CIBC Caribbean Mobile vs Moveney

Banking is easy with the CIBC Caribbean Mobile App! With this app, you can pay bills, transfer funds, check your balance and more in just a few steps. Simple, convenient and secure - it’s the ideal app for your everyday banking needs. FEATURES Transfer Funds Transfer funds instantly between your CIBC Caribbean accounts. Transfer funds to other local CIBC Caribbean accounts. Send funds a third party transfer to anyone on your existing beneficiaries list in Internet Banking. Check Balances Check account balances on all of your eligible CIBC Caribbean products. Review transaction history Review details of your transaction history for deposit and credit card accounts. Your running balance is shown on your deposit accounts to help you keep track of your spending. Easy bill payments Pay your bills from a list of billers you have set up in Online Banking. Use our MultiPay feature and pay up to three bills simultaneously! Money Monitor Set high and low balance thresholds for any one of your accounts and monitor your balance within that range. Locator Search or use your current location to find nearby branches and Instant Teller Machines™. Legal By downloading the CIBC Caribbean Mobile App, you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. You can withdraw your consent at any time by uninstalling this App. Accessing this App may result in additional service fees charged by your service provider. Check with your service or hardware provider if you have questions about your specific device. Contact Information This App is made available by CIBC Caribbean Bank Limited, Michael Mansoor Building, Warrens, St. Michael, Barbados, BB22026. To learn more, contact us at this mailing address or visit www.cibc.com/fcib/about-us/contact-us.html LANGUAGES: English

Moveney offers merchants the ability to take contactless payments through their own mobile phone. Our Soft Point of Sale (Soft POS) application has been designed and developed to ensure every merchant is able to start taking contactless payments without the need to invest in any additional infrastructure that includes card readers, receipt printers and more. We are committed to simplifying the payments ecosystem for merchants while also ensuring we work towards contributing to the future of the payments industry keeping in mind the larger sustainability goals that humanity has set for itself around reducing plastic wastes and consequently the carbon footprint. Soft Point of Sale is the latest evolution to have seen support from card schemes, acquirers and phone manufacturers allowing us to develop a solution which can be downloaded as an application on to your iOS device.  Our Soft POS utilizes the mobile phones inherent NFC capability to enable merchants to be able to take contactless payments. Moveney will ensure the payments will be settled within 48 hours in most cases. Please note that the first set of settlements upon onboarding will take up to seven days which is also the period that is required for a more detailed verification of the business and to ensure the merchant is legally allowed to trade. - Onboarding: One of the major highlights of our soft POS application is the ease of onboarding. Please ensure you have your business registration details, proof of identity in the country you trade in handy to go through the onboarding process. We anticipate the onboarding process to take an average of about ten minutes provided you have the details that are requested during onboarding. We have designed the onboarding flow in a way that merchants will be able to start taking payments within ten minutes provided they have the details available. - Inventory Management: We recognize that merchant requirements can be diverse and will cover varied aspects of managing their inventory, tracking revenues, analyzing sales, updating stocks apart from taking contactless payments. Our inventory management section allows the merchant to add products, create categories, add cost and selling prices for revenue and profit analysis, add and amend discounts dynamically. We also allow merchants to import the list of products through our csv template. Download our application now and checkout the various features, we have to offer in our inventory management section. - My Terminal: Our Soft POS application ensures we provide merchants with the capability to scale their payments infrastructure without any limits and seamlessly. Our application allows the merch This is by far the most useful feature we are proud of, giving merchants the ability to add as many additional point of sale terminals as they require within minutes and control the permission levels given to these additional terminals. All they need to do is click on ‘Add Terminal’, enter the details and that phone is added under the business as an additional point of sale terminal. It is that easy! - Transactions: Our Transactions section does precisely what it reads. The merchant will be able to view all the payments inclusive of authorized, settled, failed transactions by the available time periods. - Graph and Analytics: We understand sales and revenue insights are paramount to enable merchants to grow their business. We have built this feature where you can explore, the revenue and sales by the day, week, month, terminal, and product while also selecting multiple filters to precisely understand valuable insights that help you grow your business.