Telhio Mobile Banking vs FirstCU Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Telhio Mobile Banking
Manage your finances conveniently from your mobile device. Perform essential banking tasks like checking balances, transferring funds, and depositing checks. Stay connected with secure messaging for customer support.
- Check account balances
- Transfer money between accounts
- Make mobile check deposits
- View transaction history
- Send secure messages
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Telhio Mobile Banking lets you bank on the go. With Telhio Mobile, you can: -Check Balances -Transfer Money -Make Mobile Deposits -View History -Send Messages to Us
FirstCU Access
Manage your finances on the go with this secure mobile banking app. Organize transactions with notes and photos, set balance alerts, make payments, transfer funds, and deposit checks remotely. Access statements and find nearby branches and ATMs.
- Organize transactions with tags, notes, and photos
- Set up balance alerts
- Make payments and transfer money
- Deposit checks with photos
- View and save monthly statements
- Find branches and ATMs
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FirstCU Access is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCU Access: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount. -Make payments, whether you’re paying a company or a friend. -Transfer money between your accounts. -Deposit checks in a snap by taking a picture of the front and back. -View and save your monthly statements. -Find branches and ATMs near you. Secure your account with a 4-digit passcode or biometric supported devices. To use the First CU Access app, you must be enrolled as a First CU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
Telhio Mobile Banking and FirstCU Access both sit at 4.8 stars, but that hides the real split: 69% of FirstCU Access's written reviews are positive against 54% of Telhio Mobile Banking's. Telhio Mobile Banking's advantage is monetization model (ad-supported vs free with in-app purchases) and ratings volume (8.1K vs 1.1K). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Telhio Mobile Banking against 4.8 for FirstCU Access. That said, the two scores are not equally well evidenced: Telhio Mobile Banking has 8.1K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews are what separate them: 54% of Telhio Mobile Banking's written reviews are positive against 69% of FirstCU Access's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 21, 2026 and October 18, 2026 respectively.
| Parameter | Telhio Mobile Banking | FirstCU Access |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.1K ratings) — better | 4.8 (1.1K ratings) |
| Positive reviews | 54.4% of reviews | 69.2% of reviews — better |
| Number of ratings | 8.1K — better | 1.1K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 170 MB | 177 MB |
| Age rating | 4+ | 4+ |
| Developer | Telhio Credit Union, INC. | First Service Federal Credit Union |
Customer experience
Telhio Mobile Banking
FirstCU Access
User reviews
Telhio Mobile Banking
From 8.1K App Store ratingsWhat we love
- 👍 Easy to use interface
- 🚀 Comprehensive and lovely app
- 🔒 Robust security features
- 💡 Great integration with Face ID
- 👍 Slick and easy to navigate
Room to improve
- 🐛 Occasional crashes and bugs
- 🔒 Complex passwords and verifications required
- 🔒 Cloudflare issues in a banking app
- 💸 Lots of full-screen ads and announcements
- 🐛 Portrait-only mode, no landscape support
FirstCU Access
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use features
- 💡 Convenient check deposit
- 🚀 Great customer service
Room to improve
- 🐛 Inability to access account
- 🐛 Navigation issues
- 🐛 Frequent app updates required
Bugs and requests
Telhio Mobile Banking
Reported bugs
5 issues- App no longer functions after update
- Login issues with wrong credentials or account not found
- Inability to pay auto loan through the app
- Alerts not working as expected, delayed or missing
- Frequent crashes when trying to access bill pay
Requested features
5 requests- Add push notifications for deposits and transactions
- Improve bill pay experience with easier access
- Implement PIN login option for faster access
- Add dark mode and other customization options
- Provide more detailed transaction history and analytics
FirstCU Access
Reported bugs
2 issues- Balances not visible during transfers
- Account verification printing not working
Requested features
2 requests- Ability to view credit card transactions
- Option to customize dashboard
In-app purchases
Telhio Mobile Banking
No in-app purchases
FirstCU Access
No in-app purchases
Questions
Is Telhio Mobile Banking free?
Is FirstCU Access free?
Which has better reviews, Telhio Mobile Banking or FirstCU Access?
Do Telhio Mobile Banking or FirstCU Access have ads?
Which is updated more often, Telhio Mobile Banking or FirstCU Access?
Other comparisons
