Comparison

TSP TIPS vs TSP Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TSP TIPS

This app provides data-driven market analysis and recommendations to help you manage your TSP investments. It offers personalized strategies based on your risk tolerance and sends timely notifications to guide fund movements for growth and safety.

Highlights
  • Data-driven market analysis
  • Personalized risk tolerance settings
  • Investment recommendations
  • Weekly market summaries
  • Push notifications
  • Mutual Fund Window TIPS
Features
Currently charting
Read full description

*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Recommendations for the TSP Mutual Fund Window, as needed — usually about 6–7 times a year. *** TSP TIPS recommendations come from a data-driven strategy designed with downside risk in mind. We notify you when our analysis says you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • Backed by 25+ years of research and development We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today for about $8 a month. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.

About

TSP Pro

This app helps military personnel, government employees, and federal workers precisely track their Thrift Savings Plan (TSP) funds. It offers free retirement estimation tools, detailed fund performance monitoring, and powerful analysis features to optimize retirement planning.

Highlights
  • TSP fund price monitoring
  • Historical performance analytics
  • Contribution allocation tracking
  • Retirement projection calculations
  • Fund performance comparison
  • FERS Retirement Estimator
  • TSP Contribution Calculator
Features
Read full description

TSP Pro: The Ultimate Thrift Savings Plan Tracker See today's TSP share prices the moment you open the app — no account, no login, no waiting. Built for military personnel, government employees, and federal workers who want a faster way to follow their retirement. INSTANT FUND PRICES (FREE, NO LOGIN): - Daily G, F, C, S, I & all Lifecycle fund share prices - Interactive price history charts - Data sourced from official TSP.gov postings FREE RETIREMENT TOOLS: - FERS Retirement Estimator - calculate your federal pension annuity - TSP Contribution Calculator - maximize your agency match - 401(k) & IRA Rollover Guide - should you consolidate into TSP? TRACK YOUR BALANCE (FREE ACCOUNT): - Track contribution allocations across all funds - Personal performance and growth projections - Secure Google and Apple Sign-In POWERFUL ANALYSIS TOOLS (PRO): - Compare fund performance side-by-side - Calculate retirement projections with your actual balance - Analyze how different allocation strategies would have performed - Track your personal rate of return over time TSP Pro costs less per YEAR than most TSP apps charge one time - and every core feature above stays free. DESIGNED FOR SECURITY: - Your data stays private with encrypted storage - No third-party data sharing Perfect for data-driven federal employees planning retirement or anyone serious about optimizing their TSP performance. Not affiliated with the Federal Retirement Thrift Investment Board or any government agency. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

TSP TIPS4 screens
TSP Pro4 screens

Verdict

The call

The clearest difference is rating: TSP Pro at 5.0 against TSP TIPS's 3.3. TSP TIPS's advantage is ratings volume (146 vs 5) and chart position (#108 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TSP TIPS sells 6 in-app purchases, starting at $7.99 per month and TSP Pro sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

TSP Pro holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: TSP TIPS has 146 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 15, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 8 level
TSP TIPS versus TSP Pro: the parameters behind the verdict, then further details
ParameterTSP TIPSTSP Pro
PriceFreeFree
Rating3.3 (146 ratings)5.0 (5 ratings) — better
Positive reviews44.3% of reviews—
Number of ratings146 — better5
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
Best chart rank#108 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size16 MB26 MB
Age rating4+4+
DeveloperInvestry Analytics LLCVikorus, LLC

Customer experience

TSP TIPS

All ratings146 ratings
Positive55.5%
Neutral8.2%
Negative36.3%
Written reviews70 reviews
Positive44.3%
Neutral5.7%
Negative50.0%

TSP Pro

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

TSP TIPS

Reported bugs

10 issues
  • App crashes frequently
  • Login issues
  • Feedback function not working
  • Data input not saving
  • Graphs not displaying correctly
Show 5 more
  • App does not open
  • Google sign-in not working
  • Bug with updating account balance on smaller screens
  • Reset password function not working
  • App keeps crashing and cannot login

Requested features

9 requests
  • App to reflect new TSP website terms
  • More robust future planning calculators
  • Push notifications for new recommendations
  • Strategies for learning investors
  • iPad version of the app
Show 4 more
  • Past annual performance data
  • Graph smoothing for missing data
  • Option to specify traditional or Roth contributions
  • More frequent advice updates

TSP Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

TSP TIPS

Subscriptions6
  • TSP TIPS Core - Monthly$7.991 Month
  • Mutual Fund Window TIPS 1month$9.991 Month
  • TSP TIPS Premium - Monthly$15.991 Month
Show 3 more
  • TSP TIPS Core - Annual$79.991 Year
  • Mutual Fund Window TIPS 1 Year$99.991 Year
  • TSP TIPS Premium - Annual$159.991 Year
2 purchases

TSP Pro

Subscriptions2
  • TSP Pro Monthly$0.991 Month
  • TSP Pro Annual$4.991 Year

Questions

Is TSP TIPS free?
TSP TIPS is free to download, with in-app purchases available.
Is TSP Pro free?
TSP Pro is free to download, with in-app purchases available.
Which has better reviews, TSP TIPS or TSP Pro?
TSP Pro is rated higher. TSP TIPS averages 3.3 out of 5 from 146 ratings, while TSP Pro averages 5.0 from 5 ratings.
Do TSP TIPS or TSP Pro have ads?
Neither TSP TIPS nor TSP Pro shows ads.
Which is updated more often, TSP TIPS or TSP Pro?
TSP TIPS ships an update every 2 months, and TSP Pro every 2 months. Most recently, TSP TIPS was updated on October 15, 2026 and TSP Pro on September 30, 2026.

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