Comparison

TSP TIPS vs Daily TSP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSP TIPS

This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.

Highlights
  • Data-driven market analysis
  • Personalized risk tolerance settings
  • Investment recommendations
  • Weekly market summaries
  • Push notifications
  • Mutual Fund Window TIPS
Features
Currently charting
Read full description

*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Recommendations for the TSP Mutual Fund Window, as needed — usually about 6–7 times a year. *** TSP TIPS recommendations come from a data-driven strategy designed with downside risk in mind. We notify you when our analysis says you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • Backed by 25+ years of research and development We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today for about $8 a month. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.

About

Daily TSP

Access daily TSP share price data, interactive charts, and fund information. Analyze historical data and monitor your TSP account balance with optional account linking or manual entries. Offers a clean, customizable user experience for personalized TSP analysis.

Highlights
  • Daily TSP share price data
  • Interactive historical charts
  • Aggregated fund reference information
  • Customizable user experience
  • Optional TSP account linking
  • Manual account balance entries
  • Account balance history and performance metrics
Read full description

The latest TSP share price data is provided to you everyday! Daily TSP provides a beautiful set of interactive charts that automatically update each day and allow you to look through the entire TSP share price history for any fund. Daily TSP also aggregates tons of reference fund information in an easy to navigate and interactive manner. Daily TSP offers a clean user experience and customization capability that result in a personalized way to interact with and analyze TSP data at your finger tips. ############################## Frequently Asked Questions ############################## Do I have to link my TSP account? Daily TSP DOES NOT REQUIRE you to link your TSP account in order to use the app. There is tons of data and capability that is available to all users to help track/analyze the TSP funds without linking. Further, users can even perform manual account balance entries if they prefer and still want a way to track their TSP account balance. Linking your account serves as a convenient and secure means of tracking your TSP account, but is entirely optional within Daily TSP. Is Daily TSP secure? Daily TSP takes security very seriously and therefore abides by the latest security standards and protocols. Further, Daily TSP also allows for a four-digit pin code or biometric authentication (face unlock/fingerprint) to be required each time the app is opened for enhanced security - optional feature. Linked account credentials for fetching your TSP account data are stored DIRECTLY on your phone using its secure storage protocol. How does Daily TSP store app data? 100% of all personal user data generated in Daily TSP is stored directly on your phone's storage and is NEVER shared with any cloud services or stored anywhere on the cloud. This means that you and only you can see and access the data within Daily TSP. Can I contact the developers directly? Absolutely. We try to make this as easy as possible and allow you to contact us directly from within the app! Give it a try! ############################## On top of all that, Daily TSP also provides a great alternative for monitoring your personal TSP account balance and history over time! - Users can track their account balance through manual entries - Users can also link their TSP.gov account and automatically perform these updates. - User can track an unlimited number of accounts with Pro version which means you can track Uniformed Services and Civilian accounts in one place! Daily TSP Linked Account: - One tap to begin account update - that's all it takes! - Full account balance history to date - Personal Investment Performance (PIP) computation - Account activity summary tables - Balance distribution graphs - Contribution allocation graphs - Future predicted growth - Capability to track general purpose and residential loans - Capability to track TSP transactions - Calculation of rate of return, Compound Annual Growth Rate (CAGR), PIP, and other helpful metrics for various date ranges Daily TSP Capabilities: - iOS home screen widgets to get live share prices and account balance estimate - Browse through all full TSP fund historical data - Create custom TSP balance goals - Ability to show/hide certain funds - Ability to export user data to a CSV - Enhanced security with pin code access and biometric authorization Daily TSP provides direct feedback access to the developer to do everything from report an issue, request a feature, to just say hello. Whatever it is, just drop a line! ############################## Disclaimer: The Daily TSP app is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan.

Screenshots

TSP TIPS4 screens
Daily TSP4 screens

Verdict

The call

The clearest difference is rating: Daily TSP at 4.5 against TSP TIPS's 3.3. Daily TSP also leads on review sentiment (81% vs 44%) and ratings volume (851 vs 146). TSP TIPS's advantage is chart position (#78 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TSP TIPS sells 6 in-app purchases, starting at $7.99 per month and Daily TSP sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Daily TSP holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: Daily TSP has 851 ratings behind it against 146, so its average is the more settled of the two. Written reviews point the same way: 44% of TSP TIPS's written reviews are positive against 81% of Daily TSP's.

