Comparison

FincoMóvil vs TipChip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FincoMóvil

Manage your cooperative membership from your phone. Easily pay bills, find service points, and stay informed about events and benefits. Access your cooperative services conveniently and securely.

Highlights
  • Download payment barcodes
  • Pay credits easily
  • Find service points and hours
  • Access events and benefits
  • Consult product information
  • Secure transactions
Features
Read full description

Con FincoMovil podrás tener tu Cooperativa en tu celular. Baja el código de barras de tus recibos de pago y acércate a nuestras oficinas y demás canales de recaudo y paga tus créditos fácilmente. Así mismo podrás conocer nuestros puntos de atención, eventos, convenios y actividades a los que puedes acceder por ser parte de nuestra Cooperativa. Descarga ya la aplicación gratuitamente y podrás tener acceso a tu Cooperativa con un solo dedo, sin horarios ni distancias. Beneficios - Podras consultar la información de los productos que posees con Fincomercio - Podrás bajar tus recibos de pago y realizar transacciones de forma fácil, rápida y segura. - Consultar puntos de atención, dirección y horarios. - Consultas de medios de pago habilitados - Mantener el pago oportuno de tus obligaciones, gracias al acceso fácil a tu recibo de pago. - Ahorro de tiempo en desplazamientos e impresiones de tus recibos. - Estarás enterado de los eventos, beneficios y convenios más cercanas a tu ubicación. - Podrás acceder a tu Cooperativa con un solo dedo.

About

TipChip

Features
Read full description

Split any check in about a minute — no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone — nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what — broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use — your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem — TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost — no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.

Screenshots

FincoMóvil4 screens
TipChip4 screens

Verdict

The call

The clearest difference is update cadence: TipChip at every 3 weeks against FincoMóvil's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FincoMóvil ships an update every 2 months, TipChip every 3 weeks. The most recent releases landed on October 2, 2026 and September 11, 2026 respectively.

Scorecard1 real difference · 8 level
FincoMóvil versus TipChip: the parameters behind the verdict, then further details
ParameterFincoMóvilTipChip
PriceFreeFree
Rating3.5 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size47 MB33 MB
Age rating4+4+
DeveloperFINCOMERCIO LTDAUMUTCAN SAHIN

In-app purchases

None

FincoMóvil

No in-app purchases

None

TipChip

No in-app purchases

Questions

Is FincoMóvil free?
FincoMóvil is free to download, with no in-app purchases.
Is TipChip free?
TipChip is free to download, with no in-app purchases.
Do FincoMóvil or TipChip have ads?
Neither FincoMóvil nor TipChip shows ads.
Which is updated more often, FincoMóvil or TipChip?
FincoMóvil ships an update every 2 months, and TipChip every 3 weeks. Most recently, FincoMóvil was updated on October 2, 2026 and TipChip on September 11, 2026.

Other comparisons