5nance vs ModernAlgos
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
5nance
This platform offers AI-driven wealth management solutions, enabling users to invest in mutual funds, stocks, and global indices. It also provides financial planning and insurance services to help users achieve their long-term goals and protect their families.
- AI-based investment advisory
- Invest in mutual funds, stocks, global indices
- AI-powered multi-asset portfolio
- Financial health assessment
- Online financial planning
- Insurance services
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About this App *Join India’s leading Performance Driven Wealth Management Platform, which offers AI Based advisory solutions to growing users on 5nance. With the 5nance app, you can start investing in mutual funds, the stock market, and Global Indices. Also, plan your finances effectively while protecting your family with insurance.* 5nance app is a one-stop solution to meet all your financial needs. We help you meet your investment goals seamlessly by catering to you with our AI-driven investment products, whose performance exceeds that of each and every indices in the last three years. We are a proud bearer of a prestigious award for the Best Use of DevOps Technology 2022 in FinTech. This achievement is a testament to our team’s hard work and dedication, who has consistently provided top-quality services to our clients. An AI-Backed investment science awaits you with the robust power of Artificial Intelligence to transform your investing experience. All-Rounder - An AI-powered multi-asset portfolio platform. An AI-based investment advisory platform to help you make wise investment choices backed by data-driven decisions. Features: Delivered optimum returns over the past three years. Preserves your capital in volatile markets. Rebalancing your portfolio to optimize returns. The stocks are selected after rigorous screening backed by AI, market trends research, and historical performance data analysis. All-Rounder harnesses the power of AI to create a customized portfolio consisting of multiple assets such as equity, Gold, Global indices, and more. With timely Rebalancing, All-Rounder helps you protect the invested capital and optimize returns on investment. Algrow - AI-Backed Mutual Fund advisory platform. Features: Delivered optimum returns over the past three years. Capital Preservation in volatile markets. Algrow Switch to enable allocating funds to optimize your returns. Among 26 AMCs offering hassle-free SIPs, the Top 12 AMCs are mentioned below. Aditya Birla Sun Life Mutual Fund HDFC Mutual Fund IDFC Mutual Fund Nippon India Mutual Fund Axis Mutual Fund Franklin Templeton Mutual Fund Indiabulls Mutual Fund LIC Mutual fund Canara Robeco Mutual Fund SBI Mutual Fund ICICI Prudential Mutual Fund Tata Mutual Fund Finscore - An online financial health assessment platform to help you manage your finances in alignment with your long-term goals. Features: Analyze 15 parameters to assess your financial health. Helps you with areas of financial improvement. Expert guidance to get a customized financial plan. We provide online financial planning services through our premium offering FinPlan. It helps to plan your finances effectively by keeping your long-term goals in alignment. Insurance 5nance is also a premium insurance provider. Protect yourself and your family from unforeseen circumstances and tragedies. Get yourself insured with one of our many insurance policies with affordable premiums. Whether it is a critical illness that strikes you at an unsaid hour, responding to a health emergency, a mishap, or an accident that brings down your morale, our various insurances have got you covered. Insurance providers: • HDFC Life • Bajaj Allianz • Aditya Birla Capital and many more. Transform your financial future with 5nance. Don’t let the stroke of luck define your financial trajectory. Let our AI help you make informed choices and identify opportunities to optimise your returns on investments.
ModernAlgos
Automate your trading with this user-friendly app. It offers chart-based trading, ready-made strategies, and paper trading to help you practice risk-free. Integrated with over 40 Indian brokers, it provides tools for both short-term and long-term investments.
- Simplified algorithmic trading
- Chart-based trading and automation
- Integrated with 40+ top brokers
- Risk-free paper trading
- Ready-made trading strategies
- Automated scalping
- Option chain view with Greeks
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Modern Algos: Elevate Your Trading, Anytime, Anywhere! Welcome to the future of trading, where cutting-edge technology meets user-friendly design! Modern Algos is not just an app; it's your passport to a seamless, automated trading experience that fits right in your pocket. Here's why you can't afford to miss out: Simplified Algo Trading for Everyone: Dive into the world of algorithmic trading without the complexity! Modern Algos makes trading strategies accessible to all skill levels. Unleash your trading potential with our intuitive interface. Chart-Based Trading and Automation: See your strategies come to life on dynamic charts! Visualize, analyze, and automate your trades directly using Technical Indicators. It's like having a personal trading assistant in your pocket! Integrated with 40+ Top Brokers of India: Choose from over 40 leading brokers seamlessly integrated into Modern Algos. We believe in giving you the freedom to trade with the platform that suits you best. Paper Trading Easier Than Ever: Practice makes perfect! Hone your skills risk-free with our paper trading feature. Test your strategies in a simulated environment, so you can step into live trading with confidence. Ready-Made Strategies at Your Fingertips: Don't have time to build a strategy from scratch? No problem! Modern Algos offers ready-made strategies scanned in live market. One click, and you're on your way to smarter trading. Automated Scalping with Ease: Capture market opportunities effortlessly with automated scalping. Modern Algos streamlines the process, making it easy for you to ride the waves of market fluctuations. Comprehensive Option Chain View with Greeks: Master the art of options trading! Our comprehensive option chain view provides insights into Greeks, empowering you to make informed decisions for optimized strategies. Short-Term and Intraday Trading Ideas: Stay ahead of the curve! Receive real-time insights and trading recommendations for short-term and intraday trades. Our app keeps you in the know, always. Long-Term Equity Investment Baskets: Plan for the future with confidence! Diversify your portfolio and align with your long-term financial goals using our carefully curated equity investment baskets. Ready to revolutionize your trading journey? Download Modern Algos now and embark on a thrilling adventure of smart, efficient, and automated trading. Your next big trade is just a click away! Standard Terms of Use apply. See here for details: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: ModernAlgos at 5.0 against 5nance's 4.2. ModernAlgos also leads on review sentiment (100% vs 81%) and device support (3 vs 1). 5nance's advantage is in-app purchases (none vs 9) and ratings volume (5 vs 1). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ModernAlgos sells 9 in-app purchases, starting at $4.99 per month. 5nance asks for nothing beyond the download.
ModernAlgos holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: 5nance has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 81% of 5nance's written reviews are positive against 100% of ModernAlgos's.
5nance ships an update every 4 weeks, ModernAlgos monthly. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | 5nance | ModernAlgos |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 80.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 57 MB |
| Age rating | 4+ | 17+ |
| Developer | Innovage Fintech Private Limited | ModernAlgos |
Customer experience
5nance
ModernAlgos
In-app purchases
5nance
No in-app purchases
ModernAlgos
- Monthly Subscription$4.991 Month
- Modern Algos Advance - Monthly$9.991 Month
- Quarterly Plan$24.993 Months
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- Yearly Plan$99.991 Year
- BasicMonthly$4.99
- Advance Monthly$11.99
- Advance$22.99
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- Advanced Quarterly Plan$29.99
- Advance Yearly$119.99