UpkeepUpdate frequency

TSP TIPS ships an update every 2 months, Daily TSP every 5 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 7 level
TSP TIPS versus Daily TSP: the parameters behind the verdict, then further details
ParameterTSP TIPSDaily TSP
PriceFreeFree
Rating3.3 (146 ratings)4.5 (851 ratings) — better
Positive reviews44.3% of reviews81.0% of reviews — better
Number of ratings146851 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#78 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size16 MB53 MB
Age rating4+4+
DeveloperInvestry Analytics LLCTaza Technology, LLC

Customer experience

TSP TIPS

All ratings146 ratings
Positive55.5%
Neutral8.2%
Negative36.3%
Written reviews70 reviews
Positive44.3%
Neutral5.7%
Negative50.0%

Daily TSP

All ratings848 ratings
Positive85.5%
Neutral3.2%
Negative11.3%
Written reviews126 reviews
Positive81.0%
Neutral5.6%
Negative13.5%

User reviews

TSP TIPS

From 146 App Store ratings

What we love

  • 📈 Helps grow TSP accounts
  • 💡 Eliminates guesswork
  • ✅ Provides clear guidance
  • 💰 Pays for itself
  • 👍 Easy to use

Room to improve

  • 📉 Advice is often late
  • 💸 Leads to losses
  • ❌ Does not beat the market
  • 🐛 Buggy and dysfunctional
  • ⚠️ Auto-renewal issues

Daily TSP

From 851 App Store ratings

What we love

  • 👍 Excellent customer service
  • 🚀 Convenient and user-friendly app
  • 🔒 Secure with two-factor authentication
  • 💡 Comprehensive features and tools
  • 🚀 Frequent updates and improvements

Room to improve

  • 🐛 Occasional sync and login issues
  • 🐛 Inconsistent data accuracy
  • 🐛 Compatibility problems with recent TSP website changes
  • 🔋 Mandatory app updates can be inconvenient

Bugs and requests

TSP TIPS

Reported bugs

10 issues
  • App crashes frequently
  • Login issues
  • Feedback function not working
  • Data input not saving
  • Graphs not displaying correctly
Show 5 more
  • App does not open
  • Google sign-in not working
  • Bug with updating account balance on smaller screens
  • Reset password function not working
  • App keeps crashing and cannot login

Requested features

9 requests
  • App to reflect new TSP website terms
  • More robust future planning calculators
  • Push notifications for new recommendations
  • Strategies for learning investors
  • iPad version of the app
Show 4 more
  • Past annual performance data
  • Graph smoothing for missing data
  • Option to specify traditional or Roth contributions
  • More frequent advice updates

Daily TSP

Reported bugs

3 issues
  • Linked update no longer works
  • Live data feature no longer functioning
  • Account data not syncing properly

Requested features

4 requests
  • Allow dual military and civilian account tracking
  • Add ability to input expected future salary data
  • Incorporate DRIP into earnings growth calculator
  • Provide more tutorial videos and instructions

In-app purchases

6 purchases

TSP TIPS

Subscriptions6
  • TSP TIPS Core - Monthly$7.991 Month
  • Mutual Fund Window TIPS 1month$9.991 Month
  • TSP TIPS Premium - Monthly$15.991 Month
Show 3 more
  • TSP TIPS Core - Annual$79.991 Year
  • Mutual Fund Window TIPS 1 Year$99.991 Year
  • TSP TIPS Premium - Annual$159.991 Year
4 purchases

Daily TSP

One-time4
  • Developer Support Tier 1$9.99
  • Daily TSP Pro Upgrade$24.99
  • Developer Support Tier 2$24.99
Show 1 more
  • Developer Support Tier 3$49.99

Questions

Is TSP TIPS free?
TSP TIPS is free to download, with in-app purchases available.
Is Daily TSP free?
Daily TSP is free to download, with in-app purchases available.
Which has better reviews, TSP TIPS or Daily TSP?
Daily TSP is rated higher. TSP TIPS averages 3.3 out of 5 from 146 ratings, while Daily TSP averages 4.5 from 851 ratings.
Do TSP TIPS or Daily TSP have ads?
Neither TSP TIPS nor Daily TSP shows ads.
Which is updated more often, TSP TIPS or Daily TSP?
TSP TIPS ships an update every 2 months, and Daily TSP every 5 weeks. Most recently, TSP TIPS was updated on October 24, 2026 and Daily TSP on October 22, 2026.

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