NCB Mobile vs ePAYMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NCB Mobile
Manage your banking from anywhere with this app. Check balances, transfer funds, pay bills, and manage credit cards. Access account details and receive loan offers conveniently.
- Check account balances
- Transfer funds
- Pay bills
- Manage credit cards
- Add beneficiaries
- View currency conversion
- Receive loan offers
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Bypass the lines and hours of waiting. Complete your routine banking transactions from anywhere in the world, any time you please with the bank that’s in your hands! The NCB Mobile App makes it easy to: - Check account balances • View your Saving, Chequing, Loan, Deposit or Investment account (accounts must already be enabled on the web) • View the last 20 Transactions - Transfer funds • Between own accounts • To third-party NCB accounts • To third-party non-NCB accounts - Pay bills including credit cards - Add beneficiaries and payee - Manage Credit Cards • View available and current balances • View minimum balance and payment due date (to avoid those late charges) • View Statement date and balances • Credit Card Limit - Send feedback and report issues in real time - View conversion between Jamaican and Foreign exchange currencies - View and receive loan offers. It’s sleek, intuitive and easy to use but don’t just take our word for it, try it out for yourself! Disclosure: 1. The NCB Mobile App is currently only available to customers who: • Have an active NCB Online profile • Are RSA token enabled 2. Users must allow location and other permissions for security purposes, or forfeit their ability to use the app.
ePAYMobile
Manage your finances by checking balances, viewing transactions, and locking cards. Transfer funds between accounts, pay bills, order meals, and purchase phone credit directly from the app.
- Account balance checks
- Transaction history
- Card locking
- Inter-account transfers
- Bill payments
- Meal ordering
- Phone credit top-ups
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[+] Manage Your Accounts *Check your available balance. *View your transactions. *Lock Your Card with the press of a button. [+] Transfers *Transfer to other ePay Cards. *Transfer to Bank Accounts. [+] Payments *Pay your utility bills quickly and easily. [+] Order Meals *Hungry? Order restaurant food easily and it is delivered to you. [+] Phone Credit *Running low on phone credit, purchase credit immediately from the app.
Screenshots
Verdict
The clearest difference is rating: NCB Mobile at 4.7 against ePAYMobile's 4.3. NCB Mobile also leads on ratings volume (16K vs 6) and iOS requirement (12.4 vs 15.6). ePAYMobile's advantage is review sentiment (100% vs 79%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NCB Mobile holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: NCB Mobile has 16K ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 79% of NCB Mobile's written reviews are positive against 100% of ePAYMobile's, so the app with the better star average is not the one people write more warmly about.
NCB Mobile ships an update every 6 weeks, ePAYMobile every 2 months. The most recent releases landed on September 25, 2026 and July 7, 2026 respectively.
| Parameter | NCB Mobile | ePAYMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16K ratings) — better | 4.3 (6 ratings) |
| Positive reviews | 79.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 16K — better | 6 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 34 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | National Commercial Bank Jamaica Limited | Alliance Payment Services Limited TA EPAY |
Customer experience
NCB Mobile
ePAYMobile
Bugs and requests
NCB Mobile
Reported bugs
5 issues- Login issues due to password problems
- Transfers failing unexpectedly
- Inability to see transaction details
- App crashing or freezing
- Compatibility issues with jailbroken devices
Requested features
7 requests- Mobile top-up feature
- Ability to pay credit cards from other banks
- Cheque deposit via mobile
- Notifications for account activities
- Touch ID/Face ID login
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- Ability to lock/freeze debit cards
- Future-dated transfers
ePAYMobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
NCB Mobile
No in-app purchases
ePAYMobile
No in-app purchases
Questions
Is NCB Mobile free?
Is ePAYMobile free?
Which has better reviews, NCB Mobile or ePAYMobile?
Do NCB Mobile or ePAYMobile have ads?
Which is updated more often, NCB Mobile or ePAYMobile?
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