Comparison

Paynet Wallet vs maibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paynet Wallet

Manage your finances with an e-wallet offering payment accounts in Moldova and EU countries. Open an account in minutes, get a debit card, and enjoy free withdrawals and real-time transaction alerts. Control your card settings and make effortless local and international transfers.

Highlights
  • Open payment accounts in Moldova and EU
  • Virtual or physical Mastercard debit card
  • Free ATM withdrawals in Moldova
  • Real-time transaction alerts
  • Card control features (lock/unlock, PIN reset, limits)
  • Local and international IBAN support
  • Affordable international transfers
  • Free bank transfers via MIA Instant Payments
Features
Read full description

We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.

About

maibank

This all-in-one financial app puts banking at your fingertips, offering a simple, secure, and intuitive experience. Manage accounts, cards, loans, and payments effortlessly, with instant digital cards and the ability to pay bills in seconds. Enjoy enhanced privacy with features like Hide Balances.

Highlights
  • Secure and intuitive banking experience
  • Advanced security with biometrics
  • Effortless account and card management
  • Flexible loans and deposits
  • Instant digital cards
  • Fast payments and bill pay
  • Privacy tools like Hide Balances
Features
Read full description

Discover a smarter way to bank with maibank – your all-in-one financial app that brings banking to your fingertips. Experience freedom, flexibility, and innovation with the power of maib right on your smartphone. With maibank, you enjoy: • A simple, secure, and intuitive experience, designed with you in mind; • State-of-the-art security with advanced encryption, authentication, and biometric technologies; • Effortless account and card management, all in one place; • Flexible loans and deposits tailored to your needs; • Instant digital cards, ready to use in just a few taps; • Fast and easy payments, wherever you are; • Travel insurance, RCA insurance, and other essential services, fully digital; • The ability to pay your utility bills in seconds; • Tools like Hide Balances, giving you control over your privacy. Why choose maibank?
 Maibank delivers a convenient and innovative banking experience, constantly improving its features to make your life easier. From managing your daily finances to accessing advanced banking tools, maibank is your trusted financial companion. Getting started is easy!
 Install the app and experience the only bank in Moldova offering fully digital onboarding. Open an account or card directly in maibank and unlock the full potential of modern banking.

Screenshots

Paynet Wallet4 screens
maibank4 screens

Verdict

The call

Paynet Wallet and maibank both sit at 4.3 stars, but that hides the real split: 75% of Paynet Wallet's written reviews are positive against 57% of maibank's. maibank's advantage is ratings volume (163 vs 21). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paynet Wallet holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: maibank has 163 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 75% of Paynet Wallet's written reviews are positive against 57% of maibank's.

UpkeepUpdate frequency

Paynet Wallet ships an update every 6 days, maibank every 8 days. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Paynet Wallet versus maibank: the parameters behind the verdict, then further details
ParameterPaynet Walletmaibank
PriceFreeFree
Rating4.3 (21 ratings) — better4.1 (163 ratings)
Positive reviews75.0% of reviews — better57.1% of reviews
Number of ratings21163 — better
Update frequencyEvery 6 days — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size447 MB374 MB
Age rating4+4+
DeveloperPayPoint LLCBC Moldova AgroindBank SA

Customer experience

Paynet Wallet

All ratings20 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

maibank

All ratings163 ratings
Positive76.1%
Neutral3.7%
Negative20.2%
Written reviews163 reviews
Positive57.1%
Neutral9.8%
Negative33.1%

In-app purchases

None

Paynet Wallet

No in-app purchases

None

maibank

No in-app purchases

Questions

Is Paynet Wallet free?
Paynet Wallet is free to download, with no in-app purchases.
Is maibank free?
maibank is free to download, with no in-app purchases.
Which has better reviews, Paynet Wallet or maibank?
Paynet Wallet is rated higher. Paynet Wallet averages 4.3 out of 5 from 21 ratings, while maibank averages 4.1 from 163 ratings.
Do Paynet Wallet or maibank have ads?
Neither Paynet Wallet nor maibank shows ads.
Which is updated more often, Paynet Wallet or maibank?
Paynet Wallet ships an update every 6 days, and maibank every 8 days. Most recently, Paynet Wallet was updated on October 18, 2026 and maibank on October 17, 2026.

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