Comparison

KongaPay vs Blayzz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KongaPay

This mobile wallet simplifies payments, transfers, and savings. It offers instant money transfers, bill payments, and tools for businesses. Earn rewards on savings and enjoy discounts on purchases.

Highlights
  • Instant money transfers
  • Bill and subscription payments
  • Savings with interest
  • Loyalty rewards on balance
  • Discounts on Konga.com
  • Business tools for vendors
Features
Read full description

KongaPay is Nigeria’s all-in-one mobile wallet designed to make payments simple, secure, and seamless from instant transfers to bill payments, savings, and business tools. KongaPay gives you total control of your money. What You Can Do With KongaPay: - Send & Receive Money Instantly: Transfer funds conveniently with high success rates and no failed transactions. - Pay Bills, Subscriptions & More: Settle airtime, data, electricity, and cable bills all in one tap. - Save with K-Save: Fix your income and grow your money effortlessly. Earning up to 24% per annum. - Loyalty Rewards: Earn 6% per annum on your wallet balance with no minimum balance. - Shop & Pay on Konga.com with Discounts: Get frequent discounts when you pay with KongaPay on Konga.com. It's smart and secure shopping. - Safe, Simple & Trusted: KongaPay is licensed by the Central Bank of Nigeria (CBN) and insured by - Go Pro Feature: Unlock tools made for small businesses, vendors, and freelancers: Request a POS terminal, create payment links to get paid via card, transfer, or USSD, track your inventory, and increase your daily transfer limits up to ₦25 million. Why Users Love KongaPay: . Fast and reliable transfers . Secure POS access for businesses . Easy-to-use interface for savings and spending . 24/7 customer support . Built for both personal and business needs Download KongaPay today and take complete control of your personal and business finances in one app.

About

Blayzz

This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

Highlights
  • Instant account opening
  • Free unlimited bank transfers
  • Bill and airtime payments
  • Buy now, pay later financing
  • Budgeting and savings tools
  • Document and event planner
Features
Read full description

Blayzz is a financial lifestyle app. It was designed to create a lifestyle and payments ecosystem, which ensures that you can access some of your basic and essential needs with ease. Blayzz is a digital solution that allows you to open accounts, budget and save, transfer funds, make payments, access some lifestyle services, and get loans. Here are some exciting features on Blayzz: Onboarding - Intuitive onboarding process to get you going. - Instant account opening. Transfers - Free unlimited transfers to any bank account in Nigeria. - Send money to Blayzz users using their phone numbers or username. Bill Payment, Airtime and Data - Pay your cable TV and electricity bills without charges. - Buy airtime and data. - Earn loyalty points for each transaction you make, which is redeemable to cash. Buy now, pay later - Digital end-to-end loan financing for the following types of assets – cars, laptops, gadgets, phones, electronics, and household equipment. Insurance premium payments - We pay for your insurance premium while you pay back in installments at 0% interest. Budget and Save - Create a monthly budget, monitor your expenses, and save the unspent portion. - Customize your savings plans and save towards a goal. Planner - Secure your documents, plan your events, and set reminders to get notified. Global news - Get up-to-date global news on the app.

Screenshots

KongaPay4 screens
Blayzz4 screens

Verdict

The call

The clearest difference is rating: Blayzz at 5.0 against KongaPay's 4.4. Blayzz also leads on monetization model (free vs free with in-app purchases) and review sentiment (67% vs 52%). KongaPay's advantage is ratings volume (151 vs 1) and update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blayzz holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: KongaPay has 151 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 52% of KongaPay's written reviews are positive against 67% of Blayzz's.

UpkeepUpdate frequency

KongaPay ships an update every 2 weeks, Blayzz every 5 weeks. The most recent releases landed on September 12, 2026 and August 14, 2026 respectively.

Scorecard6 real differences · 4 level
KongaPay versus Blayzz: the parameters behind the verdict, then further details
ParameterKongaPayBlayzz
PriceFreeFree
Rating4.4 (151 ratings)5.0 (1 ratings) — better
Positive reviews52.0% of reviews66.7% of reviews — better
Number of ratings151 — better1
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size107 MB125 MB
Age rating4+4+
DeveloperKonga Online Shopping LimitedPremiumTrust Bank Limited

Customer experience

KongaPay

All ratings151 ratings
Positive84.1%
Neutral3.3%
Negative12.6%
Written reviews25 reviews
Positive52.0%
Neutral0.0%
Negative48.0%

Blayzz

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

KongaPay

No in-app purchases

None

Blayzz

No in-app purchases

Questions

Is KongaPay free?
KongaPay is free to download, with no in-app purchases.
Is Blayzz free?
Blayzz is free to download, with no in-app purchases.
Which has better reviews, KongaPay or Blayzz?
Blayzz is rated higher. KongaPay averages 4.4 out of 5 from 151 ratings, while Blayzz averages 5.0 from 1 ratings.
Do KongaPay or Blayzz have ads?
Neither KongaPay nor Blayzz shows ads.
Which is updated more often, KongaPay or Blayzz?
KongaPay ships an update every 2 weeks, and Blayzz every 5 weeks. Most recently, KongaPay was updated on September 12, 2026 and Blayzz on August 14, 2026.

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