5nance vs Nayan Saraiya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
5nance
This platform offers AI-driven wealth management solutions, enabling users to invest in mutual funds, stocks, and global indices. It also provides financial planning and insurance services to help users achieve their long-term goals and protect their families.
- AI-based investment advisory
- Invest in mutual funds, stocks, global indices
- AI-powered multi-asset portfolio
- Financial health assessment
- Online financial planning
- Insurance services
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About this App *Join India’s leading Performance Driven Wealth Management Platform, which offers AI Based advisory solutions to growing users on 5nance. With the 5nance app, you can start investing in mutual funds, the stock market, and Global Indices. Also, plan your finances effectively while protecting your family with insurance.* 5nance app is a one-stop solution to meet all your financial needs. We help you meet your investment goals seamlessly by catering to you with our AI-driven investment products, whose performance exceeds that of each and every indices in the last three years. We are a proud bearer of a prestigious award for the Best Use of DevOps Technology 2022 in FinTech. This achievement is a testament to our team’s hard work and dedication, who has consistently provided top-quality services to our clients. An AI-Backed investment science awaits you with the robust power of Artificial Intelligence to transform your investing experience. All-Rounder - An AI-powered multi-asset portfolio platform. An AI-based investment advisory platform to help you make wise investment choices backed by data-driven decisions. Features: Delivered optimum returns over the past three years. Preserves your capital in volatile markets. Rebalancing your portfolio to optimize returns. The stocks are selected after rigorous screening backed by AI, market trends research, and historical performance data analysis. All-Rounder harnesses the power of AI to create a customized portfolio consisting of multiple assets such as equity, Gold, Global indices, and more. With timely Rebalancing, All-Rounder helps you protect the invested capital and optimize returns on investment. Algrow - AI-Backed Mutual Fund advisory platform. Features: Delivered optimum returns over the past three years. Capital Preservation in volatile markets. Algrow Switch to enable allocating funds to optimize your returns. Among 26 AMCs offering hassle-free SIPs, the Top 12 AMCs are mentioned below. Aditya Birla Sun Life Mutual Fund HDFC Mutual Fund IDFC Mutual Fund Nippon India Mutual Fund Axis Mutual Fund Franklin Templeton Mutual Fund Indiabulls Mutual Fund LIC Mutual fund Canara Robeco Mutual Fund SBI Mutual Fund ICICI Prudential Mutual Fund Tata Mutual Fund Finscore - An online financial health assessment platform to help you manage your finances in alignment with your long-term goals. Features: Analyze 15 parameters to assess your financial health. Helps you with areas of financial improvement. Expert guidance to get a customized financial plan. We provide online financial planning services through our premium offering FinPlan. It helps to plan your finances effectively by keeping your long-term goals in alignment. Insurance 5nance is also a premium insurance provider. Protect yourself and your family from unforeseen circumstances and tragedies. Get yourself insured with one of our many insurance policies with affordable premiums. Whether it is a critical illness that strikes you at an unsaid hour, responding to a health emergency, a mishap, or an accident that brings down your morale, our various insurances have got you covered. Insurance providers: • HDFC Life • Bajaj Allianz • Aditya Birla Capital and many more. Transform your financial future with 5nance. Don’t let the stroke of luck define your financial trajectory. Let our AI help you make informed choices and identify opportunities to optimise your returns on investments.
Nayan Saraiya
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Nayan Saraiya is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator
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Verdict
The clearest difference is update cadence: 5nance at every 4 weeks against Nayan Saraiya's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
5nance ships an update every 4 weeks, Nayan Saraiya every 3 months. The most recent releases landed on June 9, 2026 and September 13, 2026 respectively.
| Parameter | 5nance | Nayan Saraiya |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | — |
| Positive reviews | 80.6% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 4 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 96 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | INNOVAGE FINTECH PRIVATE LIMITED | Excel Net Solutions Private Limited |
In-app purchases
5nance
No in-app purchases
Nayan Saraiya
No in-app purchases









