Prime Smart vs Central Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prime Smart
Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere, without needing to visit a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
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Prime Smart is Prime Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Prime Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Prime Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Prime Bank, and you need to subscribe to the Prime Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Prime Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Central Smart
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Central Smart is Central Finance Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Central Finance. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Central Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Central Finance, and you need to subscribe to the Central Finance Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Central Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is update cadence: Prime Smart at every 4 weeks against Central Smart's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Prime Smart ships an update every 4 weeks, Central Smart every 3 months. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.
| Parameter | Prime Smart | Central Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (24 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 24 — better | — |
| Update frequency | Every 4 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 | 12.2 — better |
| Further details — not scored | ||
| Size | 172 MB | 64 MB |
| Age rating | 17+ | 4+ |
| Developer | Prime Commercial Bank Ltd. | Central Finance |
In-app purchases
Prime Smart
No in-app purchases
Central Smart
No in-app purchases








