Paynet Wallet vs VB24 Mobile

We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank. Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks. GET STARTED FAST Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away. NO HIDDEN FEES Enjoy free withdrawals at any ATM in Moldova with no minimum account balance. REAL-TIME ALERTS Get instant push notifications for every incoming and outgoing transaction. CARD CONTROL Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments. LOCAL IBAN Share your local IBAN account details. Send and receive money within Moldova. INTERNATIONAL IBAN Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK. AFFORDABLE INTERNATIONAL TRANSFERS Receive money with RIA and MoneyGram services in your Paynet app. PAY EFFORTLESSLY Instantly send and receive free bank transfers via MIA Instant Payments. RELIABLE CUSTOMER SUPPORT Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125. FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE * Activate and receive Salary Payments * Activate and receive Social Payments * Create and request payments and transfers * Pay your monthly bills * Free transfers between Paynet customers * Get cashback Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.

VB24 offers you: • Biometrics - client authentication in the EMV 3DS transaction through biometric access or quick code • Online transfer (T2A) for receiving online transfers directly to your account or bank card – from June 2021 • Open online deposit - accounts in MDL, EUR and USD, refill and partial withdrawal of money – from September 2020 • Generating the unique code Cash by Code for withdrawing cash at bank ATMs without the presence of the card - from September 2020 • Opening online current accounts in MDL, EUR, USD, RON and RUB - from September 2020 • Currency exchange of Moldovan lei, EURO, US dollars, Romanian lei or Russian rubles in the application at an advantageous exchange rate between current, card and deposit accounts - from April 2020. • Get full access to information for all cards and bank card accounts 24/7 • View the balance and history of card account transactions • Pay for government services MPay: for kindergarten, traffic police fines, etc. • Locking and unlocking your cards • Close or reissue the bank cards • Make money transfers between your bank cards and Visa bank cards issued by other banks in the country and around the world • Establish and manage bank card transaction limits and other security settings for card and card accounts • Make payments or transfers to service providers, such as mobile operators, Internet and cable TV providers and suppliers of utilities, including gas, water, etc. • View card account identification details • Switch the language during one session in VB24 Mobile • View the location of ATMs and bank branches on an interactive map • Generate one-time passwords to confirm operations • Quick Entry using a 5-digit code, fingerprint To access the application you can use VB24 Web login and password. You can subscribe to VB24 Web here or in the nearest Victoriabank ATM.