Wing Bank vs JTRB Authenticator

Ever wonder how other people maximize their time? They do not visit physical banks, wait for their change every purchase, or line up in long queues to pay bills. Instead, they do all of these things in one platform. A platform that caters to all Cambodians. The Wing Bank App is your ever-reliable mobile banking companion. Send money to anyone in Cambodia and other parts of the globe, pay your bills on-time, top up your phone, and shop online in just a few clicks. It’s safe, convenient, easy-to-use, and fast so you can do it anywhere, anytime. Get the Wing Bank App today! Here’s how you can maximize your Wing Money App: •Opt for cashless transactions to ensure the safety of your money. •Consistently check your account activity. •Use for convenient day-to-day payments. SEND MONEY •Send and receive money anywhere in Cambodia. •Send money from one Wing account to another via Wing-2-Wing. •Send money from one Wing account to a non-Wing user via Wing WeiLuy. •Send and receive money to or from international remittance partners globally. International partners are located from different parts of the globe! •Transfer money from Wing to a bank account and vices versa. PHONE TOP-UP •Top-up your phone easily with any amount via Wing. •Top-up your family members or your friend’s phone or buy them phone credits via Wing. •List of available mobile providers: Cellcard, Metaphone, Smart, QB, CooTel, and Yes Seatel. BILL PAYMENT •Make online bill payment directly from the Wing Money app. •Electricity, water, insurance, internet cable? Wing has got you covered! Enjoy hassle-free payment at the comfort of your own home! Do all of these in a click of a button and pay all of your utilities on time. WINGPAY •Scan the QR Code and easily pay Wing’s partner merchants using the app. No need to bring actual cash or physical card! Amazing, right? •No cash, no risk. Enjoy the cashless way of spending your money. WING ONLINE MASTERCARD •Have total control of your money! Use your Wing Online Mastercard and enjoy cashless transactions from different local and international brands. •It’s a Mastercard, which means it’s accepted worldwide! Shop at different merchants at the convenience of your home. •No need to wait long queues. Just one click, your purchase is fast and secure. •Completely virtual. No actual cash needed. WING2WORLD Enjoy international money transfers using the Wing Money App. It's as simple as pressing a few buttons! In-bound service: Migrant workers can easily send their money to any of Wing Partner's in more than 200 countries and receiving is easy. Outbound service: Cambodians or expats can send their hard-earned money to anyone in real-time using the Wing Money App. We now partner with Western Union and MoneyGram for more coverages WING ANG PAO Save papers and don’t use actual red packets! Gift your friends any amount with the Wing Ang Pao. All it takes is a few simple steps! Select "Individual" or "Group" and enter the recipient's Wing account or phone number. Business with Wing? Talk to us and we'll help you. WINGSME Affordable business settlement and disbursement? Manage your business transactions with WingSME. Grow your business with Wing, maximize all opportunities, offer more services to clients, and enjoy all benefits. WINGBIZ+ Payroll system is all over the place? Secure the disbursements of your funds and make sure payroll is on time through Wing! Effectiveness: 1. It cuts off the unnecessary backend headcounts 2. Employees can withdraw anytime! 3. No maintenance fee. Productivity: 1. One-click solution to disburse funds. 2. Save time for approval of processes. 3. Avail all the features on the Wing Money App. Hassle-free: 1. Get your salary on time! 2. Risk-free of handling cash. Wing is with you wherever, whenever. Bring your everyday wallet and start a cashless society! Invite your friends to download the app today and register their Wing accounts!

Managing your day-to-day banking on JTR Connect has been made easier and more secure with JTRB Authenticator. JTRB Authenticator works as two-factor authentication (2FA), providing a total of 3-layer security: (1) User name & Password, (2) One-Time-Password "OTP", as a second security layer when logging in JTR Connect and (3) transactional OTP, as the third layer, when processing your payments on JTR-Connect. Features include: + JTRB Authenticator works with internet access advancing from traditional SMS OTP and OTP devices, ensuring more reliable worldwide delivery. + The App acting as Digital OTP, so that you bring one less device with you everywhere you go. + Working with existing Passcode and easy integration with latest biometric authentication technology for both iOS (TouchID & FaceID). For more information, please call us at +855 23 999 255 during office hours or email us at BusinessService@jtrustroyal.com or visit www.jtrustroyal.com. Please note that this JTRB Authentication application is only for Corporate users and not applicable for Personal and Premier accounts. *Working hour: Monday - Friday (8:00 am - 5:00 am), except Saturday, Sunday & Public Holiday.