MICB Mobile Banking vs VB24 Mobile

MICB Mobile Banking Manage your finances quickly, easily, and securely with the MICB mobile app, an intuitive and secure solution trusted by over 1 million users. Use MICB Mobile Banking to: • Check account and card balances • View transaction history • Analyze spending by category • Receive push notifications for transactions • Transfer money between your own cards, to Moldindconbank customers, and to other banks • Send transfers by phone number, card number, and IBAN • Pay utilities and other services • Use templates and recurring payments • Make international SEPA and SWIFT transfers • Open digital cards • Add cards to Apple Pay • Change your PIN, set limits, and block/unblock cards • Check complimentary LoungeKey access for premium cards • Enable Cashback and get money back on current offers • Exchange currency at a favorable rate • Open new deposits and manage existing ones • Manage loans and repay online Your finances are protected by modern security technologies, including Strong Customer Authentication (SCA), secure operation confirmation, and advanced anti‑fraud measures. MICB Mobile Banking — all your banking in one app.

VB24 offers you: • Biometrics - client authentication in the EMV 3DS transaction through biometric access or quick code • Online transfer (T2A) for receiving online transfers directly to your account or bank card – from June 2021 • Open online deposit - accounts in MDL, EUR and USD, refill and partial withdrawal of money – from September 2020 • Generating the unique code Cash by Code for withdrawing cash at bank ATMs without the presence of the card - from September 2020 • Opening online current accounts in MDL, EUR, USD, RON and RUB - from September 2020 • Currency exchange of Moldovan lei, EURO, US dollars, Romanian lei or Russian rubles in the application at an advantageous exchange rate between current, card and deposit accounts - from April 2020. • Get full access to information for all cards and bank card accounts 24/7 • View the balance and history of card account transactions • Pay for government services MPay: for kindergarten, traffic police fines, etc. • Locking and unlocking your cards • Close or reissue the bank cards • Make money transfers between your bank cards and Visa bank cards issued by other banks in the country and around the world • Establish and manage bank card transaction limits and other security settings for card and card accounts • Make payments or transfers to service providers, such as mobile operators, Internet and cable TV providers and suppliers of utilities, including gas, water, etc. • View card account identification details • Switch the language during one session in VB24 Mobile • View the location of ATMs and bank branches on an interactive map • Generate one-time passwords to confirm operations • Quick Entry using a 5-digit code, fingerprint To access the application you can use VB24 Web login and password. You can subscribe to VB24 Web here or in the nearest Victoriabank ATM.