Expenses Split vs Nayan Saraiya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenses Split
Easily track and split expenses with multiple users in shared groups. Automatically calculates debts and notifies members of changes. Supports online and offline expense entry with automatic syncing.
- Multi-user expense tracking
- Automatic debt calculation
- Push notifications for expense changes
- Online and offline syncing
- Share team details
- Edit and add members
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Split Expenses is the best multi-user online app you can use for tracking, splitting, syncing, sharing and automating your team/room expense. Based on expense entered, app calculates and suggests debts of each person and who has to receive money. Split Expenses app supports push notifications for notifying any changes in a team’s expenses. Whenever user enters an expense into a team, a notification is sent to all members in the team and on clicking on the notification expense is auto synced to other members in the team. Split Expenses support offline mode, if you don’t have Internet while you are adding expense, it will be synced next time you connect to Internet. Auto sync of latest team details happens on every launch and manual sync on click of sync button in teams screen. You can share team details across other Split Expenses users who are willing to join your team by just clicking share button in expenses screen. You can also share final computed debts list to any other interested parties through all popular sharing media. Summarizing what you can do with split expense app: - 1) Create new team/page, where you can add involved members/ roommates. 2) Create a new expense, edit expense and delete expense when settled, automatically notifies other members in 3) Share team details with other teammates online by clicking share in Expenses screen of a Team. 4) Edit members and add new members, so that if new member joined a team, it’s useful 5) Automate the final expense and debt calculation 6) Share the final expense debts with the team members/others. Difference when compared to Split Expense Lite: - a. Multi user app b. Can add expense, team, members online and offline and can sync data entered offline to online on launch or on click of sync button in Team screen c. Share Team details using share button present in Expenses screen d. Notifications will be broadcasted to all members with in a team whenever a new expense is added Lots coming in future releases as well. Future releases: - Introducing graphs/charts, which tells user where he/she is spending more.
Nayan Saraiya
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Nayan Saraiya is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator
Screenshots
Verdict
The clearest difference is ads: Nayan Saraiya at none against Expenses Split's shown. Nayan Saraiya also leads on iOS requirement (16.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expenses Split ships an update every 2 months, Nayan Saraiya every 3 months. The most recent releases landed on September 24, 2026 and September 13, 2026 respectively.
| Parameter | Expenses Split | Nayan Saraiya |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 26.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | katuri dinesh | Excel Net Solutions Private Limited |
In-app purchases
Expenses Split
No in-app purchases
Nayan Saraiya
No in-app purchases









