Easy to use
Love it
Token
I would appreciate if you could find a much easier way to do transfers without using the token as to avoid walking around with it
Best app
No contest
The worse
The worse
Great choice
Efficient n reliable

Manage your banking from anywhere with this app. Check balances, transfer funds, pay bills, and manage credit cards. Access account details and receive loan offers conveniently.
Summarized from real user reviews of NCB Mobile. Based on 16K reviews and a 4.7/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.
25.2.0
July 9, 2026
• We've introduced some improvements to the app • New daytime & nighttime splash screen images
5 issues
Login issues due to password problems
Transfers failing unexpectedly
7 requests
Mobile top-up feature
Ability to pay credit cards from other banks
The app allows you to complete routine banking transactions from anywhere. You can check account balances for savings, chequing, loans, deposits, and investments, as well as view your last 20 transactions. It also facilitates fund transfers between your own accounts, to other NCB accounts, and to non-NCB accounts. Additionally, you can pay bills, manage credit cards, add beneficiaries, view currency conversions, and receive loan offers.
To use the NCB Mobile App, you must be an existing customer with an active NCB Online profile. Furthermore, your account must be RSA token enabled. Users are also required to grant location and other necessary permissions for security purposes to utilize the app's full functionality.
The app provides comprehensive credit card management features. You can view available and current balances, check minimum balance requirements and payment due dates to avoid late charges, and review statement dates and balances. It also displays your credit card limit.
Yes, the NCB Mobile App is available for free. There are no charges associated with downloading or using the core banking functionalities provided within the application. The app does not feature in-app purchases or advertisements.
For security purposes, users must have an active NCB Online profile and be RSA token enabled to access the app. Additionally, the app requires users to allow location and other permissions. These permissions are essential for maintaining the security of your banking transactions and for the app to function correctly.