Comparison

SUMUT Mobile vs MariBank PH (SeaBank)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMUT Mobile

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

Highlights
  • Fund transfers (internal and external)
  • Bill payments (utilities, cable, etc.)
  • Mobile prepaid top-ups
  • Balance inquiry
  • Transaction history
  • Favorite transaction saving
  • Multiple connection types (USSD, SMS, Data)
Features
Read full description

Panduan Untuk Pengaturan Channel Data Dapat Diunduh Disini : https://drive.google.com/open?id=1Y8HGpddn_2a7UlA0KIKIPHRbPtDG8caQ Sumut Mobile is an application provided by Bank Sumut which can conduct banking transactions can be done anywhere and anytime using your cell phone easily It is protect with access code to gain access and using dynamic PIN for transaction authentication. Sumut Mobile Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, transfer to another Bank Sumut account. Using this app can save your payment, reload or transfer list as favorite transaction so in the next transaction you just choose the favorite and begin transaction. To use the application, you have to be a registered-user. You can simply do the registration process through any Bank Sumut Branches. As a non-financial registered user, you can only conduct non-financial transaction such as : 1. Balance inquiry 2. Last historical transaction As financial registered user, you can conduct all non-financial transaction and also these following financial transactions : 1. Fund Transfer (Internal and External) 2. Telkom dan Halo Billing Payment 3. TV Cable Billing Payments (Indovision, Transvision, Aora TV, Big TV, MNC Play) 4. Simpati, AS dan XL Prepaid Purchase 5. PDAM Tirtanadi, PDAM Tirtabulian, PDAM Tirtauli Billing Payment 6. Other Payment (Indihome, BPJS Kesehatan, etc) This app serves two type of connections which are USSD, SMS and Data Connection. You can switch it from Menu 'Connection Setting' For futher information ,please contact Bank Sumut Call at 14002 or (061) - 4145112 using your cell phone ** SMS Charges are depend on your cellucar provider for SMS OTP

About

MariBank PH (SeaBank)

This digital bank offers a simple and rewarding way to manage your money, providing high daily interest on savings, unlimited free transfers, and cashback rewards. Link your ShopeePay and SPayLater accounts for seamless payments and enjoy flexible loan and time deposit options.

Highlights
  • Daily interest on savings
  • Unlimited free transfers
  • Cashback rewards
  • Link ShopeePay and SPayLater
  • Time deposits
  • Numberless debit card
  • Flexible loan options
Features
Read full description

Ranked as the Best Bank in the Philippines in Forbes’ World’s Best Banks 2026 list, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee. Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, free money, and cashback rewards that make everyday spending more rewarding. Join millions of Filipinos saving smarter with MariBank! EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS • Earn up to 3.75% p.a. on your savings, credited DAILY. • Unlimited FREE transfers via InstaPay and PESONet. • No maintaining balance, no lock-in period, and no account fees. ENJOY CASHBACK, FREE MONEY, AND EVERYDAY REWARDS • Claim up to ₱588 pamasko when you refer friends to MariBank, up to 100 referrals monthly! • Enjoy up to 10% cashback with your MariBank Card: 10% on train rides, 5% on ride-hailing apps, 3% on gas, 3% at select supermarkets, and 1% on all other local spend! • Get ₱5.00 cashback on each merchant QRPh transaction. • Get up to 10% off on Load & Mobile Data promos when you buy via the MariBank app. • Get up to ₱50 cashback monthly when you pay bills via the MariBank app. EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER • Link your ShopeePay and SPayLater accounts to the MariBank app in minutes. • Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback. • Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps. • Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts! GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT • Interest earned instantly upon successful placement. • Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit. • Choose auto-rollover to renew automatically when your time deposit matures. SHOP ANYWHERE WITH CONFIDENCE • Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad. • Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide. • Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app. • Use your Mari Credit Card on Shopee Checkout and enjoy 2% coins cashback & 0% interest. FLEXIBLE LOAN OPTIONS • Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms. SECURE, REGULATED, AND PROTECTED • Your account is secured with multi-factor authentication and encryption. • MariBank Philippines, Inc. is regulated by the BSP. • Deposits are insured by PDIC up to ₱1 Million per depositor. MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena. FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS • Facebook: facebook.com/MariBankPH/ • Instagram: instagram.com/maribank.ph • Tiktok: tiktok.com/@maribank.ph

Screenshots

SUMUT Mobile3 screens
MariBank PH (SeaBank)4 screens

Verdict

The call

The clearest difference is review sentiment: MariBank PH (SeaBank) at 74% against SUMUT Mobile's 0%. MariBank PH (SeaBank) also leads on rating (4.9 vs 2.3) and ratings volume (2.1K vs 3). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MariBank PH (SeaBank) holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: MariBank PH (SeaBank) has 2.1K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 74% of MariBank PH (SeaBank)'s.

UpkeepUpdate frequency

SUMUT Mobile ships an update every 2 weeks, MariBank PH (SeaBank) fortnightly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
SUMUT Mobile versus MariBank PH (SeaBank): the parameters behind the verdict, then further details
ParameterSUMUT MobileMariBank PH (SeaBank)
PriceFreeFree
Rating2.3 (3 ratings)4.9 (2.1K ratings) — better
Positive reviews0.0% of reviews74.3% of reviews — better
Number of ratings32.1K — better
Update frequencyEvery 2 weeks — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size89 MB219 MB
Age rating4+4+
DeveloperPT. Bank SumutMariBank Philippines, Inc.

Customer experience

SUMUT Mobile

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MariBank PH (SeaBank)

All ratings2,146 ratings
Positive97.3%
Neutral0.7%
Negative2.0%
Written reviews35 reviews
Positive74.3%
Neutral0.0%
Negative25.7%

In-app purchases

None

SUMUT Mobile

No in-app purchases

None

MariBank PH (SeaBank)

No in-app purchases

Questions

Is SUMUT Mobile free?
SUMUT Mobile is free to download, with no in-app purchases.
Is MariBank PH (SeaBank) free?
MariBank PH (SeaBank) is free to download, with no in-app purchases.
Which has better reviews, SUMUT Mobile or MariBank PH (SeaBank)?
MariBank PH (SeaBank) is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while MariBank PH (SeaBank) averages 4.9 from 2.1K ratings.
Do SUMUT Mobile or MariBank PH (SeaBank) have ads?
Neither SUMUT Mobile nor MariBank PH (SeaBank) shows ads.
Which is updated more often, SUMUT Mobile or MariBank PH (SeaBank)?
SUMUT Mobile ships an update every 2 weeks, and MariBank PH (SeaBank) fortnightly. Most recently, SUMUT Mobile was updated on October 24, 2026 and MariBank PH (SeaBank) on October 30, 2026.

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