Comparison

SUMUT Mobile vs D

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUMUT Mobile

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

Highlights
  • Fund transfers (internal and external)
  • Bill payments (utilities, cable, etc.)
  • Mobile prepaid top-ups
  • Balance inquiry
  • Transaction history
  • Favorite transaction saving
  • Multiple connection types (USSD, SMS, Data)
Features
Read full description

Panduan Untuk Pengaturan Channel Data Dapat Diunduh Disini : https://drive.google.com/open?id=1Y8HGpddn_2a7UlA0KIKIPHRbPtDG8caQ Sumut Mobile is an application provided by Bank Sumut which can conduct banking transactions can be done anywhere and anytime using your cell phone easily It is protect with access code to gain access and using dynamic PIN for transaction authentication. Sumut Mobile Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, transfer to another Bank Sumut account. Using this app can save your payment, reload or transfer list as favorite transaction so in the next transaction you just choose the favorite and begin transaction. To use the application, you have to be a registered-user. You can simply do the registration process through any Bank Sumut Branches. As a non-financial registered user, you can only conduct non-financial transaction such as : 1. Balance inquiry 2. Last historical transaction As financial registered user, you can conduct all non-financial transaction and also these following financial transactions : 1. Fund Transfer (Internal and External) 2. Telkom dan Halo Billing Payment 3. TV Cable Billing Payments (Indovision, Transvision, Aora TV, Big TV, MNC Play) 4. Simpati, AS dan XL Prepaid Purchase 5. PDAM Tirtanadi, PDAM Tirtabulian, PDAM Tirtauli Billing Payment 6. Other Payment (Indihome, BPJS Kesehatan, etc) This app serves two type of connections which are USSD, SMS and Data Connection. You can switch it from Menu 'Connection Setting' For futher information ,please contact Bank Sumut Call at 14002 or (061) - 4145112 using your cell phone ** SMS Charges are depend on your cellucar provider for SMS OTP

About

D

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

Highlights
  • Modern UI/UX design
  • E-wallet top-up and bill payments
  • Dashboard 360 financial management
  • Forex transactions
  • 24/7 customer support
Read full description

Various financial transactions can be handled with D-Bank PRO! Take control of your financial needs from the tips of your finger—from opening account, transferring funds anywhere, paying bills, to other financial needs! Discover exciting features in D-Bank PRO! - More modern UI/UX design - Top up e-wallet and pay various bills - Manage finances easily with Dashboard 360 - Forex transaction anytime, anywhere - Need help? Our team is ready to assist you 24/7! - And much more! A smart solution that charms all! Mobile Banking D-Bank PRO is hard to resist. Got questions? Visit www.danamon.co.id or contact Hello Danamon 1-500-090

Screenshots

SUMUT Mobile3 screens
D4 screens

Verdict

The call

The clearest difference is rating: D at 2.8 against SUMUT Mobile's 2.3. D also leads on ratings volume (17 vs 3). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

D holds the better App Store score, 2.8 against 2.3. That said, the two scores are not equally well evidenced: D has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of SUMUT Mobile's written reviews are positive against 3% of D's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
SUMUT Mobile versus D: the parameters behind the verdict, then further details
ParameterSUMUT MobileD
PriceFreeFree
Rating2.3 (3 ratings)2.8 (17 ratings) — better
Positive reviews0.0% of reviews3.3% of reviews — better
Number of ratings317 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size89 MB332 MB
Age rating4+4+
DeveloperPT. Bank SumutPT Bank Danamon Indonesia Tbk.

Customer experience

SUMUT Mobile

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

D

All ratings17 ratings
Positive41.2%
Neutral0.0%
Negative58.8%
Written reviews60 reviews
Positive3.3%
Neutral10.0%
Negative86.7%

Bugs and requests

SUMUT Mobile

Not enough reviews yet to summarise bugs or requests.

D

Reported bugs

38 issues
  • Cannot delete favorite payee
  • Cannot find how to do time deposit
  • Cannot pay to non-Indonesian Gopay account
  • App forces re-login and activation fails
  • Locked out of account after update
Show 33 more
  • Cannot change installment
  • Cannot delete or edit beneficiaries
  • Cannot access account from abroad
  • Virtual account error
  • Cannot see today's history
  • Password error, PIN locked
  • App not working on iPhone 13 Pro Max iOS 15.5
  • No forgot password option
  • App requires phone verification for login
  • App loading continuously on iOS
  • App hangs and errors constantly
  • App frequently errors
  • App not responding
  • App frequently asks for update even when latest version
  • Cannot check history beyond one day
  • App is slow and errors
  • App not working on iPhone 6
  • Face ID not working
  • Password correct but says wrong, account blocked
  • Cannot see deposit
  • Transfer steps are too long
  • Saldo minus unexpectedly
  • Cashback not received, saldo deducted
  • App claims phone is jailbroken
  • App requires update but no update available
  • System temporary errors
  • Blocked during registration
  • Cannot use expired debit/credit cards for registration
  • Cannot transfer due to forced new download
  • Saldo deducted without notice
  • Cannot login
  • Cannot see updated history
  • App not supporting certain account types

Requested features

28 requests
  • Allow registration with account number
  • Add CDM machines
  • Improve transaction history view
  • Support all account types
  • Allow editing/deleting beneficiaries
Show 23 more
  • Make app more user-friendly
  • Fix bugs and errors
  • Revert to the old app version
  • Improve app performance
  • Add dark mode
  • Provide better customer support
  • Simplify transaction steps
  • Allow access from abroad
  • Fix virtual account errors
  • Allow viewing of deposit accounts
  • Fix history view limitations
  • Enable face ID
  • Fix password and PIN issues
  • Resolve jailbreak detection errors
  • Improve CDM availability
  • Fix app not opening on older devices
  • Simplify verification process
  • Address cashback and saldo deduction issues
  • Improve app stability
  • Make app more reliable
  • Fix app loading issues on iOS
  • Allow time deposit functionality
  • Enable payment to non-Indonesian Gopay accounts

In-app purchases

None

SUMUT Mobile

No in-app purchases

None

D

No in-app purchases

Questions

Is SUMUT Mobile free?
SUMUT Mobile is free to download, with no in-app purchases.
Is D free?
D is free to download, with no in-app purchases.
Which has better reviews, SUMUT Mobile or D?
D is rated higher. SUMUT Mobile averages 2.3 out of 5 from 3 ratings, while D averages 2.8 from 17 ratings.
Do SUMUT Mobile or D have ads?
Neither SUMUT Mobile nor D shows ads.
Which is updated more often, SUMUT Mobile or D?
SUMUT Mobile ships an update every 2 weeks, and D every 2 weeks. Most recently, SUMUT Mobile was updated on October 24, 2026 and D on October 23, 2026.

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