CIBC Caribbean Mobile vs NCB Mobile

Banking is easy with the CIBC Caribbean Mobile App! With this app, you can pay bills, transfer funds, check your balance and more in just a few steps. Simple, convenient and secure - it’s the ideal app for your everyday banking needs. FEATURES Transfer Funds Transfer funds instantly between your CIBC Caribbean accounts. Transfer funds to other local CIBC Caribbean accounts. Send funds a third party transfer to anyone on your existing beneficiaries list in Internet Banking. Check Balances Check account balances on all of your eligible CIBC Caribbean products. Review transaction history Review details of your transaction history for deposit and credit card accounts. Your running balance is shown on your deposit accounts to help you keep track of your spending. Easy bill payments Pay your bills from a list of billers you have set up in Online Banking. Use our MultiPay feature and pay up to three bills simultaneously! Money Monitor Set high and low balance thresholds for any one of your accounts and monitor your balance within that range. Locator Search or use your current location to find nearby branches and Instant Teller Machines™. Legal By downloading the CIBC Caribbean Mobile App, you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. You can withdraw your consent at any time by uninstalling this App. Accessing this App may result in additional service fees charged by your service provider. Check with your service or hardware provider if you have questions about your specific device. Contact Information This App is made available by CIBC Caribbean Bank Limited, Michael Mansoor Building, Warrens, St. Michael, Barbados, BB22026. To learn more, contact us at this mailing address or visit www.cibc.com/fcib/about-us/contact-us.html LANGUAGES: English

Bypass the lines and hours of waiting. Complete your routine banking transactions from anywhere in the world, any time you please with the bank that’s in your hands! The NCB Mobile App makes it easy to: - Check account balances • View your Saving, Chequing, Loan, Deposit or Investment account (accounts must already be enabled on the web) • View the last 20 Transactions - Transfer funds • Between own accounts • To third-party NCB accounts • To third-party non-NCB accounts - Pay bills including credit cards - Add beneficiaries and payee - Manage Credit Cards • View available and current balances • View minimum balance and payment due date (to avoid those late charges) • View Statement date and balances • Credit Card Limit - Send feedback and report issues in real time - View conversion between Jamaican and Foreign exchange currencies - View and receive loan offers. It’s sleek, intuitive and easy to use but don’t just take our word for it, try it out for yourself! Disclosure: 1. The NCB Mobile App is currently only available to customers who: • Have an active NCB Online profile • Are RSA token enabled 2. Users must allow location and other permissions for security purposes, or forfeit their ability to use the app.