OptimumBank Personal Mobile vs Charidy Tap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OptimumBank Personal Mobile
Manage your personal finances conveniently and securely 24/7 from your mobile device. Check balances, view transactions, transfer funds, deposit checks with a photo, and pay bills on the go. Locate branches and set up alerts for important account activity.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks via photo
- Schedule and pay bills
- Locate bank branches
- Receive account alerts
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Bank conveniently and securely 24/7 with OptimumBank’s Personal Mobile Banking. Now you can manage your personal finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check account balances • View recent transactions, including check images • Transfer money between OptimumBank accounts • Receive alerts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Pay Bills: • Schedule payments • View payment history • Pay other people using PopMoney • Locate an OptimumBank Branch Getting started is easy. Simply download the app and sign on with your Personal Online Banking user credentials. No additional bank fees apply. *For more information about OptimumBank’s Personal Mobile services, please visit www.optimumbank.com or call us at: (954) 900-2800. *Carrier’s data rates may apply.
Charidy Tap
This app allows nonprofit organizations to accept credit card donations directly on their phones. It's ideal for events and on-the-go fundraising, offering quick, secure, and real-time transaction processing without requiring extra hardware.
- Tap to Pay donations
- Real-time transaction processing
- User-friendly interface
- Secure payment processing
- Campaign integration
- On-the-go fundraising support
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Our app empowers nonprofit organizations to seamlessly accept credit card donations by simply tapping them on your phone. Perfect for events, face-to-face donations, and on-the-go fundraising, Charidy makes it easier than ever to raise funds for your cause. Key Features: - Tap to Pay: Accept credit card payments quickly and securely with just a tap on your phone. No additional hardware required! - Real-Time Processing: Donations are processed instantly, providing immediate confirmation for donors. - User-Friendly Interface: Intuitive design ensures that you can focus on your mission, not on navigating complex systems. - Secure Transactions: Built with top-notch security protocols to protect your organization and your donors. - Campaign Integration: Easily link donations to specific fundraising campaigns and track progress in real-time. - Support On-the-Go: Receive dedicated support and assistance to ensure smooth operation of your fundraising activities.
Screenshots
Verdict
The clearest difference is ads: Charidy Tap at none against OptimumBank Personal Mobile's shown. Charidy Tap also leads on update cadence (every 4 days vs every 4 months) and rating (5.0 vs 4.8). OptimumBank Personal Mobile's advantage is ratings volume (37 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Charidy Tap holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: OptimumBank Personal Mobile has 37 ratings behind it against 1, so its average is the more settled of the two.
OptimumBank Personal Mobile ships an update every 4 months, Charidy Tap every 4 days. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | OptimumBank Personal Mobile | Charidy Tap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (37 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 37 — better | 1 |
| Update frequency | Every 4 months | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 64 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | OptimumBank | Charidy Inc |
Customer experience
OptimumBank Personal Mobile
Charidy Tap
In-app purchases
OptimumBank Personal Mobile
No in-app purchases
Charidy Tap
No in-app purchases
Questions
Is OptimumBank Personal Mobile free?
Is Charidy Tap free?
Which has better reviews, OptimumBank Personal Mobile or Charidy Tap?
Do OptimumBank Personal Mobile or Charidy Tap have ads?
Which is updated more often, OptimumBank Personal Mobile or Charidy Tap?
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