FERS Toolkit vs MyTspGuide
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FERS Toolkit
Plan your federal retirement with ease. This tool provides eligibility information, allows you to select a retirement date, and estimates your annuity. Create multiple profiles to compare scenarios and generate a retirement planning certificate.
- Eligibility information
- Retirement date selection
- Estimated annuity calculation
- Multiple profile comparison
- Retirement planning certificate
- High-3 salary calculator
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FERS is a simple to use retirement planning tool for federal employees. The app provides you with eligibility information, lets you choose a retirement date, and calculates your estimated annuity. You can create multiple profiles to compare and contrast different scenarios to help you make important life decisions. For fun, rotate your device to view and share with your coworkers your retirement planning certificate. Also includes a quick calculator for high-3 salaries.
MyTspGuide
This app offers guidance for federal employees to manage their Thrift Savings Plan investments. It provides information on market events, allocation recommendations, and step-by-step instructions for fund transfers. Users can also track changes within their TSP accounts.
- Free TSP investment advice
- Market event information
- Allocation recommendations
- Fund transfer instructions
- TSP account change tracking
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My TSP Guide provides free advice and guidance to federal employees on how to actively monitor and manage their Thrift Savings Plan investments. We provide information and details of events that impact their investments, as well as specific allocation recommendations and step-by-step instructions to help federal employees get their money moved quickly. My TSP Guide also allows users to track the changes made to their Thrift Savings Plan.
Screenshots
Verdict
The clearest difference is rating: MyTspGuide at 4.0 against FERS Toolkit's 2.6. MyTspGuide also leads on ads (none vs shown) and monetization model (free vs ad-supported). FERS Toolkit's advantage is ratings volume (45 vs 1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyTspGuide holds the better App Store score, 4.0 against 2.6. That said, the two scores are not equally well evidenced: FERS Toolkit has 45 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | FERS Toolkit | MyTspGuide |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (45 ratings) | 4.0 (1 ratings) — better |
| Positive reviews | 27.3% of reviews | — |
| Number of ratings | 45 — better | 1 |
| Update frequency | Every 18 months | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.5 | 11.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Solution22 LLC | Scott Grimes |
Customer experience
FERS Toolkit
MyTspGuide
In-app purchases
FERS Toolkit
No in-app purchases
MyTspGuide
No in-app purchases







