Comparison

TSP TIPS vs MyTspGuide

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSP TIPS

This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.

Highlights
  • Data-driven market analysis
  • Personalized risk tolerance settings
  • Investment recommendations
  • Weekly market summaries
  • Push notifications
  • Mutual Fund Window TIPS
Features
Currently charting
Read full description

*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Our new backtested strategy has gained 22% every year from December 2018 to January 2025. *** TSP TIPS uses analysis to help you avoid market downturns and try to keep your retirement safe. We notify you when our analysis you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • We had positive gains during the 2008 financial crisis, and a 25% gain in 2013 • Backed by professional licensing and 25+ years of PhD research, experience, and proven results We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today with a free 30-day trial, and about $8 a month after that. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.

About

MyTspGuide

This app offers guidance for federal employees to manage their Thrift Savings Plan investments. It provides information on market events, allocation recommendations, and step-by-step instructions for fund transfers. Users can also track changes within their TSP accounts.

Highlights
  • Free TSP investment advice
  • Market event information
  • Allocation recommendations
  • Fund transfer instructions
  • TSP account change tracking
Features
Read full description

My TSP Guide provides free advice and guidance to federal employees on how to actively monitor and manage their Thrift Savings Plan investments. We provide information and details of events that impact their investments, as well as specific allocation recommendations and step-by-step instructions to help federal employees get their money moved quickly. My TSP Guide also allows users to track the changes made to their Thrift Savings Plan.

Screenshots

TSP TIPS4 screens
MyTspGuide4 screens

Verdict

The call

The clearest difference is rating: MyTspGuide at 4.0 against TSP TIPS's 3.3. MyTspGuide also leads on in-app purchases (none vs 6) and iOS requirement (11.0 vs 15.6). TSP TIPS's advantage is ratings volume (144 vs 1) and chart position (#81 vs unranked). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TSP TIPS sells 6 in-app purchases, starting at $7.99 per month. MyTspGuide asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MyTspGuide holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: TSP TIPS has 144 ratings behind it against 1, so its average is the more settled of the two.

Scorecard6 real differences · 5 level
TSP TIPS versus MyTspGuide: the parameters behind the verdict, then further details
ParameterTSP TIPSMyTspGuide
PriceFreeFree
Rating3.3 (144 ratings)4.0 (1 ratings) — better
Positive reviews44.3% of reviews—
Number of ratings144 — better1
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#81 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.611.0 — better
Further details — not scored
Size14 MB97 MB
Age rating4+4+
DeveloperInvestry Analytics LLCScott Grimes

Customer experience

TSP TIPS

All ratings144 ratings
Positive55.6%
Neutral8.3%
Negative36.1%
Written reviews70 reviews
Positive44.3%
Neutral5.7%
Negative50.0%

MyTspGuide

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TSP TIPS

Reported bugs

10 issues
  • App crashes frequently
  • Login issues
  • Feedback function not working
  • Data input not saving
  • Graphs not displaying correctly
Show 5 more
  • App does not open
  • Google sign-in not working
  • Bug with updating account balance on smaller screens
  • Reset password function not working
  • App keeps crashing and cannot login

Requested features

9 requests
  • App to reflect new TSP website terms
  • More robust future planning calculators
  • Push notifications for new recommendations
  • Strategies for learning investors
  • iPad version of the app
Show 4 more
  • Past annual performance data
  • Graph smoothing for missing data
  • Option to specify traditional or Roth contributions
  • More frequent advice updates

MyTspGuide

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

TSP TIPS

Subscriptions6
  • TSP TIPS Core - Monthly1 Month trial$7.991 Month
  • TSP TIPS Premium - Monthly1 Month trial$9.991 Month
  • Mutual Fund Window TIPS 1month1 Month trial$9.991 Month
Show 3 more
  • TSP TIPS Core - Annual3 Months trial$79.991 Year
  • TSP TIPS Premium - Annual1 Month trial$99.991 Year
  • Mutual Fund Window TIPS 1 Year1 Month trial$99.991 Year
None

MyTspGuide

No in-app purchases

Questions

Is TSP TIPS free?
TSP TIPS is free to download, with in-app purchases available.
Is MyTspGuide free?
MyTspGuide is free to download, with no in-app purchases.
Which has better reviews, TSP TIPS or MyTspGuide?
MyTspGuide is rated higher. TSP TIPS averages 3.3 out of 5 from 144 ratings, while MyTspGuide averages 4.0 from 1 ratings.
Do TSP TIPS or MyTspGuide have ads?
Neither TSP TIPS nor MyTspGuide shows ads.

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