Comparison

LCNB Mobile Banking vs PCA Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LCNB Mobile Banking

Consolidate all your financial accounts, including those from other institutions, into one organized view. This secure tool provides real-time updates, transaction details, and customizable alerts to help you manage your money effectively and make informed financial decisions.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security with passcode
Features
Read full description

The LCNB Mobile Banking App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact LCNB National Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the LCNB Mobile Banking App, you must be enrolled as a LCNB National Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

PCA Wealth

Manage your retirement account on the go with this mobile app. Features include enrollment, income forecasting, balance monitoring, contribution changes, investment management, document uploads, and a financial learning center. Secure login options like biometrics are available.

Highlights
  • Retirement account enrollment
  • Income forecasting
  • Balance and performance monitoring
  • Contribution adjustments
  • Investment selection and rebalancing
  • Secure document uploads
  • Financial learning resources
Features
Read full description

Keep your retirement account within reach with the mobile benefits app from Pension Corporation of America. FEATURES • Enrollment: Register and enroll in your plan in minutes • Forecast: Get a retirement income forecast • Monitor: Check your balance and investment performance • Save: Change your paycheck contributions • Invest: Choose and rebalance investments • Upload: Snap photos of documents and submit them securely • Learn: Explore and grow with our financial learning center • Plan: Manage beneficiaries and other account settings • Biometrics: Use face or fingerprint for fast, secure login • Espanol: Usa la aplicación en español

Screenshots

LCNB Mobile Banking4 screens
PCA Wealth4 screens

Verdict

The call

The clearest difference is rating: LCNB Mobile Banking at 4.8 against PCA Wealth's 2.1. LCNB Mobile Banking also leads on ratings volume (4.7K vs 18) and review sentiment (47% vs 30%). PCA Wealth's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LCNB Mobile Banking holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: LCNB Mobile Banking has 4.7K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 47% of LCNB Mobile Banking's written reviews are positive against 30% of PCA Wealth's.

UpkeepUpdate frequency

LCNB Mobile Banking ships an update every 4 weeks, PCA Wealth every 2 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
LCNB Mobile Banking versus PCA Wealth: the parameters behind the verdict, then further details
ParameterLCNB Mobile BankingPCA Wealth
PriceFreeFree
Rating4.8 (4.7K ratings) — better2.1 (18 ratings)
Positive reviews46.8% of reviews — better30.0% of reviews
Number of ratings4.7K — better18
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.417.0 — better
Further details — not scored
Size196 MB34 MB
Age rating12+4+
DeveloperLCNB National BankSchwab Retirement Technologies Inc.

Customer experience

LCNB Mobile Banking

All ratings4,644 ratings
Positive94.7%
Neutral1.9%
Negative3.3%
Written reviews47 reviews
Positive46.8%
Neutral10.6%
Negative42.6%

PCA Wealth

All ratings15 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews10 reviews
Positive30.0%
Neutral0.0%
Negative70.0%

In-app purchases

None

LCNB Mobile Banking

No in-app purchases

None

PCA Wealth

No in-app purchases

Questions

Is LCNB Mobile Banking free?
LCNB Mobile Banking is free to download, with no in-app purchases.
Is PCA Wealth free?
PCA Wealth is free to download, with no in-app purchases.
Which has better reviews, LCNB Mobile Banking or PCA Wealth?
LCNB Mobile Banking is rated higher. LCNB Mobile Banking averages 4.8 out of 5 from 4.7K ratings, while PCA Wealth averages 2.1 from 18 ratings.
Do LCNB Mobile Banking or PCA Wealth have ads?
Neither LCNB Mobile Banking nor PCA Wealth shows ads.
Which is updated more often, LCNB Mobile Banking or PCA Wealth?
LCNB Mobile Banking ships an update every 4 weeks, and PCA Wealth every 2 months. Most recently, LCNB Mobile Banking was updated on October 29, 2026 and PCA Wealth on October 24, 2026.

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