TopCard Security vs JBOne App

The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.

Introducing Julius Baer JB One: THE JB ONE APP IS EXCLUSIVELY AVAILABLE TO EXISTING CLIENTS AND MIGHT BE SUBJECT TO COUNTRY SPECIFIC RESTRICTIONS Experience the art of refined and secure digital solutions, crafted with a global outlook. Our innovative app, combines personalized support and comprehensive financial oversight, designed exclusively for our clients who value transparency, connection, and consistency. With JB One, Julius Baer extends its philosophy of long-term thinking, personal relationships, and global perspective into a discreet and seamless digital experience. Enjoy reliable access to our digital capabilities with our user-friendly app available in six languages. Highlights include: – Clear, and intuitive interface – Access tailored to your preferences and habits – Developed with privacy and discretion at its core – Available in English, German, French, Italian, Spanish and Portuguese – Part of Julius Baer’s vision to simplify and unify your digital journey System Requirements: iPhone and iPad with iOS 17 or later Please note that by downloading, installing and/or using this application you allow and give your consent to Julius Baer and/or third parties (e.g. app store and network operators or the manufacturer of your device), wherever they are located, to access and process your data and/or to conclude that a current, past or potential bank client relationship with Julius Baer may exist and/or to draw conclusions as to your existing or potential investments. Bank client confidentiality and/or data protection can no longer be guaranteed in the event of such possible disclosure of data and/or the bank client relationship. IN THIS REGARD, BY DOWNLOADING, INSTALLING AND/OR USING THIS APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS NOTICE AND RELEASE JULIUS BAER FROM ITS DUTY TO MAINTAIN BANK CLIENT CONFIDENTIALITY AND/OR DATA PROTECTION AND EXPRESSLY FULLY APPROVE THE RESPECTIVE COLLECTION, TRANSFER AND PROCESSING OF DATA IN COMPLIANCE WITH THE APPLICABLE LAWS. Asia By downloading and using this App, you expressly acknowledge that you are permitted by the laws of your domicile to use the App and access any of the services provided therein and you do so at your own will and not at the request of Julius Baer, and you agree to be bound by the terms and conditions relating to the App. Chile The Bank has its headquarters in Switzerland and its operations are subject to the laws, regulations and courts of Switzerland. The Bank is not subject to Chilean authorities and its operations are not covered by the guaranty of the Republic of Chile.