Julius Baer Mobile vs TopCard Security

The Julius Baer Mobile app (App) provides convenient, easy to use and secure access to your financial information for e-Services in Switzerland, Luxembourg, Monaco, Hong Kong, Singapore, India and Germany. E-SERVICES SWITZERLAND Julius Baer Mobile Banking This service is accessible for clients of Julius Baer with a valid User-ID for e-Banking Switzerland (J00000). Main features • Activation of up to four mobile devices • Secure e-Banking login on your computer: Thanks to advanced push TAN technology • Assets: Account balances and portfolio performance charts all in one place • E-Documents and secure messaging: Receive your banking documents electronically and communicate secure with your relationship manager or specialist • Personalization: Customized e-mail, text message and push notifications, ensuring that the most important information on your assets is sent to you automatically • Payments: Quick and easy payments with scanner for smartphones and ‘quick payment’ options. • Trading: A broad range of trading capabilities on the major stock markets • Receive the latest assessments by our qualified research specialists Julius Baer Market Link – Online Trading This service is accessible for clients of Julius Baer Switzerland with a valid User-ID for Market Link (0000000). Access to Julius Baer’s online trading platform. With financial instruments across most asset classes, it offers you direct access to global financial markets 24 hours a day. As a client you can • Keep up with the markets around the clock • Trade across various exchanges and asset classes • Have all major financial markets at your fingertips E-SERVICES EUROPE (Luxembourg, Monaco, Germany) This service is accessible for clients of Julius Baer with a valid User-ID for e-Services Europe (AAA000) or (C00000). For some areas, E-Services Europe gives you access to your financial data such as portfolio, asset overview and allows you to communicate with your relationship manager through a secure channel. E-SERVICES ASIA This App is available to existing customers only. Some restrictions might apply due to place of residency or services ordered. The above-mentioned features may not be available in all countries or may require the signature of further agreements. Please note that by downloading, installing and/or using this application you allow and give your consent to Julius Baer and/or third parties (e.g. app store and network operators or the manufacturer of your device), wherever they are located, to access and process your data and/or to conclude that a current, past or potential bank client relationship with Julius Baer may exist and/or to draw conclusions as to your existing or potential investments. Bank client confidentiality and/or data protection can no longer be guaranteed in the event of such possible disclosure of data and/or the bank client relationship. IN THIS REGARD, BY DOWNLOADING, INSTALLING AND/OR USING THIS APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THIS NOTICE AND RELEASE JULIUS BAER FROM ITS DUTY TO MAINTAIN BANK CLIENT CONFIDENTIALITY AND/OR DATA PROTECTION AND EXPRESSLY FULLY APPROVE THE RESPECTIVE COLLECTION, TRANSFER AND PROCESSING OF DATA IN COMPLIANCE WITH THE APPLICABLE LAWS. Asia By downloading and using this App, you expressly acknowledge that you are permitted by the laws of your domicile to use the App and access any of the services provided therein and you do so at your own will and not at the request of Julius Baer, and you agree to be bound by the terms and conditions relating to the App. Chile The Bank has its headquarters in Switzerland and its operations are subject to the laws, regulations and courts of Switzerland. The Bank is not subject to Chilean authorities and its operations are not covered by the guaranty of the Republic of Chile.

The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.