m vs NLB Pay

M-bank aplikacija UniCredit Bank a.d. Banja Luka štedi Vaše vrijeme i novac. Aplikacija je jednostavna za korišćenje, uvijek dostupna, a provizije su znatno niže nego na šalterima. M-bank aplikacija Vam omogućava da brzo završite svakodnevne bankarske transakcije i da uvijek prvi saznate najvažnije informacije. Na raspolaganju su Vam: Uvid u sve vrste računa i kartica Prikaz transakcijskog računa radi boljeg pregleda i korisničkog iskustva Sve vrste plaćanja PDF potvrde o plaćanju Informacije o proizvodima i uslugama naše Banke Lociranje najbližih bankomata i filijala Mjenjačnica Mogućnost slanja naloga ino platnog prometa Ugovaranje trajnih naloga Upravljanje sigurnosnim dnevnim limitima 3DS autorizacija web kartičnih transakcija putem m-bank aplikacije Pregled PIN koda za debitne i kreditne kartice Apple Pay – beskontaktno plaćanje telefonom na POS terminalima Primanje važnih obavještenja i informacija putem push poruke Podjela na rate transakcija kreditnim karticama • Dodatne funkcionalnosti m-bank aplikacije: Logovanje putem otiska prsta – ne morate da unosite PIN Dokumenti u m-bank Brza provjera stanja – provjerite stanje na računu bez logovanja u aplikaciju M-token za prijavu na e-ba M-bank i M-token možete dobiti u svim filijalama UniCredit Bank a.d. Banja Luka. Ukoliko ste već prijavljeni za ovu uslugu, m-bank možete reaktivirati bez dolaska u filijalu. ------------------------------------------------- M-bank application UniCredit Bank a.d. Banja Luka saves your time and money. Application is user friendly ; always available and payment fees are significantly lower than in branches. M-bank application UniCredit Bank a.d. Banja Luka enables you to easily make banking transactions and to always be the first to find out what is new. Accounts and cards overview All types of payment Enhanced transaction account display for improved visibility and user experience. PDF payment confirmations Information for product and services Branch & ATM locator Foreign currency exchange Possibility to send foreign payment orders Contracting standing orders Managing daily security limits 3DS authorization of web card transactions via m-bank application View debit and credit card PINs Apple Pay – contactless payment by phone at POS terminals Push notifications for important information Credit card installments • Additional m-bank features: Fingerprint authentication – no need to enter PIN to log in Documents in m-bank “Fast check” – you can check your balance without logging in M-token for e-ba authentication – excellent replacement for hardware token You can get m-bank and m-token at all UniCredit Bank branches. If you are already registered for this service, you can reactivate m-bank without coming to the branch.

ABOUT (ENG) This application enables contactless payments with your phone and the execution of Flik instant payments. Try the free NLB Pay mobile wallet for simple and secure payments. What does NLB Pay allow you to do? - Pay for purchases in stores and withdraw cash at contactless ATMs using Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal. - View all payments and withdrawals under “Transactions” section of NLB Pay. - Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay). - Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank. - Use Flik functionalities such as bill splitting and recurring payments. - Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed. - Add all merchant loyalty cards to NLB Pay. Supported devices NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above. Security first. Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc. O TEJ APLIKACIJI (SLO) Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil. Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje. Kaj vam omogoča NLB Pay? - Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal. - Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije". - Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay). - Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki. - Flik funkcionalnosti razdeli račun in ponavljajoča plačila - Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico. - Dodajanje vseh kartic zvestobe trgovcev v NLB Pay Na katerih telefonih lahko uporabljate NLB Pay? NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje. Varnost je na prvem mestu. NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …