Comparison

Plinqit vs Primis Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plinqit

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

Highlights
  • Earn money for saving
  • Get paid to learn personal finance
  • Set savings goals
  • Refer friends for rewards
  • Secure bank account linking
  • FDIC-insured savings
Features
Read full description

Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.

About

Primis Digital Banking

Experience smarter, faster, and more secure digital banking with an FDIC-insured bank. Enjoy innovative fintech features combined with robust security, 24/7 customer support, and no hidden fees. Move money, make deposits, and get paid early with ease.

Highlights
  • FDIC-insured deposits
  • Advanced data encryption
  • 24/7 US-based customer support
  • No account, per-item, or overdraft fees
  • Fee-free money transfers
  • Early direct deposit
  • Debit card rewards
Features
Read full description

Ready for a banking app that redefines what you expect from digital banking? You’re in the right place. With us, it’s all about giving you a banking experience that’s smarter, faster, and more secure. Why settle for either cutting-edge tech or financial stability when you can have both? We combine the innovation of a fintech with the security of an FDIC-insured bank, giving you powerful features with the peace of mind you deserve. YOU’RE SECURE Before we tell you what makes us stand out, let’s start with what makes us safe. Primis is an FDIC member bank, which means the federal government insures your deposits. Plus, with advanced encryption protecting your data, your money and information stay secure every time you log in. YOU’RE IN GOOD COMPANY Customers with millions of dollars trust us to safeguard and grow their money. We have a team dedicated to tackling fraud and keeping your money safe from cyber scammers. YOU CAN CALL US 24/7/365 366 on leap years. Our Virginia-based customer care center is open all the time, staffed with real Primis teammates. Some digital banks outsource customer service to overseas call centers. That’s not our style. NO FEES. NO KIDDING. No account fees, no per-item fees, no overdraft fees—and no ATM fees. With Primis, we believe banking should be easy, not loaded with fees and fine print. For checking, we’ll refund ATM fees from other banks on the business day your statement cycle ends. (Heads up: Savings Accounts are not eligible for refunds of ATM fees from other banks.) MOVE MONEY. We expect you’ll want to spend your money and make deposits. Some banks want to charge you for this, which blows our mind. With Primis, you can send money to friends and family as fast as a text – with no transfer fees. Make deposits and schedule bill payments any time all from within our app. You can even get paid early. Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. ACCOUNTS THAT STAND OUT. We’re not just another pretty face. Our tools are top-notch, and our products speak for themselves. Choose an account that earns competitive interest or one that rewards you with every debit card purchase.

Screenshots

Plinqit4 screens
Primis Digital Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Plinqit at 100% against Primis Digital Banking's 42%. Plinqit also leads on rating (4.9 vs 4.6) and iOS requirement (13.0 vs 15.1). Primis Digital Banking's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Plinqit holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 74 and 289 respectively. Written reviews point the same way: 100% of Plinqit's written reviews are positive against 42% of Primis Digital Banking's.

UpkeepUpdate frequency

Plinqit ships an update every 4 months, Primis Digital Banking every 2 weeks. The most recent releases landed on June 11, 2026 and September 19, 2026 respectively.

Scorecard7 real differences · 3 level
Plinqit versus Primis Digital Banking: the parameters behind the verdict, then further details
ParameterPlinqitPrimis Digital Banking
PriceFreeFree
Rating4.9 (74 ratings) — better4.6 (289 ratings)
Positive reviews100.0% of reviews — better42.1% of reviews
Number of ratings74289 — better
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size4 MB183 MB
Age rating4+4+
DeveloperHT Mobile Apps LLCPrimis Bank

Customer experience

Plinqit

All ratings74 ratings
Positive98.6%
Neutral0.0%
Negative1.4%
Written reviews60 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Primis Digital Banking

All ratings289 ratings
Positive90.7%
Neutral2.4%
Negative6.9%
Written reviews38 reviews
Positive42.1%
Neutral13.2%
Negative44.7%

Bugs and requests

Plinqit

Not enough reviews yet to summarise bugs or requests.

Primis Digital Banking

Reported bugs

12 issues
  • Mobile deposit process is clunky and requires multiple retakes
  • Mobile deposit camera doesn't auto-capture photos
  • Account info tab broken for checking and savings views
  • iPad app doesn't switch to landscape mode
  • App reloads and resets to home page when swiped out
Show 7 more
  • Oversized fonts and inefficient space usage on transaction pages
  • Account access blocked due to internal errors
  • APY information was missing after November 2024 update
  • Account statements not displaying (showing errors)
  • Closed account statements completely missing
  • Jr. suffix causes mobile deposit difficulties
  • Transaction posting delays (checks, ACH transfers)

Requested features

11 requests
  • Debit card lock/unlock functionality in app
  • Zelle integration
  • Wire transfer functionality in app
  • Push notifications for deposits and transactions
  • iPad landscape mode support
Show 6 more
  • Copy and paste for account/routing numbers
  • Ability to customize or remove spending widget
  • Account grouping options
  • Real-time transaction posting
  • Push notification alerts
  • Remove 'upgrade' badge from app icon

In-app purchases

None

Plinqit

No in-app purchases

None

Primis Digital Banking

No in-app purchases

Questions

Is Plinqit free?
Plinqit is free to download, with no in-app purchases.
Is Primis Digital Banking free?
Primis Digital Banking is free to download, with no in-app purchases.
Which has better reviews, Plinqit or Primis Digital Banking?
Plinqit is rated higher. Plinqit averages 4.9 out of 5 from 74 ratings, while Primis Digital Banking averages 4.6 from 289 ratings.
Do Plinqit or Primis Digital Banking have ads?
Plinqit shows ads; Primis Digital Banking does not.
Which is updated more often, Plinqit or Primis Digital Banking?
Plinqit ships an update every 4 months, and Primis Digital Banking every 2 weeks. Most recently, Plinqit was updated on June 11, 2026 and Primis Digital Banking on September 19, 2026.

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