Comparison

Service One CU vs ABTBG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Service One CU

Manage your finances conveniently on the go. This application allows you to perform everyday banking tasks, view account details, and make payments or transfers with ease. You can also apply for new accounts or loans and locate ATMs or branches.

Highlights
  • Everyday transactions
  • View account information
  • Make payments
  • Transfer funds
  • Deposit checks
  • Apply for loans and accounts
  • Find ATMs and branches
Features
Read full description

Our purpose is to provide our members with a better life experience, one person at a time. Banking with Service One has never been easier with our mobile app! Enjoy the great look and feel to easily complete your everyday transactions and view your account information. Make payments, transfer funds, view statements, and deposit checks with a few taps. Apply for loans, new accounts, become a member, or find your closest ATM or branch location. Federally insured by NCUA. Equal housing opportunity. Message and data rates may apply.

About

ABTBG

Aggregate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

ABTBG is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ABTBG: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ABTBG app, you must be enrolled as an American Bank and Trust digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Service One CU4 screens
ABTBG4 screens

Verdict

The call

The clearest difference is monetization model: Service One CU at free against ABTBG's free with in-app purchases. Service One CU also leads on iOS requirement (16.0 vs 18.4). ABTBG's advantage is review sentiment (100% vs 90%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Service One CU against 4.9 for ABTBG. Both are backed by a comparable volume of ratings — 3.2K and 1.4K respectively. Written reviews are what separate them: 90% of Service One CU's written reviews are positive against 100% of ABTBG's.

UpkeepUpdate frequency

Service One CU ships an update monthly, ABTBG every 4 weeks. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Service One CU versus ABTBG: the parameters behind the verdict, then further details
ParameterService One CUABTBG
PriceFreeFree
Rating4.8 (3.2K ratings)4.9 (1.4K ratings) — better
Positive reviews90.5% of reviews100.0% of reviews — better
Number of ratings3.2K — better1.4K
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size128 MB197 MB
Age rating4+4+
DeveloperService One Credit Union, Inc.American Bank & Trust

Customer experience

Service One CU

All ratings3,156 ratings
Positive97.1%
Neutral1.9%
Negative1.0%
Written reviews21 reviews
Positive90.5%
Neutral4.8%
Negative4.8%

ABTBG

All ratings1,396 ratings
Positive97.1%
Neutral1.4%
Negative1.4%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Service One CU

Reported bugs

2 issues
  • Cashiers depositing checks into wrong accounts
  • Confusing account number system

Requested features

2 requests
  • Deposit cash through ATMs
  • Integrate with credit score monitoring services

ABTBG

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Service One CU

No in-app purchases

None

ABTBG

No in-app purchases

Questions

Is Service One CU free?
Service One CU is free to download, with no in-app purchases.
Is ABTBG free?
ABTBG is free to download, with no in-app purchases.
Which has better reviews, Service One CU or ABTBG?
ABTBG is rated higher. Service One CU averages 4.8 out of 5 from 3.2K ratings, while ABTBG averages 4.9 from 1.4K ratings.
Do Service One CU or ABTBG have ads?
Neither Service One CU nor ABTBG shows ads.
Which is updated more often, Service One CU or ABTBG?
Service One CU ships an update monthly, and ABTBG every 4 weeks. Most recently, Service One CU was updated on November 11, 2026 and ABTBG on November 7, 2026.

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