SC Mobile Kenya vs NatMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Kenya
Manage your finances and perform banking transactions from your mobile device. Open accounts, transfer funds, pay bills, and invest in wealth management products. Access over 70 banking services conveniently from anywhere.
- Open accounts in minutes
- Save and resume applications
- View and manage finances
- Transfer funds locally and internationally
- Pay utility bills and KRA taxes
- Buy, sell, and track investment portfolios
- Access insurance services
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Welcome to SC Mobile Kenya. You are about to start an amazing banking experience. From the comfort of your home you can open an account, transfer funds or access any service that would take you to a banking hall. Say goodbye to long queues, do your banking anywhere and everywhere. Open an account With SC Mobile you have the power of banking in your palm. Within 15 minutes you can open an account and enjoy the benefits that come with it. Open a Current account or Savings account today and enjoy the benefits that come with it. Accounts are available in multiple currencies. Save and Resume In case you are unable to complete your application in one go, do not worry. You can save and resume your application anytime. Get a complete view of your accounts and transact with ease SC Mobile allows you to see, move and manage your finances anytime, anywhere, so start banking everywhere. You can do transfers between accounts within SCB, make transfers to other local banks in Kenya via RTGS or Pesalink, make KRA Payments, send International transfers and pay all your utility bills. What's more, you can top up your airtime on mobile phone, and move money to Mpesa or Airtel Money instantly. Services on your fingertips SC Mobile comes with over 70 services available to you. You can use any of these at your convenience with no need to queue in a banking hall. You can even track the progress of all your requests. SC Mobile gives you more time to do the things you love and not to worry about banking. Access our Wealth Management Proposition - You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in KES, USD and other major currencies - Get access to our latest market insights and take advantage of the market opportunities available - Get global diversification (both local and offshore investments) with best in class fund managers - Get access to instant General, Travel and Motor insurance whenever and wherever you need it
NatMobile
This banking app offers a comprehensive suite of financial management tools. Easily pay bills, buy airtime, transfer funds, and conduct mVisa and Pesalink transactions. Manage expenses and school fees all within a secure and revamped interface.
- Bill payments
- Airtime purchases
- Expense management
- MPESA transfers
- School fee payments
- Account transfers
- mVisa transactions
- Pesalink transactions
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We are excited to introduce the revamped NatMobile App. Experience a new way of banking: - Pay for Bills - Buy Airtime. - Manage your expenses - Send to MPESA - Pay School Fees - Transfer between accounts. - Perform mVisa Transactions. - Perform Pesalink Transactions
Screenshots
Verdict
The clearest difference is ads: NatMobile at none against SC Mobile Kenya's shown. NatMobile also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). SC Mobile Kenya's advantage is ratings volume (754 vs 1) and update cadence (every 6 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NatMobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SC Mobile Kenya has 754 ratings behind it against 1, so its average is the more settled of the two.
SC Mobile Kenya ships an update every 6 weeks, NatMobile every 3 months. The most recent releases landed on October 21, 2026 and October 2, 2026 respectively.
| Parameter | SC Mobile Kenya | NatMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (754 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 44.1% of reviews | — |
| Number of ratings | 754 — better | 1 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 154 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Standard Chartered | National Bank of Kenya Limited |
Customer experience
SC Mobile Kenya
NatMobile
Bugs and requests
SC Mobile Kenya
Reported bugs
9 issues- App crashes on startup or requires non-existent updates
- M-PESA payment failures
- Login errors occurring frequently
- Menu button inaccessible on iPhone 12 Pro, 13 Pro, and 14 Pro Max
- Joint account access not visible in mobile app
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- Transfer limit notifications not displaying properly
- Persistent 'unable to process request' errors
- M-PESA phone number validation requiring 11 digits instead of 10
- Touch ID functionality stopped working after updates
Requested features
5 requests- Credit card payment functionality on mobile app
- Ability to edit saved beneficiary details
- Copy-paste support in transfer reference field
- Better error messaging for transaction limits
- Touch ID/biometric authentication support
NatMobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SC Mobile Kenya
No in-app purchases
NatMobile
No in-app purchases
