CIBC Caribbean Mobile vs SpendGuard

Banking is easy with the CIBC Caribbean Mobile App! With this app, you can pay bills, transfer funds, check your balance and more in just a few steps. Simple, convenient and secure - it’s the ideal app for your everyday banking needs. FEATURES Transfer Funds Transfer funds instantly between your CIBC Caribbean accounts. Transfer funds to other local CIBC Caribbean accounts. Send funds a third party transfer to anyone on your existing beneficiaries list in Internet Banking. Check Balances Check account balances on all of your eligible CIBC Caribbean products. Review transaction history Review details of your transaction history for deposit and credit card accounts. Your running balance is shown on your deposit accounts to help you keep track of your spending. Easy bill payments Pay your bills from a list of billers you have set up in Online Banking. Use our MultiPay feature and pay up to three bills simultaneously! Money Monitor Set high and low balance thresholds for any one of your accounts and monitor your balance within that range. Locator Search or use your current location to find nearby branches and Instant Teller Machines™. Legal By downloading the CIBC Caribbean Mobile App, you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. You can withdraw your consent at any time by uninstalling this App. Accessing this App may result in additional service fees charged by your service provider. Check with your service or hardware provider if you have questions about your specific device. Contact Information This App is made available by CIBC Caribbean Bank Limited, Michael Mansoor Building, Warrens, St. Michael, Barbados, BB22026. To learn more, contact us at this mailing address or visit www.cibc.com/fcib/about-us/contact-us.html LANGUAGES: English

Simplicity is gold! Do you want an application that keeps track your daily expense at your fingertip? Fret no more. SpendGuard is an upcoming application that lifts up all your cares and worries. Able to track all your expenses and give you real time visual charts to see which day or category one should spend less on for the months or weeks ahead. Prefer dark mode than bright shiny light mode? You got it! This application provides dark and light mode straight from the version 1 and it can be easily toggled under the side menu > personalisation. 1. Add expenses with calendar view 2. Calendar shows monthly expense total on calendar header. 3. Calendar shows daily expense total on the bottom segment header right below calendar. 4. Expense hub to visually see daily expense bar charts. 5. Expense hub to see monthly total spend based on category. 6. Expenses are able to be exported and imported as a JSON file. 7. Coming soon page lists out features that will be release in the coming weeks. 8. Added profile personalisation for dark mode setting. More personalisations to come. 9. Included Dark Mode for the application. 10. Update app icon and splash screen. 11. Bug fix for calendar misalignment and chart display when expense not available.