Comparison

Cube Wealth vs 5nance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cube Wealth

This app helps you manage your wealth, investments, and retirement planning through a unified platform. It leverages expert insights and a proprietary algorithm to assess your finances, identify risk levels, and guide you toward optimal investment strategies across various asset classes.

Highlights
  • Wealth management
  • Investment planning
  • Retirement planning
  • Proprietary algorithm
  • Risk assessment
  • Diversified investment options
  • Financial freedom plan
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Our team of best investment and financial planners with years of proven track records can help amplify your wealth. By leveraging their market insights and more, you can manage your wealth, investments, and retirement planning and secure your financial future, all from a single, unified platform. Building and managing a perfect wealth portfolio with Cube Wealth becomes easy. You can invest in different areas, from mutual funds (SIP or Lumpsum) to digital gold and P2P lending to consumer loans, asset leasing, and more. Our financial planners will guide you through the journey, ensuring your diversified portfolio brings substantial returns even in the face of market volatility.   Begin your investment journey. Cube Wealth, your personal portfolio planner, is here! This powerful application leverages our proprietary algorithm to assess the status of your personal finances, identify your risk level, and guide you on the best-suited investment strategies attuned to your present capabilities. The app helps you build a perfect wealth portfolio by calculating precisely how much you need to invest, and guiding you on where to invest in our curated list of diverse investment options. Cube Wealth's financial planning services can help your wealth to sustain market volatility while handling medical emergencies or numerous short-, medium-, and long-term needs easily. Loved By Users Across 10 Countries and 100+ Cities! Cube Wealth connects you with experienced investment and financial consultants who can give you sound suggestions on how to expand your wealth and secure your future. Their solutions and quality guide on risk management and others will help grow your wealth ten times more. The app is trusted by founders and top management in startups, tech, marketing, advertising, e-commerce, finance, and consulting. Join millions of users who have used Cube in the past for bill payments, mutual funds investments, SIP, digital gold, asset leasing, and stocks. Cube Wealth can help craft an ideal portfolio that aligns with your goals and risk tolerance. All you need to do is define your short-, medium-, and long-term financial objectives. Then, start gathering your funds together to invest wisely with Cube's diversified options. Cube Wealth Is Your Financial Freedom App! Know how Cube Wealth works: 1) You Answer A Few Questions Our Perfect Portfolio Quiz makes it easy to get the correct information about your finances and goals. 2) We Find You the Best Investment Options Our panel of investment and financial planners have proven track records and decades of experience helping clients like you. From mutual funds to stocks, gold, and alternative assets, you can get valuable guidance for your wealth management. 3) You Get a Financial Freedom Plan Cube gives you a phase-by-phase plan on how to invest for financial freedom by bucketing your emergency, short-, medium, and long-term goals. Top Reasons to Love Cube Wealth #1 Investment Options for Your Risk Level Diversify beyond mutual funds with digital gold, LiquiLoans, Faircent, Grip, and more! #2 Quality Investment Options Discover top mutual funds from reputed AMCs like Kotak, Nippon, SBI, and expert-curated Indian stocks and alternative investments. #3 Expert Financial Guidance and Solid Support Access Wealth Coaches via WhatsApp or phone for personalized guidance and join exclusive support groups. #4 Safety, Security & Privacy Enjoy three-factor security and AML checks for every investment, ensuring your money stays in your name. Partnered with trusted entities like Wealth First. #5 Trusted Partners Plug into India's leading systems and partners including Faircent, LiquiLoans, and Grip Invest. #6 Unified Investment Platform Track mutual funds, stocks, SIPs, digital gold, and alternative assets seamlessly with simplified portfolio tracking. No complicated graphs, just clear insights.

About

5nance

This platform offers AI-driven wealth management solutions, enabling users to invest in mutual funds, stocks, and global indices. It also provides financial planning and insurance services to help users achieve their long-term goals and protect their families.

