OptimumBank Personal Mobile vs BankUnited
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OptimumBank Personal Mobile
Manage your personal finances conveniently and securely 24/7 from your mobile device. Check balances, view transactions, transfer funds, deposit checks with a photo, and pay bills on the go. Locate branches and set up alerts for important account activity.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks via photo
- Schedule and pay bills
- Locate bank branches
- Receive account alerts
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Bank conveniently and securely 24/7 with OptimumBank’s Personal Mobile Banking. Now you can manage your personal finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between OptimumBank accounts • Receive alerts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Pay Bills: • Schedule payments • View payment history • Pay other people using PopMoney • Locate an OptimumBank Branch Getting started is easy. Simply download the app and sign on with your Personal Online Banking user credentials. No additional bank fees apply. *For more information about OptimumBank’s Personal Mobile services, please visit www.optimumbank.com or call us at: (954) 900-2800. *Carrier’s data rates may apply.
BankUnited
Manage your personal finances securely and conveniently on the go. This app offers features like mobile check deposit, bill pay, and money transfers. Stay connected with your accounts and communicate with bank representatives directly through the app.
- Mobile check deposit
- Touch ID/Face ID login
- Bill payment
- Money transfers
- Account balance checks
- Two-way messaging
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BankUnited’s safe and secure mobile banking app connects you to your personal checking, savings, certificate of deposit and money market accounts. Go for more with all the features of online banking, plus tools such as mobile check deposit, Touch ID, personal financial management, and much more. Manage your finances on the go today! Key features include: • Securely send and receive money to your family & friends • Log in with Touch ID or Face ID • Pay bills • Deposit checks • Transfer money between your internal and external accounts • Check account balances and search transactions • Set up balance and activity alerts • Secure two-way messaging with a BankUnited representative • Find your nearest BankUnited branch or ATM Are you a BankUnited business banking customer? Search for our BankUnited Biz mobile app, created to work with business online banking. Contact us at (877) 779-2265 if you have any questions.
Screenshots
Verdict
The clearest difference is ads: BankUnited at none against OptimumBank Personal Mobile's shown. BankUnited also leads on update cadence (monthly vs every 4 months) and ratings volume (2.1K vs 37). OptimumBank Personal Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for OptimumBank Personal Mobile against 4.8 for BankUnited. That said, the two scores are not equally well evidenced: BankUnited has 2.1K ratings behind it against 37, so its average is the more settled of the two.
OptimumBank Personal Mobile ships an update every 4 months, BankUnited monthly. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | OptimumBank Personal Mobile | BankUnited |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (37 ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | — | 52.5% of reviews |
| Number of ratings | 37 | 2.1K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 64 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | OptimumBank | BankUnited |
Customer experience
OptimumBank Personal Mobile
BankUnited
Bugs and requests
OptimumBank Personal Mobile
Not enough reviews yet to summarise bugs or requests.
BankUnited
Reported bugs
4 issues- Login issues and password reset problems
- Inability to see pending transactions
- Inconsistent app behavior across devices
- Errors when trying to deposit checks
Requested features
4 requests- Add Zelle functionality
- Improve bill pay and transaction visibility
- Provide a more user-friendly interface
- Optimize the app for larger text sizes
In-app purchases
OptimumBank Personal Mobile
No in-app purchases
BankUnited
No in-app purchases
Questions
Is OptimumBank Personal Mobile free?
Is BankUnited free?
Which has better reviews, OptimumBank Personal Mobile or BankUnited?
Do OptimumBank Personal Mobile or BankUnited have ads?
Which is updated more often, OptimumBank Personal Mobile or BankUnited?
Other comparisons
