Comparison

Prime Smart vs Central Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prime Smart

Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere, without needing to visit a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Prime Smart is Prime Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Prime Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Prime Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Prime Bank, and you need to subscribe to the Prime Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Prime Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Central Smart

Features
Read full description

Central Smart is Central Finance Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Central Finance. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Central Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Central Finance, and you need to subscribe to the Central Finance Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Central Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Prime Smart4 screens
Central Smart4 screens

Verdict

The call

The clearest difference is update cadence: Prime Smart at every 4 weeks against Central Smart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Prime Smart ships an update every 4 weeks, Central Smart every 3 months. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
Prime Smart versus Central Smart: the parameters behind the verdict, then further details
ParameterPrime SmartCentral Smart
PriceFreeFree
Rating2.9 (24 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings24 — better—
Update frequencyEvery 4 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.2 — better
Further details — not scored
Size172 MB64 MB
Age rating17+4+
DeveloperPrime Commercial Bank Ltd.Central Finance

In-app purchases

None

Prime Smart

No in-app purchases

None

Central Smart

No in-app purchases

Questions

Is Prime Smart free?
Prime Smart is free to download, with no in-app purchases.
Is Central Smart free?
Central Smart is free to download, with no in-app purchases.
Do Prime Smart or Central Smart have ads?
Neither Prime Smart nor Central Smart shows ads.
Which is updated more often, Prime Smart or Central Smart?
Prime Smart ships an update every 4 weeks, and Central Smart every 3 months. Most recently, Prime Smart was updated on October 8, 2026 and Central Smart on October 4, 2026.

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