Comparison

Bank First App vs Sam Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank First App

Manage your bank accounts securely on the go. Transfer funds instantly, pay bills, track savings goals, and manage your cards. Access transaction history, update contact details, and customize your banking experience.

Highlights
  • Secure login with biometrics
  • Instant money transfers (Osko)
  • Bill payments (BPAY)
  • Savings goal tracking
  • Card management (lock, unlock, replace)
  • Transaction history
  • Account nickname customization
Features
Read full description

Features include: • Quick and secure access with a PIN, pattern, Touch ID or Face ID. • Transfer money instantly using Osko. • Make one-off or set up recurring payments and pay bills via BPAY. • Manage your payees and two-to-sign payments. • Manage your daily transfer limits across Osko, BPAY and external transfers. • Share your bank account details and let others know you’ve paid them via SMS or email. • View interest rates for your savings, term deposit and loan accounts. • Update your contact details. • Manage your finances and settings via the profile menu. • Create nicknames for all your accounts. • Let us know if you’re travelling overseas. • Set a savings goal and track your progress. • See full transaction history (up to 18 months). • Set a quick balance for your favourite account which can be viewed before logging in. • View all our latest product information. • Access tools and calculators to help you manage your money. • Customise your home screen. • Manage your card for Australian and/or international transactions. • Change the PIN on your Bank First cards. • Lock, unlock your Bank First card and order a replacement. • Replace lost or stolen cards directly from the app. Things you should know: • This app is available for Bank First Members only. • Mobile data downloading or internet usage charges may apply, check with your internet service providers or your mobile phone service provider. • Whilst we endeavour to, the app is not compatible with all devices and operating systems. • To view our full terms and conditions visit bankfirst.com.au/help/internet-banking-terms-and-conditions We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

Sam Payments

Read full description

Transform the way your charity collects donations with the Sam app. Designed with both convenience and security in mind, Sam enables anyone to gather charitable contributions seamlessly using their personal device. Key Features: • Effortless Setup: Download the app, register, and join your organisation to start collecting donations instantly. • No Additional Hardware: Use your personal phone to accept contactless payments. No more spending on point-of-sale machines. • Safe & Secure: We use Stripe, to handle all payments, ensuring every transaction is secure and reliable. • Versatile Collection Methods: Collect donations through quick preset amounts, custom donations, point-of-sale items, and even raffle entries. • Leader-boards: View a leader board of the top collectors for your events. • Real-time Receipts: Send donation receipts directly to donors via text message. • Event Integration: Support for event-specific donations, tailored collections, and detailed reporting. • Always Available: Collect donations anytime, anywhere with an internet connection. How It Works: 1. Download and Register: Simple sign-up with a username, email, and phone number. 2. Join an Organisation: Accept an invitation from your charity and start collecting. 3. Collect Donations: Use your phone as a card reader for hassle-free, contactless donations. Why Choose Sam? • No Upfront Costs: Start using the app with zero initial investment. • User-friendly Design: Intuitive interface making it easy for anyone to collect donations. • Scalable for All Sizes: Perfect for small charities to large foundations. Join the Future of Fundraising Upgrade your charity’s fundraising with Sam.  Ready to get started? Download now and make an impact with every tap.

Screenshots

Bank First App4 screens
Sam Payments4 screens

Verdict

The call

The clearest difference is update cadence: Sam Payments at every 2 months against Bank First App's every 5 months. Bank First App's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Bank First App ships an update every 5 months, Sam Payments every 2 months. The most recent releases landed on August 21, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 5 level
Bank First App versus Sam Payments: the parameters behind the verdict, then further details
ParameterBank First AppSam Payments
PriceFreeFree
Positive reviews8.1% of reviews—
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size108 MB25 MB
Age rating4+4+
DeveloperVictoria Teachers LimitedFriday Technologies

In-app purchases

None

Bank First App

No in-app purchases

None

Sam Payments

No in-app purchases

Questions

Is Bank First App free?
Bank First App is free to download, with no in-app purchases.
Is Sam Payments free?
Sam Payments is free to download, with no in-app purchases.
Do Bank First App or Sam Payments have ads?
Neither Bank First App nor Sam Payments shows ads.
Which is updated more often, Bank First App or Sam Payments?
Bank First App ships an update every 5 months, and Sam Payments every 2 months. Most recently, Bank First App was updated on August 21, 2026 and Sam Payments on September 17, 2026.

Other comparisons