Highlights
  • AI-based investment advisory
  • Invest in mutual funds, stocks, global indices
  • AI-powered multi-asset portfolio
  • Financial health assessment
  • Online financial planning
  • Insurance services
Features
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About this App *Join India’s leading Performance Driven Wealth Management Platform, which offers AI Based advisory solutions to growing users on 5nance. With the 5nance app, you can start investing in mutual funds, the stock market, and Global Indices. Also, plan your finances effectively while protecting your family with insurance.* 5nance app is a one-stop solution to meet all your financial needs. We help you meet your investment goals seamlessly by catering to you with our AI-driven investment products, whose performance exceeds that of each and every indices in the last three years. We are a proud bearer of a prestigious award for the Best Use of DevOps Technology 2022 in FinTech. This achievement is a testament to our team’s hard work and dedication, who has consistently provided top-quality services to our clients. An AI-Backed investment science awaits you with the robust power of Artificial Intelligence to transform your investing experience. All-Rounder - An AI-powered multi-asset portfolio platform. An AI-based investment advisory platform to help you make wise investment choices backed by data-driven decisions. Features: Delivered optimum returns over the past three years. Preserves your capital in volatile markets. Rebalancing your portfolio to optimize returns. The stocks are selected after rigorous screening backed by AI, market trends research, and historical performance data analysis. All-Rounder harnesses the power of AI to create a customized portfolio consisting of multiple assets such as equity, Gold, Global indices, and more. With timely Rebalancing, All-Rounder helps you protect the invested capital and optimize returns on investment. Algrow - AI-Backed Mutual Fund advisory platform. Features: Delivered optimum returns over the past three years. Capital Preservation in volatile markets. Algrow Switch to enable allocating funds to optimize your returns. Among 26 AMCs offering hassle-free SIPs, the Top 12 AMCs are mentioned below. Aditya Birla Sun Life Mutual Fund HDFC Mutual Fund IDFC Mutual Fund Nippon India Mutual Fund Axis Mutual Fund Franklin Templeton Mutual Fund Indiabulls Mutual Fund LIC Mutual fund Canara Robeco Mutual Fund SBI Mutual Fund ICICI Prudential Mutual Fund Tata Mutual Fund Finscore - An online financial health assessment platform to help you manage your finances in alignment with your long-term goals. Features: Analyze 15 parameters to assess your financial health. Helps you with areas of financial improvement. Expert guidance to get a customized financial plan. We provide online financial planning services through our premium offering FinPlan. It helps to plan your finances effectively by keeping your long-term goals in alignment. Insurance 5nance is also a premium insurance provider. Protect yourself and your family from unforeseen circumstances and tragedies. Get yourself insured with one of our many insurance policies with affordable premiums. Whether it is a critical illness that strikes you at an unsaid hour, responding to a health emergency, a mishap, or an accident that brings down your morale, our various insurances have got you covered. Insurance providers: • HDFC Life • Bajaj Allianz • Aditya Birla Capital and many more. Transform your financial future with 5nance. Don’t let the stroke of luck define your financial trajectory. Let our AI help you make informed choices and identify opportunities to optimise your returns on investments.

Screenshots

Cube Wealth4 screens
5nance4 screens

Verdict

The call

The clearest difference is review sentiment: 5nance at 81% against Cube Wealth's 29%. 5nance also leads on ads (none vs shown) and rating (4.2 vs 3.9). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

5nance holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 14 and 5 respectively. Written reviews point the same way: 29% of Cube Wealth's written reviews are positive against 81% of 5nance's.

UpkeepUpdate frequency

Cube Wealth ships an update every 3 weeks, 5nance every 4 weeks. The most recent releases landed on June 1, 2026 and June 9, 2026 respectively.

Scorecard4 real differences · 6 level
Cube Wealth versus 5nance: the parameters behind the verdict, then further details
ParameterCube Wealth5nance
PriceFreeFree
Rating3.9 (14 ratings)4.2 (5 ratings) — better
Positive reviews28.6% of reviews80.6% of reviews — better
Number of ratings14 — better5
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better15.0
Further details — not scored
Size73 MB96 MB
Age rating4+4+
DeveloperCube Consumer Services Private LimitedINNOVAGE FINTECH PRIVATE LIMITED

Customer experience

Cube Wealth

All ratings14 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

5nance

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews31 reviews
Positive80.6%
Neutral0.0%
Negative19.4%

In-app purchases

None

Cube Wealth

No in-app purchases

None

5nance

No in-app purchases

Questions

Is Cube Wealth free?
Cube Wealth is free to download, with no in-app purchases.
Is 5nance free?
5nance is free to download, with no in-app purchases.
Which has better reviews, Cube Wealth or 5nance?
5nance is rated higher. Cube Wealth averages 3.9 out of 5 from 14 ratings, while 5nance averages 4.2 from 5 ratings.
Do Cube Wealth or 5nance have ads?
Cube Wealth shows ads; 5nance does not.
Which is updated more often, Cube Wealth or 5nance?
Cube Wealth ships an update every 3 weeks, and 5nance every 4 weeks. Most recently, Cube Wealth was updated on June 1, 2026 and 5nance on June 9, 2026.

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