Comparison

Plinqit vs myfcbot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plinqit

This app rewards users for saving money and learning about personal finance. Link your bank account, set savings goals, and earn money by saving, referring friends, and completing educational modules. It offers a secure and free way to achieve financial goals.

Highlights
  • Earn money for saving
  • Get paid to learn personal finance
  • Set savings goals
  • Refer friends for rewards
  • Secure bank account linking
  • FDIC-insured savings
Features
Read full description

Get paid to save and learn about money! That’s right, our partner institutions will pay you to learn about things like buying your first home, building your credit score and early investing. How Plinqit works: Link to your checking account, simply and safely*. Set a goal, big or small, and see your savings grow. Earn more money by saving and referring friends. And, don’t forget when you learn about personal finances, you’ll earn money for that too! Price: We don’t believe you should have to pay a fee to save money. Plinqit is free to use**. There are no service fees unless you choose a penalty to withdraw funds before completing your savings goal. The self-selected penalty helps to motivate you and keep your savings saved- but it is up to you. With Plinqit, we pay you! So, what do you want? A vacation? New car? Emergency fund? Plinqit is the free, easy, automatic way to save. Want it. Plinqit. Get it. *Bank level security and protection with you in mind. **Data rates may apply for mobile device usage. With 256-bit encryption and FDIC-insurance up to $250,000, your money is safe at Plinqit.

About

myfcbot

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, reorder or disable debit cards, and access statements easily.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View and save statements
Features
Read full description

First Community Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with First Community Bank: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the First Community Bank app, you must be enrolled as a First Community Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Plinqit4 screens
myfcbot4 screens

Verdict

The call

The clearest difference is ads: myfcbot at none against Plinqit's shown. myfcbot also leads on update cadence (monthly vs every 4 months) and ratings volume (1.7K vs 74). Plinqit's advantage is review sentiment (100% vs 82%) and iOS requirement (13.0 vs 18.4). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Plinqit against 4.9 for myfcbot. That said, the two scores are not equally well evidenced: myfcbot has 1.7K ratings behind it against 74, so its average is the more settled of the two. Written reviews are what separate them: 100% of Plinqit's written reviews are positive against 82% of myfcbot's.

UpkeepUpdate frequency

Plinqit ships an update every 4 months, myfcbot monthly. The most recent releases landed on June 11, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
Plinqit versus myfcbot: the parameters behind the verdict, then further details
ParameterPlinqitmyfcbot
PriceFreeFree
Rating4.9 (74 ratings)4.9 (1.7K ratings)
Positive reviews100.0% of reviews — better82.4% of reviews
Number of ratings741.7K — better
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.4
Further details — not scored
Size4 MB177 MB
Age rating4+12+
DeveloperHT Mobile Apps LLCFirst Community Bank

Customer experience

Plinqit

All ratings74 ratings
Positive98.6%
Neutral0.0%
Negative1.4%
Written reviews60 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

myfcbot

All ratings1,702 ratings
Positive97.5%
Neutral1.1%
Negative1.4%
Written reviews17 reviews
Positive82.4%
Neutral0.0%
Negative17.6%

Bugs and requests

Plinqit

Not enough reviews yet to summarise bugs or requests.

myfcbot

Reported bugs

2 issues
  • Some transactions don't update on time
  • App crashes and logs users out

Requested features

2 requests
  • More competitive loan rates for locals
  • Bring back the old app

In-app purchases

None

Plinqit

No in-app purchases

None

myfcbot

No in-app purchases

Questions

Is Plinqit free?
Plinqit is free to download, with no in-app purchases.
Is myfcbot free?
myfcbot is free to download, with no in-app purchases.
Which has better reviews, Plinqit or myfcbot?
Plinqit and myfcbot are both rated 4.9 out of 5 on the App Store, from 74 and 1.7K ratings respectively.
Do Plinqit or myfcbot have ads?
Plinqit shows ads; myfcbot does not.
Which is updated more often, Plinqit or myfcbot?
Plinqit ships an update every 4 months, and myfcbot monthly. Most recently, Plinqit was updated on June 11, 2026 and myfcbot on September 22, 2026.

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