Comparison

FERS Toolkit vs MyTspGuide

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FERS Toolkit

Plan your federal retirement with ease. This tool provides eligibility information, allows you to select a retirement date, and estimates your annuity. Create multiple profiles to compare scenarios and generate a retirement planning certificate.

Highlights
  • Eligibility information
  • Retirement date selection
  • Estimated annuity calculation
  • Multiple profile comparison
  • Retirement planning certificate
  • High-3 salary calculator
Features
Read full description

FERS is a simple to use retirement planning tool for federal employees. The app provides you with eligibility information, lets you choose a retirement date, and calculates your estimated annuity. You can create multiple profiles to compare and contrast different scenarios to help you make important life decisions. For fun, rotate your device to view and share with your coworkers your retirement planning certificate. Also includes a quick calculator for high-3 salaries.

About

MyTspGuide

This app offers guidance for federal employees to manage their Thrift Savings Plan investments. It provides information on market events, allocation recommendations, and step-by-step instructions for fund transfers. Users can also track changes within their TSP accounts.

Highlights
  • Free TSP investment advice
  • Market event information
  • Allocation recommendations
  • Fund transfer instructions
  • TSP account change tracking
Features
Read full description

My TSP Guide provides free advice and guidance to federal employees on how to actively monitor and manage their Thrift Savings Plan investments. We provide information and details of events that impact their investments, as well as specific allocation recommendations and step-by-step instructions to help federal employees get their money moved quickly. My TSP Guide also allows users to track the changes made to their Thrift Savings Plan.

Screenshots

FERS Toolkit4 screens
MyTspGuide4 screens

Verdict

The call

The clearest difference is rating: MyTspGuide at 4.0 against FERS Toolkit's 2.6. MyTspGuide also leads on ads (none vs shown) and monetization model (free vs ad-supported). FERS Toolkit's advantage is ratings volume (45 vs 1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyTspGuide holds the better App Store score, 4.0 against 2.6. That said, the two scores are not equally well evidenced: FERS Toolkit has 45 ratings behind it against 1, so its average is the more settled of the two.

Scorecard5 real differences · 5 level
FERS Toolkit versus MyTspGuide: the parameters behind the verdict, then further details
ParameterFERS ToolkitMyTspGuide
PriceFreeFree
Rating2.6 (45 ratings)4.0 (1 ratings) — better
Positive reviews27.3% of reviews—
Number of ratings45 — better1
Update frequencyEvery 18 months—
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.511.0 — better
Further details — not scored
Size9 MB97 MB
Age rating4+4+
DeveloperSolution22 LLCScott Grimes

Customer experience

FERS Toolkit

All ratings45 ratings
Positive28.9%
Neutral17.8%
Negative53.3%
Written reviews33 reviews
Positive27.3%
Neutral9.1%
Negative63.6%

MyTspGuide

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FERS Toolkit

No in-app purchases

None

MyTspGuide

No in-app purchases

Questions

Is FERS Toolkit free?
FERS Toolkit is free to download, with no in-app purchases.
Is MyTspGuide free?
MyTspGuide is free to download, with no in-app purchases.
Which has better reviews, FERS Toolkit or MyTspGuide?
MyTspGuide is rated higher. FERS Toolkit averages 2.6 out of 5 from 45 ratings, while MyTspGuide averages 4.0 from 1 ratings.
Do FERS Toolkit or MyTspGuide have ads?
FERS Toolkit shows ads; MyTspGuide does not.

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