and real-time notifications that you can activate, our app offers you an extremely reliable way to carry out your banking transactions. If you have any questions or problems, you can easily contact our customer support via the app and get help quickly - we are happy to help! Important legal information: This app is intended solely for use by LGT clients who have valid access to an LGT user account. This app does not constitute an offer or advertisement or recommendation to open a business relationship with LGT, and particularly not to carry out a banking service or to conclude a legal transaction of any kind. Some of the contents and functions described above are not accessible to all users. Depending on your place or residence you will receive complete, partial or no access to the contents of this app, irrespective of what you have indicated when you signed the contract/application. By downloading/using this app you expressly agree that the data you provide to the store operator may be collected, transferred, accessed, and otherwise processed and stored in accordance with the terms of the store operator. The store operator as well as other third parties could therefore conclude that a business relationship between you and LGT exists, has existed or will exist. LGT accepts no liability whatsoever in this regard. The store operator’s terms and conditions of use and data protection, to which you consent, must be distinguished from the legal terms and conditions of LGT. The store operator is additionally a company that is independent of LGT. LGT accepts no liability for the store operator, Apple Inc. or Apple Store. You will find further information on our homepage at www.lgt.com.

Introducing Julius Baer JB One: THE JB ONE APP IS EXCLUSIVELY AVAILABLE TO EXISTING CLIENTS AND MIGHT BE SUBJECT TO COUNTRY SPECIFIC RESTRICTIONS Experience the art of refined and secure digital solutions, crafted with a global outlook. Our innovative app, combines personalized support and comprehensive financial oversight, designed exclusively for our clients who value transparency, connection, and consistency. With JB One, Julius Baer extends its philosophy of long-term thinking, personal relationships, and global perspective into a discreet and seamless digital experience. Enjoy reliable access to our digital capabilities with our user-friendly app available in six languages. Highlights include: – Clear, and intuitive interface – Access tailored to your preferences and habits – Developed with privacy and discretion at its core – Available in English, German, French, Italian, Spanish and Portuguese – Part of Julius Baer’s vision to simplify and unify your digital journey System Requirements: iPhone and iPad with iOS 17 or later Please note that by downloading, installing and/or using this application you allow and give your consent to Julius Baer and/or third parties (e.g. app store and network operators or the manufacturer of your device), wherever they are located, to access and process your data and/or to conclude that a current, past or potential bank client relationship with Julius Baer may exist and/or to draw conclusions as to your existing or potential investments. Bank client confidentiality and/or data protection can no longer be guaranteed in the event of such possible disclosure of data and/or the bank client relationship. IN THIS REGARD, BY DOWNLOADING, INSTALLING AND/OR USING THIS APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS NOTICE AND RELEASE JULIUS BAER FROM ITS DUTY TO MAINTAIN BANK CLIENT CONFIDENTIALITY AND/OR DATA PROTECTION AND EXPRESSLY FULLY APPROVE THE RESPECTIVE COLLECTION, TRANSFER AND PROCESSING OF DATA IN COMPLIANCE WITH THE APPLICABLE LAWS. Asia By downloading and using this App, you expressly acknowledge that you are permitted by the laws of your domicile to use the App and access any of the services provided therein and you do so at your own will and not at the request of Julius Baer, and you agree to be bound by the terms and conditions relating to the App. Chile The Bank has its headquarters in Switzerland and its operations are subject to the laws, regulations and courts of Switzerland. The Bank is not subject to Chilean authorities and its operations are not covered by the guaranty of the Republic of Chile.