Plinqit vs Pocketnest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Plinqit
This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.
- Earn money for saving
- Get paid to learn personal finance
- Set savings goals
- Refer friends for rewards
- Secure bank account linking
- FDIC-insured savings
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Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.
Pocketnest
This app guides you through financial planning themes with step-by-step instructions. It securely links to your accounts, asks questions, and provides actionable to-dos tailored to your financial situation. No finance degree or meetings are required.
- Step-by-step financial planning guidance
- Secure bank account linking
- Personalized actionable to-dos
- Financial planning themes
- To-do list management
- Reminders for tasks
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Do you have 10 minutes a month to get your finances in order? Sweet! Pocketnest partners with your Financial Institution to give you step-by-step guidance through all 10 themes of financial planning. We ask you questions, link to your accounts (with our super-secure bank-level security) and take you through some calculators to give you easy-peasy, actionable To-Dos specific to YOUR situation. No note-taking, mumbo-jumbo jargon, finance degree or in-person meetings necessary. Your To-Dos live on your To-Do List until you’re ready to tackle 'em. And we’ll remind you what you need to do along the way. Let's get started. #YouGotThis.
Screenshots
Verdict
The clearest difference is update cadence: Pocketnest at monthly against Plinqit's every 4 months. Pocketnest also leads on monetization model (ad-supported vs free with in-app purchases). Plinqit's advantage is review sentiment (100% vs 89%) and iOS requirement (13.0 vs 17.6). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Plinqit against 4.8 for Pocketnest. Both are backed by a comparable volume of ratings — 74 and 184 respectively. Written reviews are what separate them: 100% of Plinqit's written reviews are positive against 89% of Pocketnest's.
Plinqit ships an update every 4 months, Pocketnest monthly. The most recent releases landed on June 11, 2026 and June 22, 2026 respectively.
| Parameter | Plinqit | Pocketnest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (74 ratings) — better | 4.8 (184 ratings) |
| Positive reviews | 100.0% of reviews — better | 88.9% of reviews |
| Number of ratings | 74 | 184 — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 4 MB | 134 MB |
| Age rating | 4+ | 4+ |
| Developer | HT Mobile Apps LLC | PocketNest Inc. |
Customer experience
Plinqit
Pocketnest
In-app purchases
Plinqit
No in-app purchases
Pocketnest
No in-app purchases
Questions
Is Plinqit free?
Is Pocketnest free?
Which has better reviews, Plinqit or Pocketnest?
Do Plinqit or Pocketnest have ads?
Which is updated more often, Plinqit or Pocketnest?
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