Meme Maker Pro vs Settlr

Meme Maker Pro is a fast, flexible meme, GIF and collage maker for turning everyday photos, videos and ideas into shareable posts. Start with popular meme templates, classic layouts and collage grids, or build from a blank canvas. Add captions, stickers, fonts, cut-outs and images, then fine-tune your design with simple editing tools. Remove backgrounds with the background eraser, make video memes, export animated GIFs and save finished creations to your device in seconds. Share directly to your favorite apps when your meme is ready. Meme Maker Pro is built for quick jokes, reaction images, social posts, group chats and polished meme pages. Optional PRO unlocks even more templates and images, the background remover, AI image maker, an ad-free experience, premium fonts, stickers and stock images. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Privacy and terms: https://www.pizap.com/privacypolicy

Settlr splits shared expenses between people who already know each other. A weekend away, a shared flat, a long dinner — add what was spent, and Settlr keeps track of who owes what. JOIN BY SCANNING Share a group's QR code and the person scanning it is in, seconds later. No account swapping, no email invites, no waiting. They can even start as a guest and add a real account afterwards, keeping everything they have already entered. SPLIT IT HOWEVER IT ACTUALLY HAPPENED Evenly, by exact amounts, by percentage, or by shares when one person had the big room and somebody else sat out the taxi. Several people can pay for the same expense. Add someone by name before they have joined, and their history follows them in when they do. THE FEWEST PAYMENTS THAT SQUARE EVERYONE UP Settlr works out who should pay whom, and can simplify the whole group down to the smallest set of transfers — so three people do not make six payments to settle one weekend. MONEY THAT ADDS UP Every amount is held in whole cents, and leftover pennies are handed out so that splits always total the expense exactly. Balances always sum to zero. No rounding drift, and no two phones disagreeing about the same bill. WORKS WITHOUT A SIGNAL Add an expense at the table with no bars. It lands straight away and syncs when you are back online. NO NOISE No ads. No analytics or tracking. No emails, ever. Settlr never contacts you. Delete your account from inside the app whenever you want. Settlr does not connect to your bank, move money or process payments. It keeps track of what was spent so the people involved can settle up however they already do.